Category: Date

  • Dr. Joe W.C. Young, Mayor of Chinatown: Wishing Progress in 2015

    Dr. Joe W.C. Young, Mayor of Chinatown: Wishing Progress in 2015

    Generations Magazine- Dr. Joe W.C. Young, Mayor of Chinatown- Image 01

     

    Dr. Joseph W. C. Young and his wife, Barbara frequent Kekaulike Mall in Chinatown to enjoy the morning bustle and shop for fresh produce. Seniors recognize “Dr. Joe” as he is endearingly called, and stop to share a New Year wish —“Gong hey fat choy.”

    Behind the ornate gates of Chinatown on South King and River Streets, fruit stand merchants, restaurants, art galleries, importers and cultural organizations are ready for Chinese New Year. Shops offer tantalizing specialty foods for the holiday. Chinese calligraphy wall hangings, lanterns and T-shirts call out wishes for good health, prosperity and happiness. Dr. Joseph W.C. Young, Mayor of Chinatown, invites everyone to come and join the fun.

    “So lucky that we live in Hawai‘i and get to celebrate New Year twice!” says Dr. Joe Young. On Feb. 13 and 14, fireworks, lion dancing, cultural performances and a huge parade will usher in the “Year of the Sheep” 

    As a part of Honolulu’s downtown economy, Chinatown has overcome many challenges. Chinatown’s Mayor is a liaison to City and County programs and services. We were humbled to spend time with him and learn about his early life, his road to a successful career, his vision for Chinatown’s future and his 26 years of service to the Chinatown community.

    The Social Structure of Chinatown is Language Dr. Joe’s family came from Lung Doo  in Zhongshan city of Guandong Province ( 廣東 省中山市 ), China, where Sun Yat-sen was born. Joe’s father sustained his family by farming mullet in Kuapa fishpond at Hawai’i Kai. To prosper, he learned fluent Hawaiian. “My father told me that to be successful, I must learn to communicate —so that’s what I did, ”aid Dr. Joe. It paid off for both father and son.

    Generations Magazine- Dr. Joe W.C. Young, Mayor of Chinatown- Image 03Language has shaped Honolulu’s Chinese community for almost two centuries. Dr. Joe explained that Chinese has thousands of “dialects.” Chinese written characters are universal, but the words associated with them are unique to each community. In English, “accents” don’t interfere with understanding, but Chinese dialects differ so much that people from one village cannot understand their neighbors across the river or over the mountain. It’s not surprising that people of one dialect stick together, and that China’s government teaches Mandarin dialect to all school children to unite their country.

    Generations Magazine- Dr. Joe W.C. Young, Mayor of Chinatown- Image 04As far back as 1810, a few Chinese came to Hawai‘i from Zhongshan (near Hong Kong and Macao). Later, in the 1850s large numbers of Cantonese immigrated to work the sugar plantations. People from the See-Yup district ended up in San Francisco and New York, where their own dialects became established. Today, Chinese from Vietnam, Laos and Cambodia speak their own dialects, and socialize in their own clubs in Chinatown. In addition to these language groups, 100 societies also form around interests like commerce, lion dancing, exercise and religion. Building a lar
    ge community always requires
    bringing people together — Dr. Joe’s success is his ability to overcome Chinese language barriers.

    Generations Magazine- Dr. Joe W.C. Young, Mayor of Chinatown- Image 05

    Meet Dr. Joseph Young, Mayor of Chinatown

    GM: Dr. Joe, Mayor Kirk Caldwell appointed you “Mayor of Chinatown.” What does that mean?

    JY: Well, it is an honorary role, like a diplomat or Miss America,” Dr. Joe says with a grin. “My first duty is public relations — to keep Chinatown in the public eye. But more than that, I help Mayor Caldwell and the City Council communicate with our 100 cultural, community organizations. We are very social, and families are large. Some community issues are very big — solutions require all of us to get together and decide what is best. When the city or county needs our help on a project, my job is to get people communicating. Right now we are working with the Mayor on finding options for the homeless, and supporting Chinatown merchants.

    GM: Chinatown looks a lot cleaner in the past few years. It is a safe place?

    The appeal of Chinatown is quaint small shops with friendly merchants — selling everything from fine art and exotic delicacies to fresh seafood and local produce. Into the bargain, shoppers and visitors experience Chinese cultural traditions preserved in Honolulu for 200 years.

    JY: I’m glad you noticed our new buildings and sidewalks. We have a lot of foot traffic in our small business district, and with the help of the City of Honolulu, we have been able to clean up it up. People can see and smell the difference. Chinatown is safe, day and night. We want people to know that we are a safe neighborhood.

    GM: What can people expect at Chinese New Year?

    JY: February 19th is Chinese New Year — the year of the sheep on our lunar calendar. The City and
    County of Honolulu and United Chinese Society have been celebrating with cultural performances. The Chinese Chamber of Commerce and the City and County present a Chinatown open house Friday night, Feb. 13, and people will visit their societies and wish everyone good luck. On Saturday, Feb. 14, a big Parade with over 90 marching units starts in the afternoon. Maunakea Street will be closed from King Street, makai to Beretania Street. Vendors will set up booths on both sides of the street. Our County Council dignitaries, Mayor Caldwell and the 2015 Narcissus and Miss Chinatown Queens and their courts will be there with many traditional lion dancers  . Everybody come. (Click here to see a list of New Year events)

    GM: Isn’t food a big part of Chinese New Year?

    JY: Of course! Well known treats are Jin Dui  sweet rice balls stuffed with sweet bean, meat or lotus paste and deep-fried. Everyone makes their own versions. My family loves Nien Gao  , rice pudding with a red Chinese date on the top, and Pak Tong Koh , candied fruit and vegetables. On New Year’s Day, my wife serves Jai  , savory vegetables and rice — called Generations Magazine- Dr. Joe W.C. Young, Mayor of Chinatown- Image 10‘monk food;’ children serve their parents tea, and parents give their children red paper envelopes, called Licee  with money inside. Kids love New Years.

    GM: Chinatown seems to be a great place to shop for fresh produce.

    JY: Yes. You can find delicacies like Peking duck,pastries, sweets, flowers, fresh seafood, plenty bananas, and citrus fruits like tangerines. Food shopping is a social event. If you live in Chinatown or nearby, you see the same faces every day, and hear good conversation too. We buy a little at a time and enjoy the walking and talking. Most of the fresh produce is from local farms. My family farmed fish in Kuapa Pond and sold to shops up here

    GM: Tell us more about your youth. How did you get to be a dentist?

    JY: My uncle sent me to St Louis School. I was 16 when Pearl Harbor was bombed. Hysteria broke out. Soldiers came to the fishpond looking for spies — thinking we were Japanese. They barb wired the beaches, so our farmed fish nearly double in price. I quit school and went to work as an airplane mechanic’s apprentice at Hickam Air Force Base. Later I joined the Army Air Corps and served in the Philippines. After the war I passed my GED and entered University of Hawai‘i at Manoa. Later transferred to Washington University in Missouri, because they had a good school of dentistry. In 1955 I came home to set up a practice, and met and married Barbara Chun. She went to Syracuse University and completed her bachelors in education at the UH.

    How did I get into dentistry? My college counselor tested my aptitudes. I wanted to be a lawyer but he said I would be better in biology — perhaps dentistry. He was right. I was good working with my hands and I did pretty well at dentistry.

    GM: When did you retire?

    JY: I’m 89 years old. I retired in 1994. My two sons, Emory and Collyer studied dentistry and took over my practice on Waialae Avenue. I also have two daughters — Haven is a teacher, and Shelby a veterinarian. For 26 years now Barbara and I spend our time giving back to the community. We have a Chinese adage that says, “When you drink water, remember the source.”

    When you receive something valuable, give back. You know I also studied sociology in college — I always had that drive to help people. Dentistry helps people too.

    Some of Dr. Young’s Accolades:

    •  United Chinese Society Model Chinese Father of the Year, 1998
    • United Chinese Society Chinese Citizen of the Year, 2004
    •  Distinguished Alumnus of the Year, Washington University Dental Alumni Association, 1999
    • Chinese Chamber of Commerce of Hawaii Outstanding Narcissus Volunteer, 2008
    • Organization of Chinese Americans, Hawaii Chapter, Unsung Hero Award, 2008

    Some of Dr. Joe’s Favorite Projects:

    Honolulu City and County Planning and Permitting Commission, Honolulu Fire Department Commission, Vision Team Project, Chinatown, Mayor’s Downtown/Chinatown Task Force, Chinatown Cleanup Effort, Sound Translation in Chinese, Committee member for design of Chinatown Gates, Street Signage Project, Smith and Nu‘uanu Street Sidewalk Vision Team Project, Palolo Chinese Home, Heritage Capital Fund Drive, Sun Ming Ting Village Elementary School Building Project, Chinatown Pedestrian Safety Project, Chung Shan Language School.

    GM: What’s in the Future for Chinatown?

    JY: The City Council applied Bill #48 “sit and lie law” to Chinatown in December. Our sidewalks are narrow. One person sitting on the curb disturbs foot traffic that our shop owners rely on for their livelihood. Enforcing the ordinance is a perfect example of how city and community work together. Shopkeepers and shoppers are pleased with the improvement.

    The Mayor wants to help our community to grow. The Honolulu Rail Transit Project includes a Chinatown Station at the corner of Kekaulike Street and Nimitz Highway. We have a new Chinese Marketplace just two blocks away on Kekaulike. When the train begins running, we expect more foot traffic.

    We are a community of different philosophies and backgrounds. New and different ideas are good. We want to be the best Chinatown we can. We started with safety and cleanliness. As honorary Mayor, I keep us communicating so Mayor Caldwell and the County Council can continue to help us. Then everyone prospers.

    On behalf of my family and the community of Chinatown, I wish everyone Gong Hey Fat Choy  ! Welcome the New Year! Come and celebrate with us!

    Generations Magazine- Dr Joe W C Young Mayor of Chinatown Wishing Progress in 2015- Image 21 Generations Magazine- Dr. Joe W.C. Young, Mayor of Chinatown- Image 20

      Behind the ornate gates of Chinatown on South King and River Streets, fruit stand merchants, restaurants, art galleries, importers and cultural organizations are ready for Chinese New Year. Shops offer tantalizing specialty foods for the holiday. Chinese calligraphy wall hangings, lanterns and T-shirts call out wishes for good health, prosperity and happiness. Dr. Joseph W.C.…

  • History, Herstory, Yourstory

    One Sunday morning, a few years back, I was out driving on the North Shore, headed to Starbucks for my morning cup of coffee. The traffic wasn’t light, as it was surf season, which means it was pretty crowded with only one lane going in each direction. I noticed in my rearview mirror that there was a car weaving in and out of traffic, passing other cars and speeding. As the driver passed me, I remembered getting angry at this impatient and disrespectful driver. I continued to observe the driver as they sped ahead, weaving in and out of traffic, until the car finally disappeared. I couldn’t imagine anyone more selfish and crazy, making it so dangerous for everyone else just because of their impatience…until I got to Foodland where Starbucks was. You see, across the street was a fire station. And there was the crazy driver — at the fire station. Their passenger was seated, surrounded by firemen who were taking the passenger’s blood pressure. As I entered Starbucks, I could hear an ambulance driving away from the fire station.

    This new year, you might be considering making or updating your estate plan. When you do, please do not rely solely on the legal plan to pass your intentions on. Where appropriate, please take the time to discuss your intentions with your family, and write them down. You are the custodian of your wishes, intentions, and memories. We cannot afford misunderstanding, or to completely lose them when you are not able to express or explain yourself. The estate plan, in a way, is your story and belongs only to you. Please do your best to clearly share your story.


    Stephen B. Yim, Attorney at Law
    2054 S. Beretania St., Honolulu
    808-524-0251 | stephenyimestateplanning.com

    One Sunday morning, a few years back, I was out driving on the North Shore, headed to Starbucks for my morning cup of coffee. The traffic wasn’t light, as it was surf season, which means it was pretty crowded with only one lane going in each direction. I noticed in my rearview mirror that there…

  • Social Security Fights Against Fraud

    If you’re like most people, you protect what’s valuable to you. To protect your family financially, you buy health and life insurance. To protect your home, you get homeowner’s insurance, a security alarm, or perhaps a large dog. You hide your jewelry in a safe place or buy insurance in case you need to replace it. You save or invest your money with a bank that offers FDIC coverage.

    Social Security is much the same. We value the people we serve, our employees who provide world-class customer service, and the integrity of our programs. We protect them by using many tools to identify, prevent, and stop fraud; we seek maximum punishment for those who commit it.

    Social Security has a zero-tolerance policy for fraud. We use tools to help us predict where fraud may occur, and by monitoring cases closely, we identify fraud early. We also have stiff penalties that discourage people from committing fraud.

    We cannot prevent every instance of fraud, just as law enforcement cannot prevent all crime, but we aggressively investigate and pursue prosecution of all who try to cheat the system. Our message to those who would defraud Social Security is clear: We will find you; we will prosecute you; we will seek the maximum punishment allowable under the law; and we will fight to restore to the American public the money you’ve stolen.

    Social Security takes fraud seriously and so should you. If you suspect someone is committing Social Security fraud, report it online at oig.ssa.gov/report-fraud-waste-or-abuse/fraud-waste-and-abuse or call the Social Security Fraud Hotline at 1-800-269-0271.

     


    Questions, online applications, or to make an appointment to visit a Social Security office, contact:
    1-800-772-1213 (toll free) | 1-800-325-0778 (TTY)
    www.socialsecurity.gov

    SSA Logo Pantone 289-185

    If you’re like most people, you protect what’s valuable to you. To protect your family financially, you buy health and life insurance. To protect your home, you get homeowner’s insurance, a security alarm, or perhaps a large dog. You hide your jewelry in a safe place or buy insurance in case you need to replace…

  • Easy Come … Easy Go

    Receiving an inheritance can certainly be like winning the lottery. What could be wrong with that?

    Callie Rogers, age 16, won $3.1 million in a British lottery. By the age of 22, the unwed mother of two had attempted suicide twice, and spent over $400,000 on cocaine alone (in addition to more conventional luxuries). She was broke, living with Mom, and working three cleaning jobs.

    William “Bud” Post won $16.2 million in the Pennsylvania Lottery in 1988. Within five years, his brother had put out a murder-for-hire contract on him. His landlady, who was also his sixth wife, had forced him to give her a third of his winnings. He was convicted for assault for firing a shotgun at a bill collector. By the time he died in 2006, Post had gone from scooping up annual lottery payments of $497,953.47 to scraping by on $450 per month in disability compensation.

    Jack Whitaker won the largest Powerball payout in history. In just four years, he blew through $113,386,407.77 (after taxes). He gave away $14 million to his church and other charitable causes, but he went from successful businessman to a sleazy strip club regular. Money’s impact on his loved ones was even more tragic. The apple of his eye — his granddaughter, Brandi — unfortunately spent her new-found wealth on a trip down the fast lane to drug addiction. Brandi ended up dead under circumstances that pointed to murder.

    So what will your loved ones do with what you leave behind for them? The above examples are extreme, but they show how a sudden windfall can quickly turn from a blessing into a curse. The lesson applies to all of us. It doesn’t take millions of dollars to ruin a life. Rather than give your loved ones direct access to what you leave behind, you can give them their inheritance in trusts, administered by people or institutions who will provide good judgment and wise guidance. Those trusts can contain provisions to protect your beneficiaries from bad habits, opportunistic friends and family members, and their own lack of wisdom and experience. You can even add a variety of conditions to your gifts. You can condition distributions from trusts upon such things as the beneficiary’s passing a drug test, holding a steady job, or staying out of jail. You can also impose positive conditions, such as directing your trustees to make larger ongoing distributions to beneficiaries who are maintaining a certain grade point average in college or meeting other standards of achievement.

    Your legacy deserves to be passed on in a way that will genuinely benefit your loved ones. There’s no harm in being creative about how you achieve your estate planning goals.

     


    Scott Makuakane, Counselor at Law
    Focusing exclusively on estate planning and trust law.
    Watch Scott’s TV show, Malama Kupuna
    Sundays at 8:30 p.m. on KWHE,Oceanic channel 11
    www.est8planning.com
    O‘ahu: 808-587-8227 | maku@est8planning.com

    Receiving an inheritance can certainly be like winning the lottery. What could be wrong with that? Callie Rogers, age 16, won $3.1 million in a British lottery. By the age of 22, the unwed mother of two had attempted suicide twice, and spent over $400,000 on cocaine alone (in addition to more conventional luxuries). She…

  • Message from The Editor – February / March 2015

    2015 is taking off like a rocket, overcoming inertia, pushing upward! People are hopeful — visitor season in full swing, gas prices going down and our new Governor hard at work. The last of three New Year celebrations in Hawaii — Hawaiian Makahiki in November, Western New Year January 1, and soon, on the February new moon, Chinese New Year — is in full swing with festivities until the full moon in March. See our listing of Honolulu Chinese New Year events by clicking here.

    “Gong Hey Fat Choy!” from Publisher Percy Ihara and Dr. and Mrs. Young
    “Gong Hey Fat Choy!” from Publisher Percy Ihara and Dr. and Mrs. Young

    Dr. Joseph W.C. Young, Honolulu’s delightful and wise Mayor of Chinatown, took time to tell us about his community role as spokesperson and liaison for the over 100 Chinatown clubs and societies. You will be fascinated with his story, Page 14. If you like to cook and enjoy Chinese food, check out a New Year recipe by clicking here — from June Kam Tong’s classic Chinese cookbook, Popo’s Kitchen, volume 2. The recipes are yummy and adapted for the modern cook.

    Ever wonder why sweepstakes and get rich scams sucker so many seniors? Click here to read Senior Deputy Prosecuting Attorney and elder abuse expert Scott Spallina’s wisdom tells how, and what we can do about it. Pass it on.

    Generations Magazine will now be available in all Public Libraries throughout Hawai‘i. The State Library System is a great supporter of seniors — after all, we love to read! Click here to learn about all the services you can access with your free library card.

    All our contributors have created wonderful resources for you in this issue. While most of our authors are expert in senior services, they are not retirees themselves. However — our friend, TV personality and journalist Kirk Matthews recently retired. Now his column (click here) will recount his personal experience as a senior retiree — with wonderful insights. We are delighted that he decided to continue his column; be sure to go to our website and wish him well.

    Generations Magazine- fm2015ed-2

    Every Day is Brand New!

    Katherine Kama‘ema‘e Smith, Associate Editor

    2015 is taking off like a rocket, overcoming inertia, pushing upward! People are hopeful — visitor season in full swing, gas prices going down and our new Governor hard at work. The last of three New Year celebrations in Hawaii — Hawaiian Makahiki in November, Western New Year January 1, and soon, on the February…

  • February – March 2015

    February – March 2015

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    Chinatown’s Mayor, Dr. Joe Young: Good Wishes for Progress

  • MS. Medicare “Age of Elegance” Pageant

    L–R: Martha Khlopin, Laurie Bachran, Terri Rainey, Fay Rawles-Schoch, Eda Daniels and Al Harrington.
    L–R: Martha Khlopin, Laurie Bachran, Terri Rainey, Fay Rawles-Schoch, Eda Daniels and Al Harrington.

    The inaugural Hawai‘i Ms. Medicare “Age of Elegance” pageant held on Saturday, Dec. 20, 2014, at the Pacific Beach Hotel in Waikiki was sponsored by Get2insurance.com. The next Ms. Medicare event will be held in early October 2015. We pray this pilot project will grow much larger in years to come. The event’s mission is to boldly highlight that qualifying for Medicare does not diminish an individual’s vitality, relevance, or contribution to their family, community or society.

    Terri Rainey, Ms Dual Medi-Medi - Evening Wear Compeition Phase
    Terri Rainey, Ms Dual Medi-Medi – Evening Wear Compeition Phase

    Medicare plans are partly funded by payroll taxes deducted during our earning years and were always intended to “care” for us when we qualify. It is important to advocate for all beneficiaries’ access to clear information. These valuable programs are designed to provide affordable, quality health care to everyone who qualifies.

    We aim to promote access and education by sending Ms. Medicare pageant winners to events throughout the state so they may share information about the value of government programs. Holders of the Ms. Medicare crowns will share their own experiences as Medicare beneficiaries and discuss the great resources available.

    Ann Mata of Pageant Productions provided her 30 years of expertise and visionary leadership to this truly memorable event.

    If you would like to meet the pageant winners and learn more about Medicare or Medicaid, stop by our booth at the FHB Primetime WellnessFair at the Neal Blaisdell Center on March 5, 2015, from 8:30 am – noon. Or call Ann Mata at 808-342-1516 if you wish to schedule an appearance by one of our 2014 pageant winners at your next event. Access free workshops and online learning tools by visiting Medicare.gov or calling1-800-MEDICARE available 24/7.

    Ms Medicare Pageant Title Holders (L-R) Laurie Bachran - Ms Original Medicare, Terri Rainey - Ms Dual Medi-Medi, Fay Rawles-Schoch - Ms Medicare Advantage, Ida Daniel - Ms Medi-Gap
    Ms Medicare Pageant Title Holders (L-R) Laurie Bachran – Ms Original Medicare, Terri Rainey – Ms Dual Medi-Medi, Fay Rawles-Schoch – Ms Medicare Advantage, Ida Daniel – Ms Medi-Gap

     

     

     

     

     

     

     

     


    808-543-2073 | getmedicare@aol.com
    www.Get2insurance.com
    A Medicare Moment With Martha
    A radio program with Martha Khlopin
    AM690: Saturdays, 11 am –11:30 am
    99.5FM: Sundays,10 am –10:30 am

    The inaugural Hawai‘i Ms. Medicare “Age of Elegance” pageant held on Saturday, Dec. 20, 2014, at the Pacific Beach Hotel in Waikiki was sponsored by Get2insurance.com. The next Ms. Medicare event will be held in early October 2015. We pray this pilot project will grow much larger in years to come. The event’s mission is…

  • Upgrade Your Roof This Spring

    As seniors consider upgrading their roofs in the spring, they are reminded to select a company who will recommend the ideal roofing application to best protect their dwelling for generations to come. While they may be uncertain at first when choosing between different roofing materials available, one recommendation is PABCO Roofing Products. PABCO makes shingles suited for sloped roofs of 2/12 (roughly 9.5 degrees) or more, including the entry-level laminate Premier shingle. This particular variety is the “heaviest” in its class at 260 pounds, a weight that translates into an ideal defense against Hawai‘i’s steady trade winds.

    Most PABCO shingles feature a 3M Scotchgard Algae Prevention System, which offers a 20-year warranty against algae — an unsurpassed guarantee within the market. PABCO’s Radiance shingles feature solar reflective properties and have proven popular in Hawai‘i’s tropical climate, as they keep homes cooler by reflecting heat back into the atmosphere. Radiance shingles also help homeowners save on energy costs as less power is required to cool structures over time.

    Hawai‘i seniors are encouraged to learn more about the various roofing products on the market, including everything from three-tab to super heavyweight shingles available in assorted colors and corresponding applications. They will have peace of mind when choosing a roofer who does the work right, using the highest quality products and materials.

     


    Murakami Roofing, LLC
    45-558 C-18 Kamehameha Hwy., Kaneohe 96744
    808-348-8270 | murakamiroofing@gmail.com
    www.murakamiroofing.com

    As seniors consider upgrading their roofs in the spring, they are reminded to select a company who will recommend the ideal roofing application to best protect their dwelling for generations to come. While they may be uncertain at first when choosing between different roofing materials available, one recommendation is PABCO Roofing Products. PABCO makes shingles…

  • Cons Prey on Good Intentions

    For hours, Elaine (not her real name), age 69, sat on the lanai of her Pearl City townhouse waiting. She was told that at any moment, the governor was going to arrive and present her with a new car and a check for $2 million. During this time, her adult son was yelling because he just found out that over the past year, she wired over $40,000 to the “International Lottery Commission” to pay the fees and taxes on her lottery winnings. He was so upset, in fact, that neighbors called the police, fearing for the safety of the mother. When they arrived, he calmed down enough to ask her why she even wanted a car because she didn’t even drive. Her response was, “I wanted to get you something nice, for being such a good son.”

    There have been numerous studies trying to explain why seniors fall victim to so many financial scams. Some theorize that as the brain ages, it becomes more susceptible to these cons. In essence, stating that a form of mild incompetency is a natural stage of growing older. This belief, in my opinion, is ageist, and does not explain the great many elders who lead productive and successful lives, well after their retirement age.

    No, the vast majority of victims I have encountered were individuals of sound mind, with no defect in their cognitive thinking that led them to believe in something that was too good to be true.

    In my experience, it is their desire to continue the role started decades ago, namely, being a provider. Many victims of financial abuse are either parents or grandparents, or persons who lived their life supporting a spouse or sibling. They worked hard and sacrificed to provide their family with the best they could afford. As it dawns on them that they may no longer be able to accomplish this self-appointed supporting role, they become desperate. Desperation leads them to want to believe that they are lucky enough to have won a lottery they never entered, or blessed by an invitation to participate in an investment opportunity with unbelievable returns.

    These feelings of urgency are only fueled by the tactics of conmen who talk about “leaving a legacy” or guarantee a way of providing for the family once the senior is gone. Think of a life insurance advertisement on steroids with a lot of guilt added for effect.

    How can this be prevented? Perhaps one thing a loved-one can do is communicate to the senior sincere gratitude for everything they have done for them. Explain how the senior’s hard work and encouragement provided a foundation to be successful in the their own lives. Or better yet, clearly demonstrate that they no longer need financial help from the Kupuna. It is through these actions, that the senior will know they completed their job of being a provider.

     


    To report suspected elder abuse, contact the Elder Abuse Unit at: 808-768-7536, ElderAbuse@honolulu.gov, www.ElderJusticeHonolulu.com

    For hours, Elaine (not her real name), age 69, sat on the lanai of her Pearl City townhouse waiting. She was told that at any moment, the governor was going to arrive and present her with a new car and a check for $2 million. During this time, her adult son was yelling because he…

  • Recognizing Warning Signs Of Abuse

    Recently, I appeared on the Generations Radio Show (Saturdays from 5 to 6 pm on AM 690) aired November 22 and can be heard at www.Generations808.com) with Lt. John McCarthy of the Financial Crimes Unit of the Honolulu Police Department. With 39 years of police department experience, he is nationally recognized as an expert in financial crimes and elder abuse.

    On the show, we discussed how scams go undetected because people don’t recognize the warning signs of trouble and abuse. Listed here are danger signals, that if seen, should prompt further investigation.

    Isolating the victim: Abusers don’t want the victim to have a support system and will either try to physically remove the person from loved ones (like a caregiver not letting family members visit the elder) or deceive the victim into thinking that a concerned person is really trying to harm them (like one sibling telling the parent that the other sibling is interfering because he wants everything himself).

    Secrecy: A lot of scams involve instructing the victim not to reveal that the transaction/event is occurring. For example, a letter indicating that a senior has won the lottery will instruct the “winner” not to tell anyone of the prize because “there are a lot of scams going on right now.”

    Urgency: People who are rushed or under pressure make poor decisions. Scammers will make an offer, like “I’m in the neighborhood today with some extra building materials — I can do some repairs really cheap if you hire me right now.”

    Emergency/tragedy: Emotional decisions are not the best ones and scammers want you to make choices when you are not thinking rationally. The “Distressed Relative Scam” (or “Grandma Scam”), when you get a frantic call in the middle of the night relating that a loved-one is in dire straits and only money can solve the problem, is a good example of this technique.

    Green Dot/money pack cards: A Green Dot/Moneypac card is a gift card you purchase and place money into at the cash register. It is a common way criminals transfer money from their victims into accounts around the world. ANY transaction in which money is to be paid using a Green Dot card should be suspect, for instance, the IRS calling and demanding payment for delinquent taxes with a Green Dot card.

    Loneliness: Companionship (or the hope thereof) in exchange for money is never a good idea. Whether it is “your soulmate” you found on an online dating site asking for a loan or a caregiver accepting generous gifts to stay longer, taking advantage of an elder’s loneliness is abuse. 

    Too good to be true: Offers, promises, business deals and investments that sound too good to be true are just that and are merely bait to lure victims into making poor decisions.

    If you suspect elder abuse, first call 911 and then report it to the authorities listed below.


    To report suspected elder abuse, call police, 911, and/or:
    Elder Abuse Unit: 808-768-7536
    Adult Protective Services: 808-832-5115
    ElderAbuse@honolulu.gov
    www.ElderJusticeHonolulu.com

    Recently, I appeared on the Generations Radio Show (Saturdays from 5 to 6 pm on AM 690) aired November 22 and can be heard at www.Generations808.com) with Lt. John McCarthy of the Financial Crimes Unit of the Honolulu Police Department. With 39 years of police department experience, he is nationally recognized as an expert in…

  • Creative Giving And Tax Planning

    The holidays remind us of two things: gift giving and year-end tax planning. A charitable gift can help you support your favorite cause, benefit your family and reduce your taxes. In addition to cash gifts, consider these other two charitable gift strategies:

    Appreciated Asset Gifts

    Gifts of appreciated assets such as securities or real estate can help your favorite charity, may not affect your cash flow and can provide the following tax benefits:

    • A charitable deduction against income taxes
    • Bypass of capital gains taxes
    • Avoidance of the tax on net investment income

    Charitable Life Income Plans

    If you have low-yielding assets and desire higher income, a charitable life income gift may be worth exploring. In exchange for your gift of cash or appreciated securities, you may reap multiple benefits:

    • Receive a lifetime income
    • Generate current income tax deduction
    • Bypass of capital gains on appreciated assets
    • Make it part of your legacy, a future gift upon your passing

    Many charities have gift offices that can help you plan. You should also consult your financial or tax advisor for information specific to your situation and federal rules that might apply.


    Please note: this information is not intended as tax, legal, or financial advice. Gift results may vary.

    National Kidney Foundation of Hawaii
    808-589-5976 | jeff@kidneyhi.org
    For Planned Giving: www.kidneyhawaii.org
    Main: www.kidneyhi.org | www.kidney.org

    The holidays remind us of two things: gift giving and year-end tax planning. A charitable gift can help you support your favorite cause, benefit your family and reduce your taxes. In addition to cash gifts, consider these other two charitable gift strategies: Appreciated Asset Gifts Gifts of appreciated assets such as securities or real estate…

  • December – January 2015

    December – January 2015

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    Manoa Heritage Center with Sam and Mary Cooke