According to the Centers for Medicare & Medicaid Services, the number of Medicare beneficiaries in Hawai‘i has grown to 281,091. Seventy-two percent of  beneficiaries have prescription drug coverage through Medicare Parts C and D. Even so, prescriptions can be expensive. The Inflation Reduction Act of 2022 is intended to help lower copays for covered medications.

close up of 100 dollar bill with pills on top of itStarting this year, all Part D-covered vaccinations will be free. For those who take a covered insulin, the maximum copay will now be $35 a month. Insulin used with a pump will cost $35 a month starting in July.

Call or email Hawaii SHIP to request a free plan comparison. Plan comparison specialists will help you find the plan that best covers your medications for the lowest out-of-pocket cost. If you need help paying for your medication, counselors will screen for eligibility and help you to enroll in the Social Security Administration’s Extra Help program. All one-on-one counseling sessions are confidential and the information is unbiased — SHIP is not affiliated with any insurance company. To learn more about Medicare and to help others, volunteer today.

Free, local, one-on-one Medicare counseling provided by the Hawai‘i State Health Insurance Assistance Program.
250 South Hotel St., Ste. 406, Honolulu, HI 96813
Oahu: 808-586-7299 | Toll free: 888-875-9229