Gain Skills to Avoid Medicare Fraudsters

With our state’s senior population growing at a rapid rate, protecting kūpuna against the threat of Medicare fraud and abuse is essential. More than 10,000 Americans turn 65 each day, becoming eligible for Medicare as they blow out their birthday candles. As of 2020, one in four Hawai‘i residents is 65 or older, with this population growing at an annual rate of 17%. Hawai’i also has the highest life expectancy in the country, with an average of 83.1 years of age. Together, these facts mean that by 2030, a third of Hawai’i’s total  population will be Medicare eligible.

Keep Good Health Insurance

During my 12-plus years in the Medicare health insurance field, I have talked to many people aging into Medicare. In our discussions, I am consistently told that they never get sick and take few drugs, so they are just looking for the cheapest plan. I am always surprised, because I have noticed that health problems tend to manifest as seniors move into their 60s, 70s and beyond.

Prevent Identify Theft

Protect your identity and help prevent healthcare fraud by guarding your Medicare card like you would a credit card. Scammers are expanding their targets, especially kūpuna, and they can be very convincing. A fraudster recently contacted a Honolulu resident, stating the resident’s name and date of birth. The con artist then offered to replace the resident’s Medicare card if he would share his Social Security Number. Luckily, the resident did not cooperate with this scammer.

Help Protect Our Kūpuna Against Crime

Every year, Hawai‘i residents are swindled out of money through many forms of crime. The Federal Trade Commission estimates that 2.4 billion robocalls made every month. Over 3,500,000 older adults are swindled out of nearly $5 billion in personal savings each year. The average loss is $34,200-plus for every senior who falls victim to a scam. More than $17 million per year are lost to internet crimes (2021) — and cases are expected to rise by 10 percent this year.

It Takes Our Entire State to Protect Kūpuna

We’re home, still feeling isolated during the pandemic. The phone rings; a welcomed sound. We look forward to hearing from a family member or friend — a warm voice to spend time with. We answer the phone, and minutes later, our whole life is turned upside down. Does this sound familiar? Too often, unfortunately, many of our kūpuna fall victim to scammers who want their health, financial or other personal information.