Tag: Retirement
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Managing Risk at Retirement
We encounter risk in all facets of our life. Why do we take risk if we have a choice? Simply put: We take on risk in exchange for some kind of return. Generally, the potential for higher returns from investments comes with greater risks.
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Making a Smart Move in Retirement
Searching for warmer weather, moving closer to adult children and grandkids or pursuing a change in scenery are just a few reasons why many Americans choose to move in retirement. These retirees often relocate for emotional reasons, but it’s important to consider the financial impacts, too.
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The Plaza at Kaneohe Opens This Summer
The Plaza at Kaneohe, The Plaza Assisted Living’s sixth location, is undergoing construction with an anticipated opening in Summer 2019. In line with its other locations, The Plaza at Kaneohe embraces the concept of familiar faces in familiar neighborhoods, believing that people want to reside in a community that they grew up in, raised their…
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5 Retirement Planning Mistakes to Avoid
The most important goal for many of my clients is to retire on their terms – which often means planning a long, secure retirement that enables them to check off items on their ultimate bucket list. Retirement requires careful planning in addition to avoiding financial missteps along the way. Here are five common mistakes, and…
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Diving into Retirement
The biggest surprise about retirement is that I am busier now than when I had a regular job. My to-do list seems to get longer every day, even though I know I am continually completing tasks. Keeping busy with meaningful work is good advice to anyone contemplating retirement.
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Portfolio Workers: Who Are They?
Portfolio workers are the “Jugglers” of multiple opportunities who know a diversified work portfolio increases the probability of realizing financial and personal success, improves their sense of control and boosts feelings of security.
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Making the Most of Retirement
When I moved from Moloka‘i to Kapolei earlier this year, my goals for retirement were to spend time with my granddaughter, become involved in my new community by volunteering at the library and local school, and to continue what I enjoy doing — walking daily, reading, acrylic painting, gardening, cooking healthy meals, attending art shows and educational…
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What I’ve Learned… Thus Far
What I’ve learned is about just that: What I’ve learned these past 16+ years since I entered this field called “aging.” I was 42 years old and didn’t know a whole lot about retirement planning, Social Security or health issues, let alone caregiving and Alzheimer’s. Most people in that age range don’t think about this…
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Tension over Intention
It is not just families who disagree about the interpretation of legal documents. There seems to be tension among estate planning attorneys in regard to recommending that clients write down their heartfelt intentions to accompany those documents. Many lawyers believe that it is the form that is most important — that the written legal language will communicate…
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Educating Adult Children About Saving
Many parents, in addition to planning for their own future, care deeply about helping their children find their financial footing as they enter adulthood. Having spent decades building up their nest eggs for retirement, they recognize the power of long-term financial planning and hope their children will capture the same benefits by starting to invest…