Tag: Retirement

  • Workplace Insurance and Medicare

    One question that is frequently asked by people about to turn 65 who have health insurance through an employer is: “Do I need to enroll in Medicare?” Good question! If you or your spouse are still working when you turn age 65 and have insurance through your employer you may consider delaying Medicare Part A…

  • Overcoming Securities Fraud

    Only one out of every 44 cases of financial abuse among the elderly ever gets reported and even fewer make it to trial. This is the true story of one of those cases.

  • Three Documents Everybody Needs

    There are three estate planning documents that every competent adult living in the State of Hawai‘i should have. Of course, “competency” can be an elusive quality, but once a Hawai‘i resident has turned 18, the law of our State presumes that person to be competent.

  • Retirement Planning Q&A

    Q: I’m trying to decide when to retire. Can Social Security help? A: The best place to start is with a visit to the online Social Security Statement. The statement provides you with estimates of benefits for you and your family as well as your earnings record and information you should consider about retirement and…

  • Is Assisted Living a Negative?

    Despite the great advancements in retirement community resident care in recent years — some through government involvement, but most through business owners seeking to create a better quality of life for seniors — one of the challenges faced when discussing senior living options is the negative stigma that immediately comes to mind about “assisted living.”

  • Working Part-Time in Retirement

    Traditionally, retirement means leaving the workforce to pursue decades of relaxation. However, today’s retirees and pre-retirees are reshaping what it means to leave the workforce. Retirement may be an opportunity to pursue a small business, start consulting or land a side job that explores your passions. If your next phase includes earning an income, there…

  • When Grandparents Become Parents Again

    What would you do if your daughter or son was suddenly unable to take care of their keiki? Have you ever thought about becoming a parent after retirement? This decision for families is often unexpected and comes under very difficult circumstances. About three million children in the U.S. are being raised by a grandparent. The…

  • A Place Called Home

    Aging is a natural process that no one wants to face alone. Many people choose to live alone in their home as they age, but find themselves depressed, lonely and not eating right. There are many benefits to living in a retirement community.

  • Working After 50, 60 and Beyond!

    Working longer and later in life is not optional for many of us and is preferred by those of us who understand that work, in some capacity, is a gift of our longer lifetimes. It is a gift to be treasured. Consider this: One in four of us in Hawai’i is 60 or older. As…

  • Adjust Your Portfolio for a Soft Landing

    Think about this analogy: When an airplane is preparing to land, it doesn’t descend 30,000 feet in a matter of seconds. Rather, it happens gradually. The pilot adjusts to the landscape and weather conditions to assure a soft landing. In the years leading up to retirement, treat your investment portfolio in a similar manner. Prepare…