Work-at-home and make $500 dollars a day, lose 30 lbs. in one week, and the secrets of becoming financially secure for the price of shipping and handling all “risk free.”

Hawai‘i’s Better Business Bureau (BBB) warns against offers that claim a “risk free” trial but takes your payment information up front. Many consumers allege that after providing credit card or banking information that they are bombarded with fees and other charges before the free trial is over. When attempts are made to contact the company to cancel the trial; phone calls, letters and emails are ignored and the consumer is facing charges totaling hundreds if not thousands of dollars.

While there are offers that are absolutely free, with no cost or obligation, many of them have stipulations to which you need to pay attention. Hawai‘i’s BBB recommends that you:

• Read all stipulations and fine print carefully
• Make notes if you need to cancel within a certain amount of time
• Write down the offer and save information like websites, phone numbers and other contact information you have for that offer and keep it near your computer or write it on a calendar.

Hopefully, by doing your due diligence; there will be no unpleasant surprises when you receive your financial statements.

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