Category: Column

  • Enjoy the Ride!

    r. Steve L. Chaplin, a 64-year-old Honolulu psychiatrist, has seen the world from a unique perspective. He has ridden his bicycle through South America, Asia and Europe, cycled through 39 countries, including Morocco, Myanmar, India, Chile and Vietnam, and most recently, biked through Iceland and Greenland.

    What inspired him to see the world this way? Dr. Chaplin’s father taught him to ride at age 6, but initial lessons didn’t include how to stop by using his brakes, which caused him some scrapes. His interest in bicycling blossomed while biking with a friend in San Francisco. The bicycling bug really took hold of him as he navigated the city’s highly textured topography. By then, of course, he had learned how to brake.

    Today, adhering to the hypothesis “safety in numbers,” his excursions always include a friend or a group. He says he has never experienced a bad bike trip. To the contrary, friendly foreigners often approach him, asking about the details of and reasons for his international bicycle trek. He says that riding a bicycle has proven to be an easy way to make friends in a foreign country, as natives are always eager to give him advice and share information about their country.

    Dr. Chaplin says that the most interesting country he visited was Vietnam in 1995. The Vietnamese were very welcoming, saying, “America number one.” And, of course, Dr. Chaplin fit naturally into the culture, as most Vietnamese rode bicycles as their primary transportation.

    Riding his bicycle in a foreign country also gave Dr. Chaplin an opportunity to appreciate the culture and natural beauty at a pace that could not be accomplished in motorized travel mode, yielding time and space for contemplation and reflection, in addition to social interaction.

    Dr. Chaplin says, “Somehow, foreign residents and I succeed in communicating. English seems to be an international language and there is always someone who can speak it to some extent. In the remote parts of a country, where English is barely spoken, we use hand motions and somehow we manage. We smile, we laugh and catch on to what each is saying.

    “For example, when a foreign resident points at my bicycle, I know from experience that they are asking me why I am traveling in their country on a bicycle, especially in a far-off region. Traveling to a foreign country is always an experience. It depends on your attitude of why you are there. So I tell them that riding a bicycle abroad is a priceless experience if your aim is to learn, have fun and meet the people. The bottom line is to be pleasant and patient.”

    Dr. Chaplin believes in exercise and encourages his patients to do so, because studies have shown that such activity promotes mental alertness, stamina and positive interactions. Such being the case, bicycling in a foreign country with his interest focused on a new environment stimulates his mind and memories of people and places.

    Studies have shown that a human on a bicycle is more efficient than a swimming salmon or flying seagull and jet plane. Dr. Chaplin concurs that it reduces global warming and conserves natural resources as well as introduces the bicyclist to different cultures, cuisine, history and people—up close and personal. “There is no doubt that bicycling is good for the health, for the preservation of our Earth and if you travel to a foreign country, I like to believe that in some ways it leads to international understanding, friendship and world peace.”

    His philosophy of life is simple—“enjoy the moment. Enjoy the ride.”

    r. Steve L. Chaplin, a 64-year-old Honolulu psychiatrist, has seen the world from a unique perspective. He has ridden his bicycle through South America, Asia and Europe, cycled through 39 countries, including Morocco, Myanmar, India, Chile and Vietnam, and most recently, biked through Iceland and Greenland. What inspired him to see the world this way?…

  • Bridging the Generation Divide

    Last year, I was a “senior” senior at the University of Hawai‘i (UH) West O‘ahu. My learning adventure began in the fall of 2019 when I enrolled in a basic Hawaiian language course at the Moloka‘i Education Center at age 67. It is a satellite campus of UH Maui College and our classes were conducted via a Skybridge video link to the classroom on Maui. I also enrolled in a Hawaiian music class that was taught in-person. I continue exploring those interests through the ‘Ukulele Kanikapila and ‘Olelo Hawai‘i Papa offered here on Moloka‘i by Kaunoa Senior Services, a division of the County of Maui’s Department of Human Concerns.

    Eligible for financial aid, I was able to become a full-time student at UH Maui College and UH West O‘ahu. It was a blessing in so many ways to be immersed in campus life—even at a distance. Being surrounded by young minds eager to forge a pathway to their future career was energizing and inspiring. No less inspiring were the students who were returning to college while working and caring for family, but still found time to attend class, complete assignments and participate in collaborative projects.

    I soon discovered that collaboration was the skill I most needed to learn. Students and faculty all put me at ease and I learned by their example how enriching—and fun—collaboration can be! It was time to set aside my “wise elder” hat and listen with respect and compassion, keeping my mind open to views that hadn’t even existed when I was their age. It was a two-way street because some of the things I’d experienced and brought to the table were ancient history for today’s students. I strove to enrich my fellow students’ learning treks and greatly appreciated that I was never made to feel like a dinosaur!

    Other skills I learned were how to give presentations and how to use the many apps available today to create written and audiovisual material. Encouraged by the supportive learning environment, I developed the confidence to share these skills in my local community. I volunteered to proofread the computer-created transcripts of documents scanned into Moloka‘i’s Digital Repository, Moe‘a, and created an Instagram post as my contribution to a Hawai‘i Tourism Authority community session on Moloka‘i.

    If you live on O‘ahu, you can attend classes for free with the instructor’s permission. The UH System, comprised of three universities, seven community colleges and community-based learning centers across Hawai‘i, is committed to promoting lifelong learning, active aging and intergenerational community-building through its Nā Kūpuna program at UH Mānoa and the Senior Visitor programs at UH West O‘ahu and the Leeward, Windward and Kapi‘olani community colleges. You won’t get a grade, but you can fully participate in course activities. (For enrollment information, see below.)

    It is well-known that being engaged socially and intellectually enhances the well-being of seniors: My experience as a student attests to that. Being constantly challenged and encouraged to keep going forward despite early stumbles and uncertainty was a great confidence-booster. I highly recommend pursuing higher education in your golden years!

    SENIOR CITIZEN VISITOR PROGRAM
    NĀ KŪPUNA PROGRAM–UH MĀNOA
    808-956-4642 | nakupuna@hawaii.edu
    tinyurl.com/NaKupunaProgram

    Last year, I was a “senior” senior at the University of Hawai‘i (UH) West O‘ahu. My learning adventure began in the fall of 2019 when I enrolled in a basic Hawaiian language course at the Moloka‘i Education Center at age 67. It is a satellite campus of UH Maui College and our classes were conducted…

  • Legal Warrior for Social Upheaval

    Judge Daniel R. Foley, formerly an Associate Justice of the Hawai’i Court of Appeals, by his representation of three same-sex couples in the Hawai‘i court case of Baehr v. Lewin, moved to overturn the then hard-fast belief that marriage should be reserved to opposite-sex couples. Judge Foley’s legal strategy and courageous action changed the world, leading to the legalization of same-sex marriage in other parts the world.

    What prompted Judge Foley to take on such Herculean task, in great part, alone? As a boy, Judge Foley explains, “I was always the new kid in school. I went to six different schools before high school. I was identified with the outsiders. I always detested bullies. When a bully would taunt defenseless classmates, I would stand up for the classmates, which often resulted in a fight. I regarded the government’s treatment of members of the LGBTQ community as a form of bullying.”

    Judge Foley has had an interesting career that included diverse experiences in remote places. After college, he joined the Peace Corps and was assigned as an agricultural extension officer in Lesotho, southern Africa. After law school, he served as a legal adviser to emerging governments in Micronesia, writing constitutions and other laws as these governments achieved independence from the US. He has served as an Associate Justice of the Supreme Court of Palau. He drafted the Rules and Regulations of the Hawai‘i Civil Rights Commission, chaired the Hawai‘i’s Access to Justice Commission and has taught civil rights litigation at the University of Hawai‘i Richardson School of Law.

    In the Hawai‘i legal community, Judge Foley was known as a lawyer who represented unpopular and controversial clients and causes. For instance, he successfully represented a Miss Gay Moloka‘i Pageant after an official refused to grant a permit to allow a hula to be performed at a carnival.

    On Dec. 17, 1990, three gay couples applied for marriage licenses at the Hawai‘i Department of Health, but they were told that their applications would be held until the State Attorney General could rule on their applications. Within five years, the US Supreme Court permitted the right for gay and lesbian couples across the nation to be legally married. In the 2015 Supreme Court ruling, Associate Justice Anthony Kennedy cited Hawai‘i’s pivotal same-sex marriage decision.

    Judge Foley says, “Same-sex marriage is a right protected by the Equal Protection Clause in both the US and Hawai‘i Constitutions. I believed there should be no discrimination against persons of the same sex who apply for a marriage license. I was raised as a Catholic and attended a Jesuit university in San Francisco. I was aware of the traditional biblical view of marriage, but what controlled it was the Equal Protection Clause.”

    Judge Foley is married to a Japanese-Chinese-Hawaiian woman. After marriage, he converted to Buddhism. Earlier in San Francisco, he had studied Zen Buddhism and Tibetan Buddhism. He has studied renowned Zen Master Daisetz Suzuki. He meditates early in the morning and later in the day.

    His spirituality is deep and profound. He says, “The spirituality of life is very important to me. I try to be good person and treat others with respect and compassion. I believe that our acts have an immediate impact on ourselves and those around us in this life and in the hereafter. I believe that our karma determines our afterlife. We should be true to our values. Our values shape our character and guide us in our decision-making.”

    Judge Daniel R. Foley, formerly an Associate Justice of the Hawai’i Court of Appeals, by his representation of three same-sex couples in the Hawai‘i court case of Baehr v. Lewin, moved to overturn the then hard-fast belief that marriage should be reserved to opposite-sex couples. Judge Foley’s legal strategy and courageous action changed the world,…

  • Tips for Smarter & Safer Buying This Year

    If you are planning on making high-trust purchases in 2026, such as home improvements or a new vehicle, consider these three ways to make smarter buying decisions:

    1. Build confidence before you buy.
      Before purchasing, spend five minutes on research (bbb.org/search?find_country=USA). Confirm the business is legally registered, properly licensed for its trade and has a history of delivering on promises.
    2. Use tools that make research convenient.
      Keep your research habits focused and simple by using a trusted research tool (BBB.org) that allows you to investigate and get trusted, free quotes (bbb.org/get-a-quote). BBB business profiles show a business’s rating, BBB accreditation, reviews and complaint history.
    3. Have a plan if things go wrong.
      If your purchase/project doesn’t go as promised, communicate directly with the company. If that fails, involve a neutral third party like BBB (bbb.org/file-a-complaint). You can also seek guidance from industry associations or authorities. As a last resort, legal action may be necessary—but most issues are resolved faster and at little to no cost through BBB’s mediation and arbitration services.

    BETTER BUSINESS BUREAU GREAT WEST+PACIFIC (nonprofit)
    800-460-0910 | info@thebbb.org | thebbb.org
    Ad or company clarification: bbb.org
    Report a scam: bbb.org/scamtracker
    File a complaint: bbb.org/file-a-complaint

    If you are planning on making high-trust purchases in 2026, such as home improvements or a new vehicle, consider these three ways to make smarter buying decisions: BETTER BUSINESS BUREAU GREAT WEST+PACIFIC (nonprofit)800-460-0910 | info@thebbb.org | thebbb.orgAd or company clarification: bbb.orgReport a scam: bbb.org/scamtrackerFile a complaint: bbb.org/file-a-complaint

  • Food Stamps Are a SNAP for Seniors!

    One of the things about growing older is that it happens gradually. When I retired from Hawai‘i Meals on Wheels last year at age 72, I didn’t realize I was already a dozen years into what is legally defined as “senior”—60 years old or older—by many government program standards. I had already started receiving early Social Security at 62 and had seamlessly transitioned my medical coverage at my workplace to Medicare at 64.

    Retirement for many means living on less income and I remembered reading somewhere that the governor had done something to make Supplemental Nutrition Assistance Program/Electronic Benefits Transfer (SNAP/EBT) more available for Hawai‘i seniors. I wondered what the qualifications were. It took some digging to find out.

    I applied online at Hawai‘i’s Department of Human Services (DHS) website (humanservices.hawaii.gov), qualified and received my EBT Kokua Card (Hawai‘i’s name for the EBT card) in about a month. If you don’t know if you qualify or not, go ahead and try. Nothing bad will happen if you don’t qualify and all the information is confidential.

    In case you are wondering, “SNAP,” “EBT” and “Food Stamps” refer to the same thing. I use the term “EBT,” which is the tool we use to use our SNAP benefits. Your monthly SNAP benefits are loaded onto the EBT Kokua Card. “Food Stamps” is an old-school term for the same thing.

    SNAP is a federal program funded by the US Department of Agriculture, administered here by the State of Hawai‘i. It helps American farmers. If we spend EBT dollars in Hawai‘i, it helps local businesses and local farmers if we buy local. And it certainly helps us seniors.

    You can use EBT to buy food at the market, but you can’t buy medicine, vitamins, tobacco, alcoholic beverages or hot, prepared food (although you might qualify for a meals-on-wheels type service from other nonprofit organizations in Hawai‘i).

    If you qualify, your benefit amount will vary according to your income.

    Some surprising benefits come with your EBT card. Before I even received my Kokua Card, I received a DaBux card. What is DaBux? It’s a Hawai‘i program that gives EBT users a 50% discount off local produce at most local supermarkets and online at Farm Link Hawai‘i (farmlinkhawaii.com). And that includes “name-brand” organic produce. You double your EBT bucks with DaBux.

    With your EBT card, you can even get seeds for vegetables and herbs at a discount from participating retailers so you can grow your own. You can’t get fresher than that.

    Need Help?

    Not all seniors are computer savvy, so I made a short instructional video about the new rules and how to apply online. You can find my 14-minute YouTube video that further explains the process on at tinyurl.com/HowToApplyEBT.

    For those seniors who are not online at all, a local nonprofit organization can help you apply for SNAP/EBT and let you know about your eligibility for other senior programs.

    Call Catholic Charities Benefits Enrollment Center on O‘ahu at 808-527-4777. Other islands can call 808-521-4357.

    For SNAP application, interview and recertification updates, visit humanservices.hawaii.gov/bessd/updates.

    H. Doug Matsuoka was born in Hilo, Hawai‘i, and lives in Honolulu. Now retired, his career spanned social service nonprofits, including Volunteer Legal Services Hawaii. He recently retired from his 10 years with Hawaii Meals on Wheels, where he started as a part-time driver and became the IT director. He is a social activist, author and co-founder of Hawaii Guerrilla Video Hui.

    If you have a story to share, email the editor: debra@generations808.com.

    One of the things about growing older is that it happens gradually. When I retired from Hawai‘i Meals on Wheels last year at age 72, I didn’t realize I was already a dozen years into what is legally defined as “senior”—60 years old or older—by many government program standards. I had already started receiving early…

  • Cryptocurrency ATM Scams

    The latest scam tool that international criminal gangs use to take money from kūpuna is likely in your neighborhood supermarket or convenience store.

    Bitcoin ATMs, which look similar to bank ATMs, have become commonplace sitting next to regular ATMs, alongside the DMV registration machine and video rental box. There are nearly 100 of them in Hawai‘i and more keep getting added.

    The FBI said that reported crimes involving cryptocurrency ATMs almost doubled last year with nearly 11,000 complaints and losses of about $247 million in 2024.

    The scammers target kūpuna who may not be familiar with bitcoin and cryptocurrency. The Federal Trade Commission says people 60 and older are three times more likely to report being a victim of cryptocurrency ATM fraud.

    The scams often involve a phone call from a fake government or bank official who convinces the consumer that their money is in danger and they need to transfer it to a safe place. Sometimes they call cryptocurrency ATMs a “federal safety locker.” Sometimes it’s a variation of the grandparents or romance scams; the consumer is told to pay into a cryptocurrency ATM to get their grandchild out of jail or to invest in cryptocurrency by someone they have been persuaded to trust.

    What can be done?

    AARP Hawai‘i is pushing for commonsense legislation to limit cryptocurrency ATM transactions to $2,000 per visit, which could limit fraud losses. We’re also lobbying for better fraud warnings and in some cases refunds to consumers.

    Be aware that only scammers demand payment with cryptocurrency. The government never accepts cryptocurrency. Also, if you see someone, especially kūpuna, feeding money into a crytocurrency ATM who looks distressed and may be on the phone with someone directing them, let store authorities or even the police know.

    If you have been a victim of cryptocurrency ATM fraud or know someone who has lost money, let AARP Hawai‘i know by emailing us at the address below. We need to educate lawmakers about this fraud trend and hearing from constituents will help us pass legislation that could save kūpuna from losing their life savings.

    AARP HAWAI‘I (nonprofit)
    1001 Bishop St., Ste. 625, Honolulu, HI 96813
    866-295-7282 | hiaarp@aarp.org
    aarp.org/hi | facebook.com/aarphawaii

    The latest scam tool that international criminal gangs use to take money from kūpuna is likely in your neighborhood supermarket or convenience store. Bitcoin ATMs, which look similar to bank ATMs, have become commonplace sitting next to regular ATMs, alongside the DMV registration machine and video rental box. There are nearly 100 of them in…

  • First Scammed, Then Murdered

    Thousands of seniors every year receive the scam message, “Congratulations! You’ve won the lottery!” For one man, however, that call didn’t just drain his savings, it cost him his life.

    Abe was a trusting 67-year-old retiree who had been receiving calls for months from a scammer claiming he had won a multimillion-dollar lottery. Like many victims, he believed the caller when they said he only needed to pay “taxes” and “processing fees” to release his prize. He paid hundreds, then thousands, then tens of thousands of dollars to secure his life-changing grand prize… a grand prize that never existed.

    More unfortunate, Abe was not the only one who believed this fantasy. Dee Dee, is live-in girl- friend, also fell for these lies. She saw the outgoing wire transfers, the frantic calls and the promises of a jackpot “about to arrive.” She “knew” a huge fortune was coming—a fortune she believed she deserved, as well. When the money did not appear, Dee Dee thought Abe was hiding the payout from her. When she confronted him, he told her he didn’t have any more money to send for the taxes and processing fees and that he hadn’t received anything at all. Upon hearing this, she thought he was lying and attacked Abe, fatally injuring him. The “lottery winnings” that never existed had destroyed two lives: his and hers.

    This case highlights how deeply and dangerously criminals manipulate their victims. Scam artists know exactly what they’re doing—they build trust, create emotional dependence and manufacture hope. Victims often hide the scam from family out of embarrassment. Loved ones watching from the outside may misunderstand the situation, misinterpret the victim’s behavior or become entangled in the false belief that money is on its way.

    Scams don’t just empty bank accounts. They destabilize homes, relationships and mental health. This case shows that the consequences can become deadly when fear, delusion and financial strain collide.

    But there are ways to protect yourself and those you care about.

    * In Hawai‘i, it is impossible and illegal to win a foreign lottery. Also, no legitimate lottery contacts winners by phone, text or social media. If you didn’t physically enter a contest, you didn’t win. Period.
    * Be aware that you never need to pay money to receive prize winnings. Taxes, fees, customs charges—all fake. Requesting payment is the No. 1 giveaway of a scam.
    * Keep communication open with trusted family. Scammers isolate victims by urging secrecy. If a loved one suddenly becomes secretive about finances, check in compassionately.
    * Watch for sudden financial stress in a household. Unexplained withdrawals, new credit card debt or abrupt behavioral changes may signal a scam.
    * Do not confront scammers or escalate disputes at home. If someone in your household is being scammed, contact police or Adult Protective Services.

    Lottery scams are designed to destroy lives — emotionally, financially and, in rare cases, physically. The best defense is knowledge, honest conversations and early intervention. No jackpot or prize is ever worth a life.

    HAWAI‘I STATE BAR ASSOCIATION
    Senior Counsel Division
    Alakea Corporate Tower, 1100 Alakea St., Ste. 1000
    Honolulu, HI 96813
    808-537-1868 | SCD@HSBA.org | HSBA.org

    Thousands of seniors every year receive the scam message, “Congratulations! You’ve won the lottery!” For one man, however, that call didn’t just drain his savings, it cost him his life. Abe was a trusting 67-year-old retiree who had been receiving calls for months from a scammer claiming he had won a multimillion-dollar lottery. Like many…

  • Kupuna Connection

    Caydie Furutani and I are 9th graders at Moanalua High School on O‘ahu. For our social studies project, our teacher asked us to identify ways in which we could positively impact our community on a local or national level. We brainstormed and came up with three different ideas. Eventually, we chose to focus our attention on our local kūpuna community. Our project centered on efforts to improve the mental and emotional health of our kūpuna.

    Because some kūpuna may not have grandchildren near them, we came up with the simple idea to hang out with them, play games, talk story and bring them homemade snacks, in hopes that socializing with fun young people would make them feel happy and less lonely. And it would be fun for us to engage with the older generation.

    When I was born, my mom, Cynthia Arnold, was working to help seniors downsize and move to senior living facilities. She helped many move into 15 Craigside Retirement Community, which had just opened. She continues to this day.

    My mom told me that when I was little, she brought me there every Christmastime and we’d give out homemade cookies and treats to all her past clients. Some of them remembered me as a little one, but all I remember is this was the home where all the GGs (great-grandparents) lived. This is the reason that 15 Craigside Retirement Community was the perfect location for our social studies project.

    We brought them homemade brownies, broken glass jello and manju. We talked and played “Thanksgiving Catch Phrase” to stimulate their minds in a fun and friendly environment. Some of the residents were surprisingly competitive, but everyone laughed and had a great time. And all the treats were eaten by the end of our visit.

    While talking story with them, we found out what they had done for a living and how they are now enjoying their later years. Some even gave us some life lessons, such as, “take the negativity out of your life” and “do yoga to keep looking young!” It was a great time of laughing and learning.

    Besides getting an “A” on our project, we took away many happy memories we can share with others. We want to go back again soon!

    Lexie Arnold is a 9th grader at Moanalua High School and the daughter of GM Publisher Cynthia Arnold. She loves to dance and play softball, hang out with her friends and volunteer for organizations on the island.

    If you have a story to share, email the editor: debra@generations808.com.

    Caydie Furutani and I are 9th graders at Moanalua High School on O‘ahu. For our social studies project, our teacher asked us to identify ways in which we could positively impact our community on a local or national level. We brainstormed and came up with three different ideas. Eventually, we chose to focus our attention…

  • The Risks of Using Artificial Intelligence, Part II

    While AI has the potential to greatly benefit seniors (see the Sept.–Oct. issue), it also presents certain risks:

    ◆ PRIVACY CONCERNS
    Data Security: AI systems often collect and store personal data, which can lead to privacy breaches. Seniors may be particularly vulnerable to data theft or misuse.
    Surveillance: Increased use of AI in monitoring systems (home security cameras) can lead to concerns about loss of personal privacy.

    ◆ DEPENDENCE ON TECHNOLOGY
    Over-reliance: Seniors may become overly dependent on AI technologies, which could diminish their ability to perform daily tasks tasks independently if the technology fails or is unavailable.
    Skill erosion: Relying on AI for cognitive tasks like remembering appointments may lead to a decline in memory and problem-solving skills.

    ◆ ACCESSIBILITY ISSUES
    Digital divide: Not all seniors are comfortable with or have access to technology. This can create disparities in who benefits from AI.
    Complexity: Some AI systems may be too complex for seniors to use effectively, leading to frustration and disengagement.

    ◆ BIAS AND INACCURACY
    Algorithmic bias: AI systems can reflect biases present in their training data, leading to inaccurate or unfair outcomes. For example, health recommendations may not be suitable for all demographics, including seniors.
    Misinformation: AI-driven platforms may inadvertently provide incorrect information, which could lead to poor decision-making.

    ◆ SOCIAL ISOLATION
    Reduced human interaction: While AI can provide companionship, it may replace direct interactions with family/friends, causing isolation.
    Emotional disconnect: AI lacks the genuine empathy and emotional understanding that are important to seniors seeking human contact.

    ◆ HEALTH RISKS
    Miscommunication: AI systems may misinterpret a senior’s needs or conditions, leading to unfit or missed care.
    Inadequate support: If seniors rely solely on AI for health management, they may neglect to seek necessary human medical advice or intervention.

    ◆ FINANCIAL EXPLOITATION
    Cost of technology: The financial burden of acquiring and maintaining AI technologies can be a concern for seniors on fixed incomes.
    Scams and fraud: Seniors may be targeted by scams that exploit AI technologies (phishing attacks/fraudulent services that appear legitimate).

    HOW SCAMMERS USE AI TO TARGET SENIORS

    ◆ PHISHING ATTACKS
    Automated phishing: AI can generate convincing emails or messages that mimic legitimate organizations, tricking seniors into providing personal information, such as passwords or financial details.
    Voice phishing (vishing): AI-generated voice calls can impersonate trusted entities to extract sensitive information from seniors.

    ◆ DEEPFAKE TECHNOLOGY
    Impersonation: Scammers can use deepfake technology to create realistic videos or audio recordings of trusted individuals such as family members, making the scam more believable.
    Fake news and misinformation: AI can generate false news stories or social media posts that manipulate seniors into making hasty decisions.

    ◆ CHATBOTS & VIRTUAL ASSISTANTS
    Fraudulent chatbots: Scammers can deploy AI chatbots that engage seniors in conversation, providing false information or persuading them to share personal details or make payments.
    Social engineering: AI can analyze social media profiles to craft personalized messages that persuade seniors to fall for a scam.

    ◆ TARGETED ADVERTISING
    Data mining: Scammers use AI to analyze data from social media and online activities to target seniors with tailored ads for products/services.
    Manipulative marketing: AI can create marketing messages that exploit seniors’ fears or desires, making them buy or invest impulsively.

    ◆ INVESTMENT SCAMS
    Automated trading bots: Scammers may use AI-driven trading platforms to lure seniors into fraudulent investment schemes.
    Fake investment opportunities: AI can generate convincing promotional materials for fake/non-existent investment opportunities.

    ◆ SOCIAL MEDIA SCAMS
    Fake profiles: Scammers can create fake profiles using AI-generated images and information to befriend seniors on social media, eventually leading to requests for money or personal information.
    Romance scams: AI can help scammers craft romantic messages that appeal to seniors, building trust before asking for financial assistance.

    ◆ RANSOMWARE & MALWARE
    Automated attacks: AI can automate the distribution of ransomware or malware, targeting devices to lock seniors out or steal information.
    Phishing links: AI can generate convincing links that lead to malicious websites designed to harvest personal information or install harmful software.

    REDUCING YOUR RISKS

    ◆ EDUCATION
    Learn about common scams: Familiarize themselves with common scams that target seniors.
    Understand AI technology: Gain a basic understanding of how AI works.

    ◆ BE CAUTIOUS WITH INFORMATION
    Limit sharing: Avoid sharing personal information unless absolutely necessary.
    Verify requests: Always verify requests for personal information by contacting the organization.

    ◆ USE TRUSTED SOURCES
    Stick to reputable platforms: Use trusted websites/applications for online activities.
    Check reviews: Before engaging with new services or products, ensure they are legitimate.

    ◆ ENABLE SECURITY FEATURES
    Strong passwords: Change them regularly. Consider using a password manager.
    Two-factor authentication: Enable two-factor authentication (2FA) for an added layer of security.

    ◆ BE SKEPTICAL
    Question unexpected messages: Be cautious of unsolicited emails, phone calls or messages.
    Look for red flags: Watch for poor grammar and requests for money or information.

    ◆ USE TECHNOLOGY WISELY
    Privacy settings: Adjust privacy settings to limit personal information shared publicly.
    Educate on AI tools: Learn how to use AI tools safely and learn their privacy policies.

    ◆ STAY CONNECTED
    Communicate: Talk with family/friends about online activities and suspicious interactions.
    Join community groups: Participate in local community groups or workshops focused on technology and online safety for seniors.

    ◆ REPORT SUSPICIOUS ACTIVITY
    Report scams: If they encounter a potential scam, seniors should report it to local authorities, consumer protection agencies or organizations like the Federal Trade Commission (FTC).
    Seek help: If they feel uncertain about a situation, they should seek help from trusted family members or friends before taking any action.

    Staying informed, cautious and connected can help reduce your risk of being scammed. Empowering yourself with knowledge and resources is key to navigating the digital landscape safely.

    CHRIS DUQUE, Hawai‘i’s premier “cyber cop,” is a retired Honolulu Police Department detective and nationally recognized expert on a variety of computer crimes. Email him at aikea808@gmail.com with your security questions.

    While AI has the potential to greatly benefit seniors (see the Sept.–Oct. issue), it also presents certain risks: ◆ PRIVACY CONCERNSData Security: AI systems often collect and store personal data, which can lead to privacy breaches. Seniors may be particularly vulnerable to data theft or misuse.Surveillance: Increased use of AI in monitoring systems (home security…

  • Take Action for Peace

    Sept. 2, 2025, marked 80 years since World War II ended. I was recently interviewed by Alasdair Baverstock with CGTN TV in order to share the WWII experience in Hawai‘i and recognize this anniversary. The documentary can be found by searching the internet for “Rise from Ashes: Pearl Harbor: A turning point of WWII” or at tinyurl.com/RiseFromAshesPearlHarbor. Most of the interviewees agreed war should be avoided. So how can we take action to promote peace?

    Local filmmaker Steve Sue’s mission is to take action for peace by sharing aloha and values through his nonprofit, ID8. “Shaka, A Story of Aloha,” his first film produced by ID8, won the 2024 Audience Choice Award for Best Documentary at the Hawai‘i International Film Festival. It explores the shaka’s origins, meaning and how it relates to creating and preserving paradise. Steve and Hawai‘i State Legislators helped the shaka become the first official hand gesture in the US.

    Steve’s second film, “The 100TH, Seeds of Aloha,” reveals the story of the 100th Infantry Battalion, the 442nd RCT and the 522nd FAB. The film goes beyond the battlefield to explore how Americans of Japanese ancestry rose above clouds of discrimination to redefine heroism and valor. The combined 100th and 442nd was one of the most decorated in WWII, achieving military excellence while sharing the aloha spirit. Post war, under the GI Bill, they became educated leaders, proving Americans come in all colors. President Harry Truman issued Executive Order 9981 in 1948, which desegregated the military, a significant civil rights event.

    Steve is passionate about making the world a better place, drawing no compensation for his film work. His generosity inspired the 100th Infantry Battalion Veterans–Club 100 to donate $25,000. His dedication also inspired me to make a personal donation, and to invest my time and funds to fly to Italy, France and Germany to aid in the film’s production by interviewing villagers I met on prior trips.

    The film is targeted to be shown in 2026 to honor the 250th anniversary of our country.

    Take action today through your donation to the film: 100thfilm.com/donate.

    100th INFANTRY BATTALION VETERANS
    520 Kamoku St. Honolulu, HI 96826
    For more information:
    info@100thbattalion.org | 808-946-0272

    Sept. 2, 2025, marked 80 years since World War II ended. I was recently interviewed by Alasdair Baverstock with CGTN TV in order to share the WWII experience in Hawai‘i and recognize this anniversary. The documentary can be found by searching the internet for “Rise from Ashes: Pearl Harbor: A turning point of WWII” or…

  • Grief & the Holidays

    As the holidays approach, we may wonder how we will handle the festivities and get-togethers without our loved ones who have passed away. It will be different each year. But what matters is how we take care of ourselves. Thich Nhat Hanh, spiritual leader and peace activist, once said, “Do whatever works and change it when it no longer works.”

    So how do we take care of ourselves during the holidays? Maybe we spend time in nature, taking walks in botanical gardens and parks. Maybe we respond to holiday invitations by saying, “Let me check my calendar and get back to you,” as you evaluate how to spend your time. Maybe we plan which tasks we want or do not want to do during the holidays. Maybe we practice breathing exercises, meditate, journal, sing, hum, garden, etc.

    Then, how do we honor our loved ones during the holiday season? Maybe we prepare a favorite dish that our loved ones enjoyed. Maybe we wear their favorite hat or shirt. Maybe we exchange poignant and/or funny stories about our departed loved ones. Maybe we donate our time and/or gifts to charity work. Maybe we revise or create new holiday rituals for the family to enjoy.

    Finding joy during difficult times can provide comfort and a sense of balance. And embracing joy helps foster resilience. Life is multifaceted and beauty can still exist amid sorrow.

    BEREAVEMENT NETWORK OF HAWAI‘I
    Facilitated by KŌKUA MAU (nonprofit)
    808-585-9977 | kokuamau.org

    As the holidays approach, we may wonder how we will handle the festivities and get-togethers without our loved ones who have passed away. It will be different each year. But what matters is how we take care of ourselves. Thich Nhat Hanh, spiritual leader and peace activist, once said, “Do whatever works and change it…

  • Medicare, Medicaid & ‘One Big Beautiful Bill’

    The One Big Beautiful Bill (OBBB) that was signed into law this summer is big; it’s complicated and hard to explain in a short article. But know this: Most of the changes don’t take effect until 2027, so there should be time to learn how it may affect you and figure out how those who need coverage can still get coverage.

    Medicare is federal health insurance for those 65 and older and Medicaid is a joint state and federal program for those of all ages with limited income and resources. In Hawai‘i, Medicaid is known as QUEST. Know also that AARP is fighting to protect Medicare and fight harmful changes to Medicaid. Articles at aarp.org go into detail about the bill and what AARP is doing.

    The bill has some impact on Medicare. It limits coverage to specific legal immigrant categories and drops coverage for those who don’t qualify. It weakens some aspects of Medicare drug price negotiations by expanding the orphan drug exemption, reducing the number of medications eligible for price negotiations. The bill could also trigger automatic Medicare spending cuts of up to 4% unless waived by Congress.

    Republicans and Democrats are saying different things about the OBBB, which is likely increasing confusion about it.

    Republicans say the new law will reduce Medicaid fraud and waste and Democrats say it creates unnecessary paperwork that will result in people losing coverage. Democrats also say it is a threat to rural hospitals and clinics.

    The nonpartisan Congressional Budget Office estimates some 10 million people may lose their Medicaid coverage over the next 10 years. The bill is also estimated to cut roughly $911 billion from Medicaid through 2034.

    The key phrase is “next 10 years.” The biggest changes don’t happen until 2027, after the 2026 mid-term elections.

    States need to start planning for the changes and are awaiting guidance from the federal government. So, despite the passage of the bill, it’s still largely unknown what people need to do to keep their coverage. It is likely that different states will implement the changes in different ways, adding complication.

    One good thing in the OBBB that AARP supported is a new $6,000 tax deduction taking effect in the 2025 tax year for those 65 and older whose modified adjusted gross income is less than $175,000. The details are complicated, so go to AARP’s website to find articles about it and you’ll hear more about it next year as tax season approaches.

    AARP HAWAI‘I (nonprofit)
    1001 Bishop St., Ste. 625, Honolulu, HI 96813
    866-295-7282 | hiaarp@aarp.org | aarp.org/hi
    facebook.com/aarphawaii

    The One Big Beautiful Bill (OBBB) that was signed into law this summer is big; it’s complicated and hard to explain in a short article. But know this: Most of the changes don’t take effect until 2027, so there should be time to learn how it may affect you and figure out how those who…