Tag: Retirement
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Diving into Retirement
The biggest surprise about retirement is that I am busier now than when I had a regular job. My to-do list seems to get longer every day, even though I know I am continually completing tasks. Keeping busy with meaningful work is good advice to anyone contemplating retirement.
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Portfolio Workers: Who Are They?
Portfolio workers are the “Jugglers” of multiple opportunities who know a diversified work portfolio increases the probability of realizing financial and personal success, improves their sense of control and boosts feelings of security.
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Making the Most of Retirement
When I moved from Moloka‘i to Kapolei earlier this year, my goals for retirement were to spend time with my granddaughter, become involved in my new community by volunteering at the library and local school, and to continue what I enjoy doing — walking daily, reading, acrylic painting, gardening, cooking healthy meals, attending art shows and educational…
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What I’ve Learned… Thus Far
What I’ve learned is about just that: What I’ve learned these past 16+ years since I entered this field called “aging.” I was 42 years old and didn’t know a whole lot about retirement planning, Social Security or health issues, let alone caregiving and Alzheimer’s. Most people in that age range don’t think about this…
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Tension over Intention
It is not just families who disagree about the interpretation of legal documents. There seems to be tension among estate planning attorneys in regard to recommending that clients write down their heartfelt intentions to accompany those documents. Many lawyers believe that it is the form that is most important — that the written legal language will communicate…
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Educating Adult Children About Saving
Many parents, in addition to planning for their own future, care deeply about helping their children find their financial footing as they enter adulthood. Having spent decades building up their nest eggs for retirement, they recognize the power of long-term financial planning and hope their children will capture the same benefits by starting to invest…
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Workplace Insurance and Medicare
One question that is frequently asked by people about to turn 65 who have health insurance through an employer is: “Do I need to enroll in Medicare?” Good question! If you or your spouse are still working when you turn age 65 and have insurance through your employer you may consider delaying Medicare Part A…
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Overcoming Securities Fraud
Only one out of every 44 cases of financial abuse among the elderly ever gets reported and even fewer make it to trial. This is the true story of one of those cases.
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Three Documents Everybody Needs
There are three estate planning documents that every competent adult living in the State of Hawai‘i should have. Of course, “competency” can be an elusive quality, but once a Hawai‘i resident has turned 18, the law of our State presumes that person to be competent.
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Is Assisted Living a Negative?
Despite the great advancements in retirement community resident care in recent years — some through government involvement, but most through business owners seeking to create a better quality of life for seniors — one of the challenges faced when discussing senior living options is the negative stigma that immediately comes to mind about “assisted living.”