Insurance You May Not Realize You Need

Insurance is a product for the what-ifs in life. A good insurance policy can reduce the financial impact of an adverse event, mitigate financial losses, provide stability and offer some peace of mind during difficult times. Some insurance coverage is deemed so important, it’s mandated by law. But there is also lesser-known insurance coverage worth exploring. Consider these optional coverages to trade uncertainty for financial protection.

Smiling Faces at Moloka‘i’s Friendly Places

Senior programs on Moloka‘i are provided by a wide range of nonprofits. There is no designated “senior center,” but a number of facilities welcome program providers. The Moloka‘i Rural Health Community Association (MRHCA) is one such provider. Its Kupuna Program was established post-COVID with funding from Maui County’s Office of Economic Development and Office on Aging to promote overall health and wellness. Program Manager Ku‘ulei Arce describes MRHCA as a “one-stop place that aims to help kūpuna live a well-rounded life.”

Increase Your Independence

Do you ever find yourself having difficulty with routine tasks that you used to be able to do with ease? Making lunch? Brushing your hair? Reading a novel? Hearing the television? Assistive technology (AT) can help with all of these and more. AT can help with a variety of challenges: hearing, vision, communication, computer/phone access, activities of daily living and recreation.