While choosing the most valuable plan for you, make sure your prescriptions and providers are covered and in the network. Consider the specific benefits that are most advantageous to you and what is personally important to you.
There are two times per year that most members can change plans; however, very often, there are additional windows that allow Medicare beneficiaries to make changes mid-year. These windows may be available to you.
While the employees of each carrier are trained about the specific plans they represent, they can be examples of “If the only tool you have is a hammer, everything looks like a nail.”
To get the most unbiased advice, I suggest you find a local, independent insurance agent who specializes in Medicare and represents multiple plans.
Medicare can be confusing, but with a bit of help from experts, it doesn’t have to be intimidating or overwhelming.
THE MEDICARE GEEK
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