Category: August – September 2014

  • Clarke v. Rameker and Your IRA

    In Clark v. Rameker, decided on June 12, 2014, the U.S. Supreme Court boldly went where it has seldom gone before. It waded into the estate planning world and decided that the creditor protection rules that generally apply to IRAs do not apply to inherited IRAs.

    The Federal law that governs retirement plans, known as ERISA, provides protections against creditors trying to raid your IRA in order satisfy their claims against you. The Clark case answered the question of whether those same protections apply to the unspent balance of your IRA that you leave to your spouse or children after your death. The answer is a resounding “no.”

    This case is important for those of us who want to include protective measures in our estate plans to prevent a beneficiary’s ex-spouse or creditor from enjoying what was intended for the beneficiary. The good news is that there is a tried and true means of providing these kinds of protections despite the outcome in Clark.

    Stand Alone Retirement Plan Trusts (SARPTs) are particularly attractive to those who have substantial (more than $250,000) in qualified retirement plan assets. Instead of naming your loved ones as beneficiaries of your IRAs, you name an irrevocable trust that divides into separate trusts for each of your beneficiaries upon your death. Each trust receives the annual distribution that the beneficiary otherwise would have received. The trustee then has the discretion to either distribute the money to each beneficiary, or to withhold the distribution of any beneficiary or beneficiaries who are in legal hot water.

    The upsides of this strategy are that they provide creditor protection for retirement plan assets, and they also enable beneficiaries to “stretch out” distributions, so they pay income tax on those distributions in small increments, keeping the remaining assets growing for them on an income tax-deferred basis.

    The downside is that if an IRA distribution is not distributed to the beneficiary in the year of receipt by the trustee, the trust (instead of the beneficiary) will pay the income tax on the distribution, and the tax rates for trusts are almost always higher than the tax rates for individuals. However, this is the one time that the beneficiary may appreciate seeing 40% of the distribution go to the IRS, because the alternative might be for 100% of it to go to a creditor or ex-spouse.

    SARPTs can be helpful for the families of many IRA owners, and they are worth discussing with your trusted advisors.

     


    Scott Makuakane, Counselor at Law
    Focusing exclusively on estate planning and trust law.
    Watch Scott’s TV show, Malama Kupuna
    Sundays at 8:30 p.m. on KWHE, Oceanic channel 11
    www.est8planning.com
    O‘ahu: 808-587-8227 | maku@est8planning.com

    In Clark v. Rameker, decided on June 12, 2014, the U.S. Supreme Court boldly went where it has seldom gone before. It waded into the estate planning world and decided that the creditor protection rules that generally apply to IRAs do not apply to inherited IRAs. The Federal law that governs retirement plans, known as…

  • Water Works Wonders for Back Pain

     

    Generations Magazine- Water Works Wonders for Back Pain- Image 01
    Retired Chief Justice Ronald T. Y. Moon performing back stabilization exercises following a compression fracture to the Lumbar Spine.

     

     

     

     

    Many will experience some kind of lower back pain at some point in their lives. If a back injury has short-circuited your daily activities or regular workout routine, aqua therapy might be a good alternative during the healing period. Water exercises for back pain are diverse and should be tailored to the individual and specific condition.

    For a more effective workout:

    1. Choose a heated pool with multi depths: Warm water of 90 – 94 degrees assists in healing, relaxes spastic muscles, relieves pain and increases blood circulation. The more deeply immersed in water you are, the less you weigh. In chest-deep water, buoyancy decreases the amount of shock transmitted through your spine, in deep water there is no impact, therefore no shock to your body.
    2. Warm up: Water exercise should start with a warm up for 5 –10 minutes. One of the easiest warm ups is walking (forward, backward, sidestepping and marching).
      Water Resistance Exercises: The pool is a great place to work on low back and core strengthening. Standing hip and arm exercises, while maintaining proper spinal alignment, will help to improve low back stability. Deep-water exercises help to improve abdominal strength and overall endurance. Training tools are available, paddles, webbed gloves, dumbbells, noodles and flotation belts.
    3. Cool down: The cool down will assist your body in its repair process and help with post-exercise soreness. Static stretches holding for 20 – 30 seconds, with deep breathing will help to prevent increased low back pain and muscle tightness.
      __________________________________

    Moon Physical Therapy, LLC
    320 Ward Avenue, Suite 107, Honolulu, HI 96814
    Aquatic Therapy, Land-based Therapy and
    Cardiopulmonary Rehab Programs
    808-597-1005 | www.moonpt.com

              Many will experience some kind of lower back pain at some point in their lives. If a back injury has short-circuited your daily activities or regular workout routine, aqua therapy might be a good alternative during the healing period. Water exercises for back pain are diverse and should be tailored…

  • Behind the White Picket Fence: The Memoir of Sharon L. Hicks

    9781458206190_COVER.inddAn award-winning memoir, “How Do You Grab a Naked Lady?” A life about family and acceptance, a daughter’s lifelong search for normalcy is overshadowed by the antics of her mentally ill mother.

    Sharon L. Hick speaks of her childhood life raised between two conflicts of opposing forces: mother vs. father, normalcy vs. lunacy. Her father an idealist and role model, mother an irrational, charming, seductive, and unpredictable bipolar, who parades naked in public.

    Not the role model Sharon needed. She tries to escape the pressures of, mustn’t becoming her mother as she enters adulthood, distancing herself from her uncontrollable mother, only to learn she can’t escape. The only choice — dad’s dream of the white picket fence, a beautiful home and enough financial security so his daughter would never need to work. Sharon searched for the white picket fence with a squeaky clean husband, turned out empty, having two failed marriages and numerous men, Sharon questioned her Dad’s dream of the white picket fence and discovered the answer in the most unlikely source — her Mother.

    With self-discovery, strong bonds, societal expectations, and a fascia of the American Dream, her touching honesty exposed the realisms of mental illness with humor.

    Bestsellers like Running with Scissors, Sharon memoir sets apart the emphasis on the rippling effect of a dysfunctional upbringing through adulthood and a reality of mental illness behind the white picket fence.

    Winner of Southern California Writers’ Conference Outstanding Non-Fiction Award 2012, tell-all memoir with full of interesting twists and turns.

    About the author

    Sharon L. Hicks is a retired executive living in Honolulu, Hawai‘i. She is the daughter of businessman and community leader Harold E. Hicks. This is her first book, inspired by her mother.

     


    How Do You Grab a Naked Lady? By Sharon L. Hicks
    Available at www.amazon.com and www.barnesandnoble.com
    www.sharonlhicks.com | 808-282-4944

    An award-winning memoir, “How Do You Grab a Naked Lady?” A life about family and acceptance, a daughter’s lifelong search for normalcy is overshadowed by the antics of her mentally ill mother. Sharon L. Hick speaks of her childhood life raised between two conflicts of opposing forces: mother vs. father, normalcy vs. lunacy. Her father…

  • ‘Olelo’s “Senior Sunrise” Mornings

    Generations - Aug/Sep 2014 - Olelo Senior Sunrise Movements - Image 01
    Senator Brickwood Galuteria and Melveen Leed

    Since March of this year, ‘Ōlelo Community Media has featured one hour of daily programming each Monday through Friday from 8 am – 9 am especially for, and by, senior citizens in our community.

    These “Senior Sunrise” mornings on Channel 53 are centered around “Kupuna Power,” a weekly magazine-format half-hour program created in partnership with Senator Brickwood Galuteria, the Executive Office on Aging and AARP Hawai‘i. The “Kupuna Power” show, produced and hosted by Galuteria, airs each Monday at 8 a.m. and will repeat at that same time on Thursdays.

    ‘Ōlelo believes senior-focused programming is acutely needed because of Hawai‘i’s aging community: In 2012, those 60 years and over accounted for 21.6 percent of the total population, according to the Executive Office on Aging. By 2020, the Hawai‘i Department of Business, Economic Development and Tourism estimates senior population growth will be 26.1 percent.

    ‘Ōlelo is developing other original senior programming and working with several strong community producers to create more shows for kupuna; these include a variety of short segments of interest including the “I Remember When” flashback, “Everyday Tai Chi” and “Kau Kau Moment,” a light-hearted cooking show featuring Janice Terukina Morimoto, a local actress and comedian now based in Korea who stars in a series of island-style cooking shorts.

    The senior-focused programming each weekday morning is available on ‘Ōlelo Channel 53 on both Oceanic Time Warner and Hawaiian Telecom cable on O‘ahu. It can also be viewed via live stream at www.olelo.org. Happy viewing!

    Since March of this year, ‘Ōlelo Community Media has featured one hour of daily programming each Monday through Friday from 8 am – 9 am especially for, and by, senior citizens in our community. These “Senior Sunrise” mornings on Channel 53 are centered around “Kupuna Power,” a weekly magazine-format half-hour program created in partnership with…

  • Welcome to the Generations808.com

    Main navigation menu: Use these topics to navigate to the various pages in our site. As you run the cursor over the word, it’ll become bold. These topics will always exist on every page. Throughout the homepage, there are also various other buttons that’ll take you to any one of these topics.

    Home is the main page.

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    Subscribe provides a subscription form so you can enjoy Generations Magazine delivered to your door every other month.

     

    Generations Magazine- Welcome to the Generations808.com- Image 02

    Main navigation menu: Use these topics to navigate to the various pages in our site. As you run the cursor over the word, it’ll become bold. These topics will always exist on every page. Throughout the homepage, there are also various other buttons that’ll take you to any one of these topics. Home is the…

  • But, I Have Never Been to Vegas!

    Generations Magazine- But, I Have Never Been to Vegas!- Image 01In Hawaii, that’s considered heresy. Some call Vegas the 9th island. I’m not a gambler. I’m not much for crowds and bright lights. Mrs. Matthews says we need to go there for “the shows.”

    The fact, she entertains me every day. Why would I want anything else? Okay, okay — I know there are some fantastic shows there. And it was home for the “Rat Pack” for many years, Dean, Frank, and Sammy … what’s not to like?

    I should go to Las Vegas just so I can join in the party chatter, which usually starts “I lost everything when I drew to an inside straight.”

    The ideal Vegas vacation would be to have room service, crab legs and prime rib served by Cher. She would sing a couple of songs and then Wayne Newton would come in to pick up the plates. Couple songs from him and we head to the in-room sauna. Relaxing night and then 18 holes on one of the fine golf courses in the desert. Then — fly back to paradise.

    I understand the attraction of Las Vegas for our Hawaii residents. You can fly there, stay in a hotel and eat three meals a day almost cheaper than you can live here in your own home. And we don’t have gambling here, right? Right.

    An old friend says, his 401[k] plan is to take whatever he’s got in the bank, go to Vegas and spin the roulette wheel — betting everything on black. Double or nothing, baby! Where’s my suitcase?

     


    The Elderhood Project airs on KHON2 Friday morning news at 5:45 a.m. and Thursday news at 5 p.m.

    In Hawaii, that’s considered heresy. Some call Vegas the 9th island. I’m not a gambler. I’m not much for crowds and bright lights. Mrs. Matthews says we need to go there for “the shows.” The fact, she entertains me every day. Why would I want anything else? Okay, okay — I know there are some…

  • Housing Assistance Program

    The “Golden Years” are sometimes anything but for seniors living on a fixed income and in need of a place to live. Unexpected circumstances and daily challenges can lead to housing instability and place a senior at risk of becoming homeless.

    Catholic Charities Hawai‘i’s Housing Assistance Program* (HAP) helps seniors (age 60 and older) who live on O‘ahu avoid housing crisis and prepare for the future. HAP Housing Specialists offer housing counseling for seniors, providing information about rental housing options, eligibility requirements, how to apply and how to maintain wait list status. HAP also maintains the O‘ahu Housing Guide for the C&C Elderly Affairs Division: www.elderlyaffairs.com/site/449/publications.aspx#HG.

    Here is some basic information for seniors seeking affordable rental options:

    • What is affordable housing? Affordable housing is privately developed housing, usually built with government funds and operated by different housing management companies. Rents vary, with many projects having a limited number of units for very low income seniors who may pay as little as 30% of their income and remaining units for low income to moderate income seniors, with rents ranging around $440 to $950 (utilities\ not always included). Age eligibility for private affordable housing varies, 55 – 62 years old. Disabled, nonelderly may qualify at some projects.
    • What is public housing? The Hawai‘i Public Housing Authority is the State entity that manages public housing, including public senior housing. These projects are for low-income elderly and disabled individuals and rent is based on 30% of income. Age eligibility for public senior housing is 62 years old or disabled.
    • Eligibility factors: Meeting the age eligibility is just the first step. All affordable/public projects have income limits and some projects have asset limits or minimum income requirements. Barriers for some projects could include credit history, criminal history, rental history, pets, personal vehicles, or inability to pay initial deposit.
    • Wait lists: Most affordable and all public senior housing have wait lists. Wait lists vary from a few months to several years. With different management companies involved, the procedures to follow vary to stay on different wait lists and it’s possible your application can be removed without your knowledge because a step was missed — and you would have to start from scratch.

    The HAP Housing Specialists are experts who can help you navigate a complex and competitive rental housing market. A housing counseling session can help identify projects that are best suited for you, give you opportunity to view the projects virtually (via computer), get assistance and advice to apply and maintain your wait list status. For seniors interested in market-based rentals, Housing Specialist can identify and explain search options to help navigate the rental market.

    *The Housing Assistance Program is funded through the Older Americans Act, as administered by the Elderly Affairs Division, C&C of Honolulu.

     


    Catholic Charities Hawai‘i Housing Assistance Program
    808-527-4777 | www.catholiccharitieshawaii.org

    The “Golden Years” are sometimes anything but for seniors living on a fixed income and in need of a place to live. Unexpected circumstances and daily challenges can lead to housing instability and place a senior at risk of becoming homeless. Catholic Charities Hawai‘i’s Housing Assistance Program* (HAP) helps seniors (age 60 and older) who…

  • Financial Security & Health for Voters 50+

    Hawaii had the lowest voter turnout among all states in 2012 — less than half (44.5%) of voters casting ballots. Voters age 50-plus went to the polls in greater numbers than any other age group. In 2014 election, 50-plus voters could once again play a deciding role. So, what issues are on the minds of Hawaii’s mature voters?

    On the federal side, protecting Social Security is a high priority, especially for residents who feel financially unprepared for retirement. In Hawaii, Social Security makes up 50% or more of income for over half of Hawaii residents age 65 and older, and more than a quarter of older residents rely on Social Security as their only source of income.

    When “entitlement reform” and Social Security have become bargaining chips in Washington, D.C., voters agree there should be a separate debate about the future of the program — that focuses on its major role in providing financial security in retirement and strengthening the system for future generations.

    Another is Medicare, which provides guaranteed affordable health coverage for more than 217,000 beneficiaries in Hawaii alone. The program faces a number of challenges in the coming years due to rising health care costs and changing demographics. AARP believes stabilizing the system for future generations and keeping promises to seniors with responsible, commonsense solutions will improve care and reduce costs. For example, better use of information technology could promote care coordination, reduce medical errors and ensure patients are getting the care they need.

    In state issues, voters are interested in candidates’ views supporting family caregivers. They want to know candidates support laws that call for hospitals to recognize and train family caregivers when loved ones are hospitalized. In light of legislation, broadening the state’s Kupuna Care program to include Medicaid recipients, voters want to know if candidates would expand access to services provided at home and in the community — including residents not eligible for Medicaid.

    The months leading to November 4 election, AARP Hawaii sponsors a series of federal and state issues forums to help residents make informed decisions as they vote. Sessions will include briefing on the future of Social Security and updates on AARP’s priority state legislative issues related to caregiving and long-term care. Learn more about at aarp.org/hi.

    AARP informs its members and the general public about candidates’ position on issues so they can choose candidates that best represent their views and values. Over 28 years, non-partisan voter education has been part of AARP’s mission to help Americans. AARP does not endorse candidates, have a political action committee, or make contributions to political campaigns or candidates. Visit aarp.org/yourvote.

     


    AARP Hawai‘i state office:
    808-545-6024 | Toll-Free: 866-295-7282
    www.aarp.org/hi | facebook.com/AARPHawaii
    twitter.com/AARPHawaii

    Hawaii had the lowest voter turnout among all states in 2012 — less than half (44.5%) of voters casting ballots. Voters age 50-plus went to the polls in greater numbers than any other age group. In 2014 election, 50-plus voters could once again play a deciding role. So, what issues are on the minds of…

  • Cataracts

    Generations Magazine- Cataracts- Image 01

     

     

     
    Cataract is clouding of the lens in the eye that affects vision. It is extremely common among seniors. In a normal eye, light passes through the transparent lens to the retina. Once it reaches the retina, light is changed into nerve signals that are sent to the brain. The lens must be clear for the retina to receive a sharp image. If the lens is cloudy from a cataract, the image seen will be blurred.

    The risk for cataract increases as a person gets older. Diabetes also puts a person at increased risk for cataracts. Prolonged exposure to sunlight, smoking, and alcohol increases a person’s risk.

    What are the symptoms of cataract?

    • Cloudy or blurry vision
    • Colors seem faded
    • Glare
    • Poor night vision
    • Double vision

    Frequent prescription changes in eyeglasses or contact lenses

    How are cataracts detected?

    Cataract is detected through a comprehensive eye exam that includes:

    1. Visual acuity test. This eye chart test measures how well a person can see at various distances.
    2. Dilated eye exam. Eye care professionals use special magnifying lens to examine the retina and optic nerve for signs of damage and other eye problems.

    How are cataracts treated?

    The symptoms of early cataract may be improved with new eyeglasses, brighter lighting, antiglare sunglasses, or magnifying lenses. If these measures do not help, surgery is the only effective treatment. A cataract needs to be removed when vision loss interferes with everyday activities, such as driving, reading, or watching television. Surgery involves removing the cloudy lens and replacing it with an artificial lens. Cataract removal is one of the most common surgeries performed in the United States. It also is one of the safest and effective. In about 90% of cases, people who have had cataract surgery report better vision afterward.

    What can a person do to prevent cataracts?

    Wearing sunglasses and a hat with a brim to block ultraviolet sunlight may help to delay cataract. Stopping smoking is beneficial at any age. Good nutrition such as eating fruits and vegetables rich in antioxidants will help reduce the risk of age-related cataract. Seniors need to have a comprehensive dilated eye exam at least once every two years.

          Cataract is clouding of the lens in the eye that affects vision. It is extremely common among seniors. In a normal eye, light passes through the transparent lens to the retina. Once it reaches the retina, light is changed into nerve signals that are sent to the brain. The lens must be…

  • Medicare and The Working Individual

    Take your family for ice cream and you’ll find a variety of flavors. Same with Social Security, most people think of retirement, but that’s like limiting yourself to vanilla. Social Security has a variety of benefits. Know them all online at www.socialsecurity.gov.

    Retirement — by far is our most popular flavor. Most people need about 10 years of work (40 credits) to qualify for retirement benefits. You can retire as early as age 62 (generally, benefits are permanently reduced) or wait until full retirement age (currently age 66, but gradually increasing to age 67) for a larger benefit payment. Put off retirement and earn even more. To learn more, read When To Start Receiving Retirement Benefits, available at www.socialsecurity.gov/pubs.

    Disability — if you become disabled and unable to work, you may qualify for Social Security disability benefits. The number of credits needed depends on how old you are when you become disabled. Learn more at www.socialsecurity.gov/disability.

    Survivors — your family may be eligible for survivor benefits. In most cases, you need to have worked about 10 years for your surviving family members to qualify for survivor benefits. Learn more at www.socialsecurity.gov/survivorplan.

    Supplemental Security Income (SSI)— this needs-based program pays benefits to aged, blind, and disabled people with low income and few resources. Find out more at www.socialsecurity.gov/ssi.

    Variety of benefits, indeed … all online.

     


    Questions, online applications, or to make an appointment to visit a Social Security office, contact:
    1-800-772-1213 (toll free) | 1-800-325-0778 (TTY)
    www.socialsecurity.gov

    SSA Logo Pantone 289-185

    Take your family for ice cream and you’ll find a variety of flavors. Same with Social Security, most people think of retirement, but that’s like limiting yourself to vanilla. Social Security has a variety of benefits. Know them all online at www.socialsecurity.gov. Retirement — by far is our most popular flavor. Most people need about…

  • Hurricane Preparedness

    While the Eastern Pacific hurricane season remains in effect, as does the increased possibility of potentially dangerous storms headed Hawai‘i’s way, homeowners are encouraged to shore up their roof with the goal of mitigating catastrophic damage.

    According to the National Oceanic and Atmospheric Administration’s Climate Prediction Center, this year’s hurricane season that runs through November has up to an 80% chance of being enhanced by El Nino conditions. El Nino is responsible for elevating ocean temperatures and leading to above-average tropical cyclone activity in the waters surrounding Hawai‘i, thus making hurricane preparedness more important than ever.

    Preparedness is best advised. Not only should you make sure your emergency provisions are up-to-date and well stocked, but your dwelling — roof — need to be checked on as well.

    Here are some preventive measures to follow:

    • Check past service records on your roof. If more than 10 years since installation or repairs has been done, then it’s best to have a free roofing inspection pinpoint necessary improvements.
    • Trim encroaching tree branches
    • Take inventory of loose outdoor items such as coolers, patio furniture, umbrellas, awnings and other objects that could turn into dangerous projectiles when tossed by hurricane-force winds. By securing these items around the home and making sure one’s roof is intact, residents give themselves, family members and neighbors the best chance of riding out what is predicted to be a busy hurricane season.

     


    Murakami Roofing, LLC | www.murakamiroofing.com
    808-348-8270 | murakamiroofing@gmail.com

    While the Eastern Pacific hurricane season remains in effect, as does the increased possibility of potentially dangerous storms headed Hawai‘i’s way, homeowners are encouraged to shore up their roof with the goal of mitigating catastrophic damage. According to the National Oceanic and Atmospheric Administration’s Climate Prediction Center, this year’s hurricane season that runs through November…

  • Aloha Spoken Here: Bill Boyd at the Cal

    Aloha Spoken Here: Bill Boyd at the Cal

    Liz Damon, David Lebby and Riley Wallace at the Boar’s Head Bar at Main Street Station
    Liz Damon, David Lebby and Riley Wallace at the Boar’s Head Bar at Main Street Station

    In the middle of a sprawling desert town, Aloha blooms. It is spoken at the guest check-in with each new arrival, served at the café with each fragrant dish of oxtail soup, and spread through the gifted efforts of the employees.

    The evolution of Boyd Gaming Corporation’s California Hotel & Casino from a gambling spot to a second home for Hawaiians contributed greatly to the designation of Las Vegas as the 9th Island.

    Bill & Sam Boyd
    Bill & Sam Boyd

    It was a gamble when the California Hotel & Casino opened in 1975, the first large property to set up off the famed Fremont Street, but Sam Boyd was good at playing the odds in his favor.

    The Boyd family started in the gaming business in 1941, with Sam Boyd moving up from dealer to major hotel owner by 1962 when he first partnered with his son Bill for the Eldorado Casino in Henderson. A little over a decade later, father and son were determined to make their new endeavor work. They borrowed money from the bank, more than once, to realize their dream of a hotel in the booming downtown area that would eventually cater to an often underserved niche market: the Hawaiians.

    “(Dad) said, ‘You know when we lived in Hawai‘i, there was a game on every block,’” said Bill Boyd, executive chairman and co-founder of Boyd Gaming. “In other words, the Hawaiians love to play. And he said, ‘We’re going to make the Cal their home away from home.’”

    It was a heartfelt endeavor. The Boyd family sent a chef to Hawai‘i to learn to cook saimin and oxtail soup, “just the way Hawaiians like them,” Boyd said. “The chef said he also learned a new way to cook rice.”

    That attention to detail is what has kept Boyd Gaming ahead of the competition and a favorite among Hawaiians visiting and living in Las Vegas. More than half of Boyd’s downtown business at its three hotels, The California Hotel and Casino, Fremont Hotel and Casino and Main Street Station Hotel Casino and Brewery, comes from Hawaiian customers.

    “We go to the Cal, oh, I’d say every week or so to see family who come from the island to visit,” said Mano Hale, a longtime Las Vegan and Hawaiian native. “My uncle and his family have stayed there every year for the (football) game. It’s like a second home for us, with all the family coming in (from Hawai‘i) and checking in there.”

    When Jasmine Lee, a Hawaiian native and Las Vegas dental assistant, is feeling a little homesick, she goes to the Cal.

    “It’s been a tradition to go there since my family has been coming to Vegas,” for more than 15 years, she said. “Aunties like to stay at the Cal. It’s a good place for us to all get together without a lot of hassle. It’s like a little piece of Hawai‘I downtown, so we feel at home.”

    Las Vegas is home to more than 15,000 non-Hispanic Hawaiians and other Pacific Islanders according to the latest U.S. Census Bureau figures. The Hawaiian population in Las Vegas doubled from 2002 – 2012, which has helped to confirm the city’s unofficial designation as the 9th Island, although many Hawaiians refer to the Cal as the ninth island.

    Many Hawaiians moved to Las Vegas because of the lower cost of living and the tight-knit local Hawaiian community already in place.

    “We already had family here and it’s so much cheaper, from housing to hot dogs,” said James Ihorn, a waiter at a Strip restaurant and 5-year resident of Las Vegas.

    But there’s no place like home.

    Before in 1977
    Before in 1977

    “We go to the Cal about once a week to gamble a little, get the oxtail soup at the (Market Street) Café for my wife, and get a little aloha back into our system,” he said. “That’s one thing you can’t get in Hawai‘i, the gambling, and, come on, Hawaiians love to gamble. But you can get that at the Cal and you can also get that Hawaiian spirit. It’s all over the Cal.”

    Present in 2013
    Present in 2013

    They also make it a point to rub the belly of the giant Buddha at the valet entrance to The Cal, a symbol of luck, wealth and prosperity. The Buddha was a gift to The Cal in the ‘70s from Char Travel, one of Boyd Gaming’s loyal travel agents based in Hawai‘i.

    David always hopes for the best from the Happy Buddha.
    David always hopes for the best from the Happy Buddha.

    The name of the Cal’s Buddha is Happy Buddha, meaning good luck, said David Lebby, Vice President and General Manager at California and Main Street Station Hotel, Casino & Brewery.

    “When you leave items such as money, leis, TITO tickets, it will bring you luck,” Lebby said, who has been with Boyd for 34 years, 29 of those at the Cal.

    Generations Magazine- Aloha Spoken Here- Image 06“I have to say that the customers from Hawai‘I are what makes this job so gratifying,” he said. “Over the years many of our customers have become friends and are a part of my life.”

    The Aloha spirit is prevalent.

    “What’s special about our properties is we make our Hawaiian customers feel at home and it’s a place they can gather and talk story,” he said.

    To better serve their Hawaiian guests, Boyd Gaming purchased Vacations Hawai‘i, a travel agency and charter service, in 1995. The following year, they began charter flights between Honolulu and Las Vegas. They offer the Kama’aina vacation packages which include complete four and five-night stays. These packages include round-trip airfare, comfortable accommodations at the Cal, daily ground transportation and three meals. Meal selections include trips to the largest downtown buffet, California’s Paradise Buffet, or a bowl of the legendary oxtail soup at Market Street Cafe — all for an incredible value starting at $699.

    “The packages we get from Boyd are better and cheaper than it would cost to just by air tickets for my family alone,” said Manny Price, a native Hawaiian and Las Vegas car salesman. “We use them a couple times a year at least for big events.”

    Guests check in at Omni Air International’s location at Lobby 6 in the main terminal at Honolulu International Airport and in Las Vegas, check-in is at the McCarran Terminal 1.

    The packages include transportation as well as luggage pick up from the plane to the hotel as well as any medical needs, wheelchair accessibility and personal attention. Vacations Hawai‘I focuses on ease of travel for their guests, who are often returning to Las Vegas or Honolulu to visit family.

    “Hawai‘i residents have always held a special place in their hearts and Aloha for Sam Boyd,” said Johanna “Duke” Duclayan, Las Vegas Charter Manager for Vacations Hawai‘i.

    During the summer, Vacations Hawai‘i runs four charter flights per week to Las Vegas, bringing about 872 passengers to Las Vegas each week. Otherwise, they run five charter flights per week.

    Additionally Vacations Hawai‘i features 7 and 8 night packages with Hawaiian Airlines and the California Hotel. In their travel agency department, Vacations Hawai‘i can get Hawai‘i customers to Vegas on all commercial airlines and also feature great fares to other US cities, with outer island, Disney and cruise packages as well.

    “We treat each customer with and in the Aloha Spirit,” Duclayan said.

    Jimmy Kline is an alum of the University of Hawai‘i and makes sure to go down to the Cal each spring for the UH vs. UNLV annual game.

    “UH Coach Norm Chow is so accessible when he’s at the Cal,” Kline said. “I’ve gone up to him a couple of times when we were at the buffet and he was eating and we talked for a long time.”

    Book at the Fremont and seeing old friends return.
    Book at the Fremont and seeing old friends return.

    Sports are a big reason Kline makes it a point to visit the Cal during football and basketball seasons. Former University of Hawai‘i men’s basketball team coach from 1987-2007, Riley Wallace, is an executive host at the Cal.

    Periodically, Riley loves visiting the Race & Sports
    Periodically, Riley loves visiting the Race & Sports

    The customers are one reason Wallace enjoys his job. He became friends with Bill Boyd during his coaching career and it was a natural progression from friends to working for the gaming giant.

    “It’s like seeing old friends when you go to work,” said Wallace, who lives in Las Vegas with his wife Joan full time and returns to his condo in Honolulu regularly with his family. “You can talk about the present and the past with them.”

    Wallace makes a point to visit each of the three Boyd properties downtown, often running into Bill Boyd walking the casino floor as well.

    Lappert’s Ice Cream is a must after the infamous Oxtail Soup. Ono-licious both ways.
    Lappert’s Ice Cream is a must after the infamous Oxtail Soup. Ono-licious both ways.

    “Boyd wants people to know that Aloha is spoken here, and it is,” Wallace said. “Our customers know the Aloha spirit and respect it. It’s a good marriage right here between Boyd and Hawai‘i. It’s real. They want you to like the islands, and it doesn’t take you long to know why. It’s a beautiful place, and the people are, too.”

    Boyd Gaming employees are what makes the properties stand out within all that glitters for guest’s attention in Las Vegas, said Liz Damon, a slot host at the Fremont hotel and former pop singer.

    “The employees are the ones that are going to bring them back over and over,” said Damon, who has more than 20 years in the industry, 9 of those with Boyd. Finding a position that worked well with her personality and skills was a lucky break, she said, when she decided to step away from the music industry for a time. “The employees are great every day, every time, and that’s what people come back for again and again — they feel at home here. I believe the employees are the mainstay of our three downtown properties.” Much of that positive, Aloha attitude on the casino floor comes from the corporate culture, she said.

    “Mr. Boyd himself, from what I’ve known (talking to him) in the last nine years, you can tell he really cares about the employees and our guests,” Damon said.

    Generations Magazine- Aloha Spoken Here- Image 11Damon is humble, particularly since she is better known as the lead singer in the Hawai‘i-based group Liz Damon’s Orient Express, with hits that made the Billboard charts, including “1900 Yesterday,” “But For Love,” and “Me Japanese Boy.” Each weekend she gives away T-shirts, stuffed animals and other Boyd paraphernalia to winners at the Blazing 7 slot machines near the VIP booth, where she sings some of her well-known hits.

    Liz’s smile is so infectious, no one’s ever a stranger, everyone’s a friend — truly a gift of Aloha!
    Liz’s smile is so infectious, no one’s ever a stranger, everyone’s a friend — truly a gift of Aloha!

    “Being at the Fremont, one of the sweetest things is I get is folks who come in and ask for my autograph, they bring in old records and things to sign,” Damon, a Hawaiian native, said. “It’s a lot of fun. I sing during slot tournaments and people get a kick out of it.”

    When Hawaiians wonder what makes Downtown Las Vegas the 9th Island, the resounding answer is the aloha spirit found at Boyd properties like The California, Fremont and Main Street Station — so stop by, rub the Lucky Buddha’s belly, grab a bowl of oxtail soup and see what the Aloha spirit in Las Vegas is all about.

    Generations Magazine- Aloha Spoken Here- Image 13Market Street Café — Open 24 hours at the Cal, this café serves American favorites with a twist of island flavor. Specials include a legendary oxtail soup, saimin and Kahlua pig.

    Lappert’s Ice Cream — A mainstay on the main Island is a winner late night for cool treats.

    Redwood Bar & Grill – Recognized by Zagat with outstanding ratings this restaurant offers an intimate setting featuring tender steaks, succulent lobster, luscious crab legs and other delectable seafood.

    Award-winning keno at the Cal — From the friendly keno staff to the many winning tickets, The Cal is the place for keno.

    Generations Magazine- Aloha Spoken Here- Image 14Triple 7 Restaurant and Microbrewery — Chill with six varieties of hand-crafted beers, in-house seasonal specialty brews made by our own brewmaster, and an array of delicious dishes from pizza to fresh sushi to Korean tacos and beyond.

    Garden Court Buffet — Ranked in the top five Las Vegas buffets by USA Today Travel, the Garden Court Buffet is known for its delicious rotisserie chicken but wows with Southwestern, pizza, Asian-inspired and specialty stations.

    Main Street Station antiques — Behold history. This free, self-guided walking tour will take you back into time: Berlin Wall, a chandelier from Paris’s Figaro Opera House, even the bronze doors and façade of the Royal Bank of Kuwait!

    Generations Magazine- Aloha Spoken Here- Image 15Tony Roma’s — yearning for sticky ribs and other Tony Roma’s specialties? Just down the street at The Cal’s sister property, The Fremont, you can find the only Tony Roma’s in the state of Nevada!

    Paradise Buffet — Set in a tropical garden decor, the largest buffet downtown serves breakfast with a variety of specialty nights, fresh sushi made nightly and 8 stations of culinary delights.

    Second Street Grill — Recognized year after year by the Zagat survey and featuring a unique Pacific Rim influence, Second Street Grill specializes in seafood dishes, steak and poultry. Specialties include Thai Cioppino soup and Mongolian rack of lamb.

    Generations Magazine- Aloha Spoken Here- Image 16Next time you’re on at the Cal, Fremont or Main Street Station, if you don’t have a B Connected Players Card — it’s time to sign up! Not only will you receive deals tailored just for you, but you can geGenerations Magazine- Aloha Spoken Here- Image 17t discounts on dining, room and entertainment specials. Recently voted the Best Loyalty Club in Las Vegas by the LVRJ, B Connected is your pa
    ssport to deals at destinations in Downtown Las Vegas and beyond!

    Generations Magazine- Aloha Spoken Here- Image 18Exclusive for Generations Magazine readers — sign up for a B Connected card at the Players Club desk.

    In the middle of a sprawling desert town, Aloha blooms. It is spoken at the guest check-in with each new arrival, served at the café with each fragrant dish of oxtail soup, and spread through the gifted efforts of the employees.