Category: Dec 2020 – Jan 2021

  • Character. Duty. Honor.

    Character. Duty. Honor.

    They didn’t fight for fame or recognition, but because it was the right thing to do. Now in their 90s, events beyond their control are still shaping the lives of the Chinese American veterans of World War II. A global pandemic has now extended the delay of national and local ceremonies honoring their military service. But at long last, they will soon be recognized for their patriotism.

    In December 2018, Congress honored 20,000 Chinese American veterans with the Congressional Gold Medal, the highest honor the US legislature awards. The Congressional Gold Medal has been awarded to groups such as the Tuskegee Airmen, Navajo Code Talkers and the Japanese American Nisei veterans who served in the 100th Infantry Battalion or 442nd Regimental Combat Team in the Second World War.

    The Congressional Gold Medal acknowledges sacrifices Chinese American veterans made despite economic and psychological struggles their families experienced under the 1882 Chinese Exclusion Act. Repealed in 1943 only because more bodies were needed for the war effort, this first legal action to limit immigration from a particular country stopped the emigration of laborers from China, limited return travel from visits to China and subjected anyone with a Chinese background to discriminatory practices.

    Unlike other Congressional Gold Medal honorees, the Chinese Americans veterans have not yet received their medals. National and regional award ceremonies were due to be held in the spring and summer of 2019. Concerns about the coronavirus caused them to be postponed. The clock is still ticking, with 2,000 or so veterans still living. Approximately 50 veterans living in Hawai‘i are still waiting to be recognized as soon as House Speaker
    Nancy Pelosi gives the green light.

    The gold medal is awarded after two-thirds of the House of Representatives and two-thirds of the members of the Senate sign off. Signatures must be collected during a single legislative session; sessions last two years. Retired Army Maj. Gen. Robert Lee, a Hawai‘i resident, assisted the committee seeking the Congressional Gold Medal for the Chinese Americans.

    Maj. Gen. Lee had worked on the campaign to see the Nisei awarded the Gold Medal and was able to draw upon that experience to assist the committee working to gain recognition for the Chinese Americans. His strategy for gaining signatures was to query the military officers or other US Department of Defense personnel serving as advisors on each congressman’s staff.

    “Then the next hardest part was to design the actual medal,” Maj. Gen. Lee said. “That’s when a bunch of us met with the US Mint. We had to testify in front of the Fine Arts Commission and Citizens Coinage Advisory Committee to show why our design was worthy.”

    Three of the Chinese American veterans on O‘ahu were among the guests of honor at the recent commemoration of the Sept. 2, 1945, surrender of the Japanese aboard the USS Missouri. The lives of each of these men — and those of their families — were directly impacted by their experiences of the Pearl Harbor attack, military service and post-war opportunities.

    Under Attack

    On the morning of Dec. 7, 1941, Joe Young and his father, Young Fong, were catching ‘opae in Kuapā Pond. The elder Young loved fishing and had leased the pond in 1937, moving his family to Hawaii Kai to run what was then the largest fishpond in Hawai‘i. Fong had previously worked as a delivery man for the Chinatown grocery he and his two brothers opened once their sugar cane cutting contract ended. The trio had emigrated together from Sun Ming Ting village near Zhongshan city in the early 1900s.

    Up early that Sunday morning, 16-year-old Joe looked up from catching the ‘opae he typically sold fisherman as bait when he heard planes overhead. He saw five planes. His initial thought was that they belonged to the US Air Corps.

    “My father said, ‘No, no, no, no, that’s Japanese planes,’” he remembers. He asked his father how he knew the Mitsubishi Zeros were Japanese. “‘By the rising sun and they fly in formation.’”

    “What they flying for?” I asked him. “‘I think they going to Kāne‘ohe base; they gonna bomb the place,’ my father said.”

    Over in Mānoa, Arthur Shak was waking in the student dormitory room he shared with his older brother. Arthur had graduated in June ’41 from Kaua‘i High School. He told his parents he would follow in his older brother’s footsteps and enroll at the University of Hawai‘i. Arthur’s father was a second-generation Chinese American and the No. 2 man at Hawaiian Canneries pineapple company on Kaua‘i. All his children worked at the factory during their youth.

    Once the 18-year-old Arthur reached Honolulu after graduation, he decided to work for a year before hitting the books. More of his friends were working, anyway. So he got a job as a stock clerk in the Contractors Pacific Naval Air Bases at Pearl Harbor (CPNAB) delivering mail.

    That sunny Sunday morning, the students heard the planes fly over. Like Joe Young, they assumed the planes were part of the US Air Corps. Radio broadcasts announced the bombing. Soon, Arthur and one of the stockroom supervisors drove to Pearl Harbor to see what had happened.

    Walter Ching had a higher vantage point of the destruction on Dec. 7 atop the Old Pali Highway on his way home to Punalu‘u after working an overnight shift as a certified welder at Hickam Field. He’d finished work at 7am and had driven himself to Honolulu for breakfast. Then he and a friend started the drive over the Pali.

    Walter had also graduated from a public high school in June ’41. Completing 12th grade wasn’t a given for Walter, whose family lived on the windward side of the island ever since his grandfather, who immigrated to Hawai‘i in the middle of the 19th century to work on a sugar plantation, took a job working for a Punalu‘u rice farmer.

    Walter’s father, Yan Quong Ching, had opened the first store in Punalu‘u, a grocery and gas station, in 1935. Walter was the oldest son at home then, helping his mother in the store from 6 am to 10 pm, with breaks to walk three miles to attend Hau‘ula School until he finished eighth grade.

    Not having the funds to stay in town and attend McKinley High School, Walter wasn’t expecting to continue his education. But thanks to Thomas GS Walker, a new manager at the Kahuku Sugar Plantation, Walter managed to continue his education at Kahuku High School.

    After his workers took him to the field in the morning, he send the truck to Chinaman’s Hat in Kualoa to pick up students wanting to go Kahuku. “So we continued our education,” says Walter. “I didn’t want my education be over. That’s the only opportunity we had.”

    After high school, Walter got a job as an electrician’s helper at Kāne‘ohe Naval Air Station, working for 60 cents an hour. Each night after work, he went home for dinner and then attended welding courses at Benjamin Parker School from 5 to 10pm. After three months, he passed the welding certification exam and took a job for 90 cents an hour building gas tanks with a private contractor at Bellows Airfield in Waimanalo. His crew was soon requested to do the same at Hickam.

    “It was quite a critical job,” he said.

    Joe Young was lead into the armed services through a series of happenstance events. Although he left high school when he was a junior to join the war effort, when WWII ended, he returned to school, earning a bachelor’s degree and graduating from dental school. He opened his own practice after returning home to Hawai‘i.
    Joe Young was lead into the armed services through a series of happenstance events. Although he left high school when he was a junior to join the war effort, when WWII ended, he returned to school, earning a bachelor’s degree and graduating from dental school. He opened his own practice after returning home to Hawai‘i.

    Aftermath

    As non-English speakers, Joe Young’s parents didn’t learn about the attacks until Dec. 8, when they got their hands on a newspaper. Their children fought over radio access, so they had an inkling about what had happened.

    Joe had begun his high school career at ‘Iolani, having struggled to follow his two older brothers into Saint Louis High School. He’d initially been denied admission to the Catholic school, to the great disappointment of his mother — who had no problem letting her son know she was embarrassed to go into Chinatown and face questions about the achievements of her third-eldest son. Later, his  brother helped him gain admittance into Saint Louis High, but the school was converted to a hospital after the war began. He took classes at McKinley, where the Saint Louis students shared classrooms for a few months. But in his junior year, Joe left school to get a job at Pearl Harbor; he’d heard there was a dire need for workers.

    “So there I was, a non-high school graduate. They tell me, ‘You’re going to be a custodian.’ I thought custodian was something big,” he remembers, chuckling softly. “But in simple language, it’s a janitor. I didn’t know. They gave me a broom and a rubbish picker.”

    Joe cleared the metal still littering the airfield from the planes bombed on Dec. 7. Reclamation was hard work. He soon tested his way into an apprenticeship and got work in a machine shop.

    “In those days, they had to make everything by hand… all the instruments,” he said.

    Joe was earning about $100 a month. He gave $80 to his mother, lessening the sting of his earlier educational shortcomings in her eyes.

    Arthur Shak clearly remembers seeing the battleships in Pearl Harbor sinking and on fire near Ford Island.

    “It was really terrible,” he said. “That was the most spectacular thing I’d seen at that time and ever since.”

    It wasn’t until later in his life that he realized how significant it was for him to witness the aftermath of the attack firsthand — especially as an 18-year-old civilian.

    “There were a lot of guards around. You have to be careful where you go and what you do. In those days, a lot of things were classified and when they said ‘classified,’ they meant it. You don’t poke your nose in places where you’re not supposed to go.”

    Art Shak (bottom, L) arrived in Italy in March 1944. He and his Guardian Angel bomber crew completed 51 missions that year, narrowly escaping death after two of the plane’s engines were destroyed and gas lines were severed by enemy fire, and with a 500-pound bomb stuck in the bomb bay.
    Art Shak (bottom, L) arrived in Italy in March 1944. He and his Guardian Angel bomber crew completed 51 missions that year, narrowly escaping death after two of the plane’s engines were destroyed and gas lines were severed by enemy fire, and with a 500-pound bomb stuck in the bomb bay.

    So Arthur carried on his work in the mailroom, sorting letters and ensuring base correspondence reached Honolulu and beyond. Soon, a Korean friend approached him and suggested he enlist.

    “‘Hey Art,’” he said. “‘The US Air Corps is looking for aviation cadets to join.’” And he wanted to join up. “And he said, ‘Why don’t you sign up and join up, too.’ So I said, ‘OK, I’ll sign up.’”

    That was in September 1942. Arthur was soon ferried to Santa Ana, Calif., where he began preflight training. It was his first experience of the mainland. He wasn’t at all homesick, he said, and liked the idea of becoming a pilot. Still, he didn’t argue when he was told the Air Corps assessments suggested he would make a better navigator or bombardier than a pilot. By then, he knew pilots had the highest fatality rates.

    It would take him a year and four stops to complete his training, which he did in 1943. He earned bombardier wings, navigator wings and a second lieutenant’s commission.

    Walter Ching (top, R) spent most of 1944 building key military infrastructure across the Territory of Hawai‘i as a member of the Army Corps of Engineeres. Then he was drafted, joining the Navy Seabees. He was presented with the Arizona Memorial flag upon his retirement after 33 years of federal service.
    Walter Ching (top, R) spent most of 1944 building key military infrastructure across the Territory of Hawai‘i as a member of the Army Corps of Engineers. Then he was drafted, joining the Navy Seabees. He was presented with the Arizona Memorial flag upon his retirement after 33 years of federal service.

    When Walter Ching saw explosions and oil burning at Kāne‘ohe Air Base from his vantage point atop the Pali, his friend suggested that the smoke was coming from a planned training maneuver or a demonstration. Unsure, but in need of rest before another night shift, Walter went home. He mentioned the fires to his family, washed his car and went to bed.

    He woke up to find the US was at war; his family heard reports of the Japanese attack over the radio. There was no work for Walter that night.

    A few days after the attack, he got a call to meet at Punahou School, where the US Army Corps of Engineers was gathering able-bodied men to help with the cleanup. Walter went along, and six days after the Japanese attack, found himself cleaning up bombed out airplane hangars at Hickam Field.

    During the cleanup, roofers dropped a piece of sheet metal that landed directly on Walter as he was cleaning up below. He wound up in the hospital, laid up for three weeks.

    Once he recovered, though, it was right back to work. As a welder, he began repairing the gas storage tanks at Hickam and Wheeler Fields.

    “Then they send me up Molokai,” Walter said. “They were building the airfield up there. We were building gasoline tanks for the airfield.”

    He worked on airfields across the islands, including at Kualoa, Haleiwa, Kahuku and Dillingham. He helped build 10 oil fuel tanks at Waikakalaua Gulch that could hold a million gallons, as well as the Kunia Tunnel, a three-story underground building in a pineapple field.

    In the Army Now

    When Joe Young registered for the draft, he was instructed to remain in his job at the machine shop, aiding the war effort there.

    Joe’s military service began after the war’s formal conclusion, in 1945. He was drafted and sent to Schofield Barracks for two weeks of basic training. Together with pals from around Pearl Harbor and Hickam, he boarded a Liberty ship for an 18-month deployment to the Philippines.

    Joe was stationed at Nichols Field, near Manila. After about six weeks, a sergeant asked him if he’d like to be a flight engineer. The job came with a $40-a-month pay raise for Joe, then a corporal, so it seemed like a good idea.

    On his time off, Joe and his friends wandered into Manila. The city was poor and damaged by the war. In his civilian clothes, Joe was mistaken for a Chinese citizen rather than an American. He recalls being surrounded by angry Filipinos taunting him: “Intsik baboy,” or Chinese pig.

    “I put my hands up and said, ‘No, no,’” Young remembers. He learned a few words of local dialect and lied, in pidgin, to calm the situation. “They ask me what I am. I say ‘I’m half Filipino, but I speak  Chinese because my mother is Chinese. My father is Filipino.’ They believed me.”

    Joe didn’t venture off base out of uniform again.

    A few months later, he had a another tense moment of mistaken identity in Japan, where he and his C-46 air crew traveled to ferry Japanese military officers back to Manila to stand trial for war crimes, such as the Bataan Death March. At the airport, Young was riding in a military truck with his fellow uniformed airmen when they passed a US military police officer. The MP pointed at Joe. “‘What’s that Jap doing in the truck?’” Joe recalls. “Because I’m the only oriental, understand.”

    The pilot of his aircraft took the MP aside, seeming to clarify the situation.

    “After that, the MP saluted and said, ‘Thank you, sir.’”

    After Art Shak’s training on the mainland, he was assigned to a small base near Foggia, Italy, where he served in the 49th wing of the 15th Air Force as a navigator aboard a B-24 Liberator, a four-engine, heavy bomber aircraft. His plane, fortuitously enough, was named the “Guardian Angel.”

    Arthur arrived in Italy in March 1944. He and the B-24 crew joined a major American air campaign to destroy a large oil refinery and oil storage facilities in Ploesti, Romania. Ploesti supplied more than half of the Third Reich’s crude oil.

    Arthur and his 10-man crew had a day or two off between flights over the Adriatic and Yugoslavian mountains — time to write their sweethearts or exercise, he said. He shared a tent with the crew’s pilot, co-pilot and the bombardier. On mission days, they’d wake around 4am, gather their gear and pile into a truck to drive to group headquarters. There, the team sat in a briefing room with a large map pinned to the wall while intelligence officers described the mission of the day: which route to fly, where to expect heavy flak, how to avoid it, where to drop your load of bombs.

    “The briefing was always a little different — whatever had changed since the last time, even if the target can be the same,” Art recalls. “Ploesti was the target that had the heaviest flak; antiaircraft fire.”

    After the half-hour briefing, the crew was taken by Jeep to the airfield where the Guardian Angel sat waiting. They waited in the plane until the air traffic controller gave the signal for takeoff. Missions were about four hours out; four hours back.

    “It’s scary. I wouldn’t say I was nervous, but I wasn’t falling asleep. If I may say — you’re holding your ass,” Art said. “You can see somebody get hit. You can hear things hitting against your plane. When it’s not that bad, it’s like somebody throwing rocks against your car. But when it’s a direct hit like that — boom — it’s a loud sound.”

    After one flight, Art counted some 60 holes in the Guardian Angel. Another flight ended on an island in the Adriatic.

    He wrote in a recent memoir: “Over Ploesti, the plane was hit by flak, severing gas lines and damaging two engines so that the plane continued on only two good engines. In addition, one 500-pound bomb, stuck in its shackles, had to be released manually, bomb bay doors had to be kept open to lessen fuel fumes concentrations from the severed gas lines, and more flak was encountered while flying low. Pilot Davis took evasive action, avoided the additional flak, and with very skillful piloting, managed to reach the coast of Yugoslavia and landed, on one pass with no second chance, on a British-held, short airstrip on the Island of Vis. The fuel tanks were inspected after landing and found to be dry.”

    Walter Ching spent most of 1944 building key military infrastructure across the Territory of Hawai‘i. Despite lingering knee pain from the injury he sustained while cleaning up after the Pearl Harbor attack, he was drafted in status 1-A. He joined the Navy Seabees.

    “My brother was drafted and sent to Guadalcanal,” he said. “I said, no way I’m gonna go in the Army and fight in the mud out there.”

    He was stationed with the Seabees at Moanalua Ridge and worked at Pearl Harbor before he and about 2,000 other Seabees were sent via a troop ship to Samar Island. The trip to Samar took about 19 days. One of Walter’s first concerns aboard the ship was to secure a good sleeping place.

    “So they got about 200 of us in each hold. Your bunks are all hanging up. I took the top bunk. That was the worst thing that happened in my life. The hot air came up,” Walter chuckles. “I cannot sleep. Every night I take my blanket and I go up on the cargo hold cover where we sleep.”

    Saltwater showers and long lines for chow didn’t make life easier. Reaching Samar and starting construction work on an airfield and hospital there was a welcome change, even if the men did do most of their work in sweltering heat.

    Bad luck struck Walter again. This time, a crane knocked him off a building, fracturing his skull. He lost some of his hearing and the use of his right wrist. He wound up in the same hospital he helped to build the previous nine weeks.

    Once he recovered, he was sent to Tsingtao, China, to complete two additional months of service and earn enough points to return home to Honolulu. His job was to help escort Japanese officers to ships that would sail back to Japan. As Walter remembers, this wasn’t a particularly difficult task.

    “They know they lost the war already,” he said. “They were happy to go home.”

    So was Walter; he arrived back in Honolulu via Guam and mustered out (was discharged) after a physical at the Navy hospital.

    Life Moves On

    After his tour in the Philippines ended and his military service was complete, Joe Young found himself still missing a high school education. Local schools weren’t interested in military veterans.

    “I couldn’t get into high school because at Saint Louis High School, they’re not accepting any veterans because they had a lot of trouble with them. I ask them, ‘What do you mean?’ ‘Oh, we experience behavior problems. They drink beer — not on the campus but right off the campus and we can’t do a thing about it. And they smoke cigarettes.’”

    So instead, Joe passed a GED test. Then, an 80-year-old advisor at the US Department of Veteran’s Affairs office guided Joe through the process of using the GI Bill to fund his college education. After two years studying sociology and zoology at University of Hawai‘i, Young transferred to Washington University in St. Louis, Mo.

    There he found his way to dentistry, completing his bachelor’s degree and dental schooling. He lived frugally. One summer he made bullets for $2 an hour at a munitions factory, helping the Korean War effort.

    After graduating from dental school, Young returned home and began his own dental practice.

    Art Shak was welcomed home as a hero, his father throwing him a lū‘au party when he returned on leave. He completed his military service with the 316th Troop Carrier Squadron out of Bellows Field, for which he flew as a navigator aboard the C-47. One of his last flights took off from the Tinian airfield  n the Northern Mariana Islands in early August of 1945. Within 24 hours, on Aug. 6, the Enola Gay began it’s historic flight from the same field.

    “Somehow I can say, ‘Hey, I was there at the start and I was there at the end in some way,’” Arthur said. “That’s my remembrance. That’s what I remember forever.”

    In addition to several other decorations, Arthur received the Distinguished Flying Cross.

    Once his service ended, though, he was just another vet looking for a place to use his GI Bill. Helpfully, older brother Clarence helped him decide where to attend university: Clarence had just filled out an application to Purdue University, but had been called up in the draft. So he asked his younger brother if he’d like to use the application.

    “‘Yeah, OK, why not?,’” Art said. “So I put my name in instead of his and I got accepted. That’s how I got to Purdue.”

    He studied civil engineering there, earning a bachelor’s and master’s degree before returning to Honolulu, where he held engineering jobs in the public and private sector.

    Owing to the two injuries he sustained during the war, Walter Ching was on disability following his military service.

    After a brief stint as a gas station owner back in Punalu‘u, Walter returned to his job as a welder at Pearl Harbor. But his injuries made it difficult for him to walk long distances around the dry docks. His muscles would sometimes lock up when he knelt in small spaces to weld. So he took a 50-cent-per-hour pay cut to work as a handyman on the submarine base. He worked there for six years before working as a diesel mechanic on 72-foot subs for about 17 years.

    When he retired, Walter had completed 33 years of federal service.

    “So when I retired, the thing I cherish the most is that they gave me the flag from the Arizona Memorial,” Walter said. “I retired on the 10th. On the ninth, the flag went up the mast. At 11 a.m., they took it down fold it up they presented me on the 10th. I have it hanging up on my wall now. I really cherish that flag.”

    Perseverance

    These men are their Chinese ancestor’s wildest dreams and an inspiration to grandchildren eager to listen to their stories.

    Their individual lives are like others of the Greatest Generation. Like their peers, they put aside their own plans to give whatever military service the country demanded.

    Then they simply returned to Hawai‘i and went back to their lives. They made a living from a trade or utilized the GI Bill to gain the college education their parents dreamed of.

    Yet because of their Chinese heritage, they served while wondering, “Why am I the only oriental in my unit,” as Art Shak did.

    They had grandparents who were never able to return from visits back to China, like Walter Ching. Like Joe Young, their parents were immigrants who loudly demanded their children get an education — without themselves having the local knowledge or language skills to assist in the pursuit of it.

    These men persisted, overcoming the discriminatory practices and challenges woven into the fabric of their everyday lives. Each of these veterans has children who graduated not only from university, but also graduate school. In retirement, each veteran served the island in his own way, fundraising with benevolent societies and advising planning commissions.

    Now in their 90s, they persist still, leading their families forward with humility and honor.

    CAPT. FRANCIS BROWN WAI: THE FIRST CHINESE AMERICAN AWARDED THE MEDAL OF HONOR

    The first Chinese American awarded the Medal of Honor was dead for 56 years before his family received his medal.

    Capt. Francis Brown Wai was born in Honolulu, growing up playing any and all sports, from surfing to basketball and football. A graduate of Punahou School, he was a four-sport athlete at UCLA. After graduation, Wai enlisted in the Territorial Guard and was sent to Officer Candidate School in Georgia. He was commissioned as an Army officer 1941.

    After the attack on Pearl Harbor, Wai focused on getting himself into the fight against the Japanese in the Pacific Theater. On Oct. 20, 1944, he and his division were part of Gen. Douglas MacArthur’s attack on the island of Leyte in the Philippines. The assault on Red Beach, where Wai came ashore, was carried out under heavy fire with enemies shooting from palm groves behind rice paddies.

    Wai was part of the fifth wave of the attack. Wading onto the beach, he found all American leaders from earlier waves already killed. So he immediately took command and began issuing orders. He charged forward, moving inland through the rice paddies just as he’d once juked his way downfield at UCLA. To locate the enemy’s position, he exposed himself to draw fire; thus, the Americans could aim their return fire as they established dominance on the beachhead. Inspired by Wai’s brave example, the US troops rallied and advanced. Tragically, Wai was shot by the Japanese in the final remaining pillbox in the area.

    Wai was posthumously awarded the Distinguished Service Cross. But in 2000, then President Bill Clinton upgraded Wai’s medal to the Medal of Honor — 56 years after his death — finding that racism had stood in the way of earlier consideration of Wai’s bold, selfless actions for the country’s highest decoration for military valor.


    To read more about the outstanding Chinese American veterans of WWII, visit www.caww2.org/profiles.
    For information about Hawai‘i veterans, visit www.caww2hawaii.org/profile1.
    Families of Chinese American World War II wartime veterans from Hawai‘i are urged to register to receive the Congressional Gold Medal at www.CAWW2hawaii.org.

    They didn’t fight for fame or recognition, but because it was the right thing to do. Now in their 90s, events beyond their control are still shaping the lives of the Chinese American veterans of World War II. A global pandemic has now extended the delay of national and local ceremonies honoring their military service.…

  • Trust, Talk & the Grieving Process

    It’s natural to experience grief when we lose a loved one. While we often associate grief with the death of a loved one, we can also experience it when we get divorced or when ties with a friend become severed.

    Everyone experiences grief differently. Some are able to move on, while others are unable to process their loss. This is referred to as “complicated grief” and occurs when an individual remains in a state of acute grief for a prolonged period. It can be so debilitating that professionals may refer to it as a disease.

    During complicated grief, symptoms of loss, bitterness or detachment can cause confusion or disorganized thinking, and a whirlpool of emotions. Counseling is sometimes needed to help guide the individual back to calmer waters.

    Confiding in someone you trust can be helpful in healing the pain of loss. Estate planning is all about trust and listening. Candid conversations between a grieving client and an estate attorney help the attorney understand what the client has been through.

    Listening to clients speak openly provides the attorney with a solid foundation for an estate plan. A deeper understanding of the clients’ grief also makes it possible for the attorney to serve as a resource if they need help with other life challenges.


    STEPHEN B. YIM, ATTORNEY AT LAW
    2054 S. Beretania St., Honolulu, HI 96826
    808-524-0251 | www.stephenyimestateplanning.com
    Source: www.mayoclinic.org/diseases-conditions/complicated-grief/symptoms-causes/syc-20360374

    It’s natural to experience grief when we lose a loved one. While we often associate grief with the death of a loved one, we can also experience it when we get divorced or when ties with a friend become severed. Everyone experiences grief differently. Some are able to move on, while others are unable to…

  • The Trouble With Family Secrets

    When there are secrets within a family, it has been my experience that no good has ever come from them. Now, I am not talking about secrets that a family might keep from non-family members, such as,  grandma is a witch and Uncle Joe has 12 toes, but secrets family members keep from each other.

    I have gotten many calls over the years that typically start out saying a sibling did this or that with a parent and did not tell anyone about it. Usually the “this or that” involves a large sum of money, ownership of the house, or a change in the trust or estate plan. When the family member discovers this secret, their first reaction is to accuse the sibling of financial exploitation and call my office.

    Although secrecy is often a red flag when looking for elder abuse, it alone is not evidence of  wrongdoing. Although it can be a sign that a vulnerable loved one is being taken advantage of, it can also just be a signal that open communication is lacking in the family and it is felt that secrecy is needed to spare hurt feelings.

    More than once has brother or sister accused each other of misdeeds because the parent wanted to keep peace in the home, and wasn’t honest with each child as to what they were actually getting. When they both have been told the house is going to them and this information is brought to light, finger-pointing and accusations ensue. These claims of wrongdoing eventually seem to come into my inbox and I get to peel away the layers of the truth onion to see why the situation smells bad to certain family members.

    AARP has several aids that can help families have open and honest conversations with each other about sensitive matters, such as exploring caregiving options or the distribution of wealth upon the parent’s death. Another resource that is the Kupuna Pono Program with the Mediation Center of the Pacific. Trained mediators (like myself) have experience leading conversations among family members concerning aging issues. It’s been my experience that the only secrets that should be kept among family members are those that involve surprise parties and how your wife’s new hairstyle really looks.


    If you suspect elder abuse, call these numbers:
    – Police: 911
    – Adult Protective Services: 808-832-5115
    – Elder Abuse Unit: 808-768-7536
    If you have questions about elder abuse, call or email:
    808-768-7536 | ElderAbuse@honolulu.gov

     

    When there are secrets within a family, it has been my experience that no good has ever come from them. Now, I am not talking about secrets that a family might keep from non-family members, such as,  grandma is a witch and Uncle Joe has 12 toes, but secrets family members keep from each other.

  • What is a Trust?

    A trust is created when a person transfers “stuff” to a trustee who will manage the stuff for the benefit of one or more beneficiaries. “Stuff” includes real property — such as land and buildings — and personal property — such as bank accounts, stocks and bonds, and personal effects. The person who transfers the stuff to the trustee is called the trustmaker. Often, the trustmaker is also the trustee (or perhaps co-trustee) and the initial beneficiary of the trust. The trust agreement between the trustmaker and the trustee sets out the rules about how the trust will be run.

    Revocable & Irrevocable Trusts

    If the trust agreement says that the trustmaker can revoke it or change it, the trust is called a “revocable trust.” If the trust agreement does not allow the trustmaker to change or revoke it, it is called an “irrevocable trust.” Irrevocable trusts are used in many estate plans to enable trustmakers to make gifts but keep the recipients from having complete control over the gifted assets.

    Living & Testamentary Trusts

    A living trust is one that is created and funded (that is, stuff is transferred into it) during the trustmaker’s lifetime. It can be revocable or irrevocable, depending on how much control the trustmaker wants to maintain over the trust and its assets. A revocable trust gives the trustmaker complete control, whereas an irrevocable trust gives the trustmaker limited or no control. A testamentary trust is one that goes into effect and is funded following the trustmaker’s death because it is governed by the trustmaker’s last will and testament.

    Trusts are often the building blocks of effective estate plans. They provide simplicity, flexibility and predictability in dealing with your assets. Trusts also give you the peace of mind of knowing that you have arranged your affairs to ensure that your wishes will be carried out just the way you planned, and that future transitions (such as your incapacity or death) will be much easier on your loved ones.

    If a trust is not already part of your estate plan, talk with your trusted advisors about how a trust might benefit you and your ‘ohana.


    SCOTT MAKUAKANE, Counselor at Law
    Focusing exclusively on estate planning and trust law.
    www.est8planning.com
    808-587-8227 | maku@est8planning.com

    A trust is created when a person transfers “stuff” to a trustee who will manage the stuff for the benefit of one or more beneficiaries. “Stuff” includes real property — such as land and buildings — and personal property — such as bank accounts, stocks and bonds, and personal effects. The person who transfers the…

  • Is Now a Good Time to Refinance?

    Interest rates recently hit all-time lows as the Federal Reserve made cuts to mitigate the financial impacts of COVID-19. If you’re a homeowner with a monthly mortgage payment, you might be wondering if now is a good time to refinance. While a lower interest rate may yield a more affordable monthly payment, there are other factors to consider. Here are seven questions to ask yourself before making the decision to refinance:

    1) Will you qualify for a better rate?

    The best interest rates are reserved for borrowers with optimal credit. If you are one of the millions of Americans who has filed for unemployment benefits during the COVID-19 outbreak, your employment status is not included in your credit report. However, your credit score can be affected by many factors, such as if you suddenly carry more credit card debt, have missed or made late payments or have applied for new credit during this challenging time.

    2) What will your new loan cost?

    A lower interest rate and lower monthly payment do not always add up to savings in the long run. Your loan will have closing costs and fees. Factor in prepayment penalties, if applicable. Costs often vary by lender, so it may be a good idea to shop around for the best rate. Talk to your financial advisor or reference one of the many online refinance calculators to help you determine the break-even period, or how long it will take before you realize savings with a new loan.

    3) Do you plan to move in the next five years?

    The value of refinancing can be diminished when you exit a new loan before you’ve had the chance to recoup closing costs and fees.

    4) Will your new loan eliminate lender insurance?

    If your home’s market value has increased enough to grow your equity, refinancing with a conventional mortgage can potentially remove private mortgage insurance (PMI) sooner. Federal Housing Administration (FHA) loans require mortgage insurance regardless of equity.

    5) Are you trying to get out of an adjustable-rate mortgage (ARM)?

    Switching from an ARM to a fixed-rate mortgage can mean more predictable monthly payments.

    6) Are you seeking a new term length?

    A shorter-term loan may offer better rates, but it can mean a higher monthly payment. This may not be a good time to increase your monthly obligations if your income is threatened by the current situation. On the flip side, you may want lower monthly payments that come with a longer-term loan. It’s important to note you will have to make those payments for many more years, incurring greater expense and reducing your ability to save.

    7) Can you afford your current home?

    If you’re having trouble making your loan payments, refinancing is not the only way to find relief. As an alternative to refinancing, you might explore downsizing to a property with a mortgage your budget can handle.

    These uncertain times reinforce the importance of financial planning. Talk to your financial advisor for guidance on how to build equity in your financial future.


    MICHAEL W. K. YEE, CFP,® CFS,® CLTC, CRPC®
    1585 Kapiolani Blvd., Ste. 1100, Honolulu, HI 96814
    808-952-1222, ext. 1240 | michael.w.yee@ampf.com
    Michael W. K. Yee, CFP,® CFS,® CLTC, CRPC,® is a Private Wealth Advisor, Certified Financial Planner™ practitioner with Ameriprise Financial Services Inc. in Honolulu, Hawai‘i. He specializes in fee-based financial planning and asset management strategies, and has been in practice for 36 years. Investment products are not federally or FDIC-insured, are not deposits or obligations of, or  guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value. Investment advisory products and services are made available  through Ameriprise Financial Services, LLC., a registered investment adviser. Ameriprise Financial Services, LLC. Member FINRA and SIPC. © 2020 Ameriprise Financial, Inc. All rights reserved.

    Interest rates recently hit all-time lows as the Federal Reserve made cuts to mitigate the financial impacts of COVID-19. If you’re a homeowner with a monthly mortgage payment, you might be wondering if now is a good time to refinance. While a lower interest rate may yield a more affordable monthly payment, there are other…

  • New Benefit Verification Letters

    Social Security (SS) has released a new, standardized Benefit Verification letter.

    People receiving SS or Supplemental Security Income (SSI) benefits can obtain their letter by using their personal my Social Security account. You can use the letter as proof of income for loans and housing assistance verification purposes.

    Create your personal my Social Security account to access your new Benefit Verification letter online in a safe, quick and convenient way without needing to contact us. People not receiving benefits can use their account to get proof that they do not receive benefits, or proof that benefits are pending, in the same standardized letter. Individual representative payees can also use the new my Social Security Representative Payee Portal to access the letter online for themselves or their beneficiaries.

    Access Benefit Verification letters at www.ssa.gov/myaccount. If you don’t want to use your personal my Social Security account, call SS’s 800 number to speak with a representative, use the Interactive Voice Response system or contact your local office. Find the phone number for your local office by using our Field Office Locator and looking under Social Security Office Information. The toll-free office number is your local office.


    Call SSA at 800-772-1213 (TTY 800-325-0778)
    Mon–Fri, 8:30am–3:30pm. Use the SSA Office Locator to find your local office at www.socialsecurity.gov

    Social Security (SS) has released a new, standardized Benefit Verification letter. People receiving SS or Supplemental Security Income (SSI) benefits can obtain their letter by using their personal my Social Security account. You can use the letter as proof of income for loans and housing assistance verification purposes.

  • Program Provides Free Delivery to Kūpuna

    Not all elderly in Hawai‘i have ‘ohana nearby to look out for them during the deadliest global pandemic  of the century. In response to COVID-19, Gabe Amey established Our Kūpuna in March to connect Hawai‘i’s seniors with community members who volunteer to provide free food, supply and medication pickup and deliver services on O‘ahu, Maui, Hawaii Island, Kaua‘i and Moloka‘i.

    How It Works: The sponsor checks in with the kūpuna once a week via phone and asks if they need any food, supplies or medication (no narcotics). The sponsor will then shop and deliver the items to the kūpuna The sponsor will provide a receipt to the kūpuna for the items purchased, and the kūpuna will reimburse the sponsor for the cost of the items via cash or check (no credit cards allowed).

    Screening Volunteers: The Our Kūpuna team screens volunteers to ensure they or any household member have had no COVID-19 symptoms within the last 30 days and have not traveled outside of Hawai‘i in the last 14 days. Anyone convicted of any crime will not be allowed to serve as a volunteer. Our Kūpuna also requires that applicants send a picture of their driver’s license and proof of auto insurance.

    Screening Kūpuna: Our Kūpuna calls kūpuna applicants via phone and verifies date of birth, address, essential items they typically need, any medical conditions volunteer sponsors need to be aware of, and the best time to contact them.

    Safety Procedures: Our Kūpuna takes the health of its clients and volunteer sponsors very seriously. The program strives to have little to no physical interaction between volunteer and kūpuna. Volunteers are required to follow a set of safety procedures recommended by Dr. Rupal Gohil in Kailua. If physical interaction is required, it is highly recommended that both parties maintain at least six feet of separation from each other. Safety procedures include but are not limited to: Pickup and delivery should be done solo. Sponsors are also not allowed to delegate this responsibility to another person. Volunteers must wash their hands or use alcohol-based hand sanitizer (at least 60 percent alcohol)  before and after making a delivery. Face masks and gloves (provided) are required. Volunteers will transfer items to bags and/or boxes outside of the kupuna’s door. A reimbursement plan must be arranged prior to delivery. Kūpuna should call their pharmacy to put their credit card in their system. Kūpuna must disinfect items upon receiving them.

    If you are over 65, go to www.OurKupuna.com to get connected with a sponsor who can help get these items for you.

    Volunteer as a Kūpuna Sponsor

    If you’re interested in helping in your area, visit www.ourkupuna.com/volunteer. Our Kūpuna supports our kūpuna through grants and donations. To donate: www.ourkupuna.com/donate. Donate via check: Hawaii VA Foundation, 111 Hekili Street, #102, Kailua, HI 96734.


    OUR KŪPUNA (501(c) 3 nonprofit under the Hawaii VA Foundation)
    808-400-4506 | aloha@ourkupuna.com
    www.ourkupuna.com

    Not all elderly in Hawai‘i have ‘ohana nearby to look out for them during the deadliest global pandemic  of the century. In response to COVID-19, Gabe Amey established Our Kūpuna in March to connect Hawai‘i’s seniors with community members who volunteer to provide free food, supply and medication pickup and deliver services on O‘ahu, Maui,…

  • I Ola Lāhui Helps Underserved Live & Thrive

    I Ola Lāhui (IOL) was developed over a decade ago in response to the urgent needs of Native Hawaiian and rural, underserved communities for behavioral health services. I ola lāhui means “So that the people will live and thrive.” The IOL mission is to provide culturally-minded,  evidence-based behavioral healthcare.

    The nonprofit provides effective psychology services for chronic diseases, such as diabetes, and more traditional mental health needs such as anxiety, depression and trauma.

    IOL has four branches of service

    1. Training: IOL prepares pre- and post-doctoral psychologists for future service in communities.
    2. Health Services: IOL offers behavioral health, chronic disease management, nutrition and weight management services.
    3. Research and Evaluation focuses on needs assessment, treatment effectiveness and outcome evaluation with our communities.
    4. Consulting and Advocacy: IOL seeks opportunities for partnership and collaboration that lead to policy and social change.

    IOL has built and maintained a training pipeline for psychologists to address the behavioral health shortage in rural and underserved communities in Hawai‘i. The effort has increased the number of trained psychologists working in areas such as Molokai, Hilo, Waimānalo, Leeward and North Shore districts on O‘ahu. Graduates currently serve on six islands, many in places that lacked stable behavioral health services before their arrival.

    IOL has partnered with organizations across the islands, closing the gap between the needs of communities and access to mental health services. Since IOL was founded in 2007, it has  demonstrated consistent success and growth by partnering with over 20 different community health clinics and eldercare service facilities, and by providing patient education, staff training, consultation and public outreach.

    IOL’s psychology trainees have served thousands of patients, meeting both the immediate need for services as well as the long-term need for more psychologists trained to work in rural and underserved areas.


    I OLA LĀHUI (501(c) 3 nonprofit)
    1441 Kapiolani Blvd., Ste. 1802, Honolulu, HI 96814
    Hrs: Monday to Friday, 7:30am–6pm
    808-525-6255 | info@iolalahui.org
    www.iolalahui.org

    I Ola Lāhui (IOL) was developed over a decade ago in response to the urgent needs of Native Hawaiian and rural, underserved communities for behavioral health services. I ola lāhui means “So that the people will live and thrive.” The IOL mission is to provide culturally-minded, evidence-based behavioral healthcare.

  • When Life Becomes Too Much to Handle

    COVID-19 has brought about many changes this year. These changes have affected everyone of all ages and has caused more stress than a person might normally be able to handle. Some older adults may feel extremely isolated since they cannot physically see family and friends.  Others may have lost their job or their hours were cut and the mortgage is due. Working from home may include the added pressures of home schooling grandchildren, pets running in and out, and a multitude of other issues that makes them feel as if they are losing control. Stress can have such a horrendous impact on all of us no matter what the cause or what age we are. If you or someone you know just can’t handle life anymore, the National Alliance on Mental Illness Hawaii (NAMI) asks you to consider the following when reaching out for help:

    ◆ If it’s an emergency in which you or someone you know is suicidal, immediately call the National Suicide Prevention Lifeline at 1-800-273-8255, call 911 or go to a hospital emergency room. DO NOT leave a suicidal person alone.
    ◆ If you can wait a few days, make an appointment with your primary healthcare provider or pediatrician if you think you or your loved one’s condition is mild to moderate.
    ◆ If the symptoms are more severe, make an appointment with a specialized doctor, such as a psychiatrist or therapist. You may need to contact your primary healthcare provider for a referral.
    ◆ Seek out support groups in your community and educate yourself about symptoms and diagnoses. Social support and knowledge can be valuable tools for coping. Contact NAMI Hawaii or go online for information.
    ◆ If you or your loved one is in school or college, contact the school and ask about its support services.
    ◆ Remember that you are a partner in your own or your loved one’s treatment. You can ask the healthcare provider questions and be a part of decisions about your treatment. If your family member or friend is an adult who doesn’t want treatment, it can be difficult to get them help. But you will still benefit from learning as much as you can and finding support groups for yourself. Your NAMI Hawaii and healthcare providers can advise you on how to offer encouragement and keep yourself and your loved one safe. NAMI Hawaii offers free support and educational services online.


    NAMI HAWAII (501(c) 3 nonprofit)
    5240, 770 Kapiolani Blvd. # 613, Honolulu, HI 96813
    808-591-1297 | info@namihawaii.org
    www.namihawaii.org
    NAMI Hawaii provides free support, education, information and resources for people who are struggling with or impacted by mental illness.

    Working from home may include the added pressures of home schooling grandchildren, pets running in and out, and a multitude of other issues that makes them feel as if they are losing control. Stress can have such a horrendous impact on all of us no matter what the cause or what age we are. If…

  • Ko‘olauloa Senior Mentors Needed

    Kahuku High School students deliver meals to kūpuna during the COVID-19 pandemic.
    Kahuku High School students deliver meals to kūpuna during the COVID-19 pandemic.

    To sustain a vibrant kūpuna community, younger generations must take action. Our state needs an adequately trained workforce to care for and support our older population. In response to the need to support kūpuna and family caregivers, and expand workforce opportunities for youth, an eldercare curriculum was developed and implemented at Kahuku High School’s Health Academy on O‘ahu. Eldercare lessons integrated within the larger class curriculum raise awareness about aging issues, foster empathy through immersive activities that mimic age-related conditions, and inspire students to create change through service projects and positive intergenerational experiences with kūpuna.

    Kūpuna mentors are needed in the Ko‘olauloa District to participate in intergenerational activities with high school students. If you are interested, please contact cnishita@hawaii.edu.


    KIND2KUPUNA
    Kind2Kupuna is Age-Friendly Honolulu’s umbrella initiative consisting of a Business Initiative, Youth Engagement Initiative and Dementia Friends.
    kind2kupuna@gmail.com
    www.agefriendlyhonolulu.com/kind2kupuna/

    To sustain a vibrant kūpuna community, younger generations must take action. Our state needs an adequately trained workforce to care for and support our older population. In response to the need to support kūpuna and family caregivers, and expand workforce opportunities for youth, an eldercare curriculum was developed and implemented at Kahuku High School’s Health…

  • Fresh Produce Delivery Service for Seniors

    The onset of COVID-19 in early March sparked a drastic need for meals across our islands. Seniors, in particular, continue to be the highest risk group and many are afraid to leave their homes, even for food items. Lanakila Pacific’s Meals on Wheels program was able to respond quickly due to its strong network of partnerships and community support. Since the beginning of the pandemic, Lanakila Meals on Wheels has provided more than 370,000 meals for O‘ahu seniors, including an additional 1,000 for kūpuna. The number continues to grow.

    Yet amidst feeding our kūpuna during this critical time, Lanakila Meals on Wheels strives to be innovative in its quest to not only be there for our community in times of need, but to also remain resilient by expanding its services.

    This summer, the nonprofit launched a new service that provides seniors with direct access to fresh produce from local farmers.

    Here is what you need to know:

    What is The Green Bag? The Green Bag is a monthly, paid subscription service. Each bag contains a selection of seasonal fresh fruits and vegetables, all locally sourced from farms in Hawai‘i.

    Why is Lanakila Meals on Wheels offering this service? The health and wellness of kūpuna is our priority. While we deliver healthy and nutritious complete meals, the purpose of The Green Bag is to offer our kūpuna a convenient way to add more variety to their diets and to supplement their meals. As a meal provider and a part of Hawai‘i’s food chain, we also want to support local farming and agricultural industries. Moreover, The Green Bag creates jobs for individuals with disabilities who pack the produce bags.

    Who is eligible to participate? The Green Bag program is available to the participants of Lanakila Meals on Wheels. As the program grows, it will be made available to more kūpuna.

    How much does it cost? Depending on the individual’s situation, The Green Bag may cost between $14 and $28 for four weeks. We can also help kūpuna apply for federal Supplemental Nutrition Assistance Program (SNAP) benefits that may help pay for the cost. So far, kūpuna and their caregivers value the service because it reduces the need to go to the store for fresh food.

    Are seniors able to choose the produce they receive each month? As we are only purchasing local produce, the variety will change with the seasons. Though we are unable to individually customize the assortment in each bag, feedback is welcome in order to let us know which fruits and vegetables are preferred.


    LANAKILA MEALS ON WHEELS (501(c) 3 nonprofit)
    1809 Bachelot St, Honolulu, HI 96817
    808-356-8519 | F 808-524-8657
    mow@lanakilapacific.org
    www.lanakilapacific.org

    The onset of COVID-19 in early March sparked a drastic need for meals across our islands. Seniors, in particular, continue to be the highest risk group and many are afraid to leave their homes, even for food items. Lanakila Pacific’s Meals on Wheels program was able to respond quickly due to its strong network of…

  • In-Home Physical Therapy Made Easy

    Nowadays, in-home physical therapy is more important than ever. Seniors must find creative ways in their own home area to continue exercising for mobility and strength.

    Walking is still a popular and convenient way to exercise. To add intensity, you can walk briskly for one minute followed by one minute at a  regular pace, then repeat for 10 minutes or more.

    Using a kitchen counter or back of a chair, you can do a number of standing leg exercises for 10 minutes each, repeated twice:

    • Squats. With your head forward, butt back and back straight, lower yourself until your thighs are horizontal to the floor; rise to a standing position.
    • Marching in place. Alternating legs, raise your knees to your waist, keeping your stomach tight.
    • Side kicks. Stomach tight and toes pointed, alternately lift one leg at a time to the side.
    • Heel-Toe Raises. With both feet together, raise them upward on your heel, then rock forward on the balls of your feet, raising your heels upward.

    For those who can’t walk or stand safely, chair exercises can be done by lifting your knees towards your chest; side kick with one leg extended horizontally and swung side to front; heel-toe raises by rocking your feet back and forth heel to toe.

    Don’t stop moving! Consult your physical therapist for specific exercises that fill your needs.

    Arm exercises will be the next topic.


    MAKAI MOBILE REHAB LLC
    808-783-9320 | jason@makaimobile.com
    www.makaimobile.com

    Nowadays, in-home physical therapy is more important than ever. Seniors must find creative ways in their own home area to continue exercising for mobility and strength. Walking is still a popular and convenient way to exercise. To add intensity, you can walk briskly for one minute followed by one minute at a  regular pace, then…