Category: August – September 2016

  • A Love for Hawai‘i

    Generations Magazine - August-September 2016 - A Love For Hawaii_image1Love’s Bakery has been an important part of Hawai‘i’s history for generations — marking its 165th anniversary this year!

    Robert Love, his wife and three sons came to Hawai‘i from Britain and started the Love’s Biscuit & Bread Co. Ltd. in July 1851 on Fort Street Mall.

    In May 1853, the bakery moved to Nu‘uanu Street, then to Iwilei in March 1924. It was in July 1943 that Love’s Bakery moved to Kapahulu Avenue, and in January 1990, they opened a store at 911 Middle St.

    What a long history of providing baked goods to all of Hawai‘i!

    My husband, Clifford, has been working for Love’s for almost 30 years, but Generations’ Editor Katherine Smith has connections with the bakery that go even farther back. Her grandfather, Jack Mailer, immigrated to America from Scotland and worked for Baker Perkins Inc., a company that made heavy industrial machines and equipment. When talking with Katherine, she said that he was a machinist and installer who came to O‘ahu in 1924 to put the baking ovens in Love’s Bakery.

    Jack was in Hawai‘i for two years and brought home to New Jersey his love for the islands, which passed down to Katherine and her family.

    How fortunate for Generations that Katherine has joined our staff! I always knew that she and I had some kind of connection, and we found it. We both have a love for Hawai‘i—and Love’s Bakery.

    A Love for Hawai‘i by Sherry Goya, Generations Magazine Staff from the August-September 2016 issue of Generations Magazine, Hawai‘i’s Resource for Life

  • The Many Joys of Grandparenting

    My wife, Shirley, and I have six children —three boys and three girls — who have made us grandparents 14 times since March 1979. The last was born in September 2004.

    The first 10 were born to my three daughters and their husbands, so I was kind of worried that I may not have a grandson to carry on the Ihara name. But my two youngest sons and their wives answered my prayers and gave us the four youngest grandsons, so I am very happy and thankful.

    We were overjoyed that our first grandchild, Cynthia, grew up to be just like her mother, our oldest daughter, Sherry Goya.

    We learned then that we could “spoil” our grandchildren, but not punish them, love them and enjoy our relationship with them without having parental responsibilities. We learned that as grandparents, we must let our children take responsibility for their children and that we shouldn’t interfere or criticize how they raise them.

    When every grandchild came home for the first time, Grandma Shirley would spend a week or two taking care of him or her. She’d let the new mother rest in bed and do everything for the newborns except breastfeeding. I always went with her, especially to Tacoma, Washington, where our second daughter, Arlene Thomas, had given birth to a daughter and three sons.

    Every grandchild brings us a different and unique personal relationship, because their childhood experiences and personalities vary. We love them all, and are happy and proud to be called “grandpa and grandma.”

     


    To send Shirley and Les a note or grandparenting tip of your own, share a comment at the bottom of the article.

    The Many Joys of Grandparenting by Shirley and Les Ihara, Grandparents from the August-September 2016 issue of Generations Magazine, Hawai‘i’s Resource for Life

  • Silver Cyclists Show Pedal Power

    Generations Magazine - August-September 2016 - Silver-Cyclists_image1
    Barry Masuda (light green and white shirt) powers through a turn at the criterium race on Kaua‘i. Photo by TBW Photo

     

    At sports events around Hawai‘i, age categories often end at 50-plus or senior masters. For a bicycle race on Kaua‘i, enough older cyclists come out to participate each Memorial Day weekend that 60-plus and 70-plus age groups had to be added.

    “Pedal to the Meadow” is a USA Cycling–sanctioned hill race on the Garden Island that climbs from hot, dry Kekaha to the rim of Waimea Canyon and cool forests of Koke‘e. This challenging course gains 3,800 feet in elevation over 16 miles.

    Generations Magazine - August-September 2016 - Silver-Cyclists_image2
    The Men’s 70-plus “Pedal to the Meadow” race winners (L – R) County of Kaua‘i Lifeguard Roy Yamagata, 73, Honolulu resident Barry Masuda, 71, and Stevan Yee. Photo by Atomman Kimm

    It took Barry Masuda, 71, of Honolulu only one hour and 39 minutes to finish, placing first in 70-plus, and 34th overall in a field with riders as young as 13. The next day, Masuda saddled up again with Cambriamento D’Andaturo Team Core Hawai‘i for the Mana Time Trial and the “Cycle on the Strip” Criterium race.

    These road races are organized by Bicycle Racing Kauai, a not-for-profit hui. Race director Binney Williamson likes the senior divisions. “It’s inspiring. We younger riders hope to stay that fit.”

    According to experts, riding a bike four miles a day cuts heart disease risk in half, is aerobic, but puts minimal strain on joints and muscles. Like all sports, it is good to start out slow. Biking is fun! To learn more about clycling and clubs on your island, visit your local bike shop.


    To learn more about “Pedal to the Meadow,” visit: 
www.PedaltotheMeadow.com and www.
Facebook.com/BicycleRacingKauai

     

    Silver Cyclists Show Pedal Power by Mary Friend Williamson, “Pedal to the Meadow” Race Coordinator from the August-September 2016 issue of Generations Magazine, Hawai‘i’s Resource for Life

  • National Honors for Kara Yamamoto, MD

    Generations Magazine - August-September 2016 - National-Honors_image1Dr. Yamamoto, a pediatric rheumatologist for over 20 years, has become a leader in her field. She cares for the majority of children diagnosed with Juvenile Arthritis (JA) in the state, who come from all eight islands. JA affects over 1,200 kids and their families in Hawai‘i.

    Through her leadership, financial support and volunteer work, major partnerships and funding have been established, including Camp Mana’olana, a summer camp for kids with JA.

    This May, Dr. Yamamoto was awarded the 2016 Earl Brewer Award for Physician Leadership. This national award is presented each year to a physician who has fostered a reputation for excellence in his or her field. She was also honored at the 2016 JA Conference in Phoenix and Philadelphia.

    Dr. Yamamoto’s support and leadership of local JA programs has brought awareness to families with arthritis and has tapped into media opportunities, including the development of a video focussing on kids with JA that ultimately raised over $250,000 in the fall of 2014.

    “Many seniors serve as the primary caregivers for grandchildren with JA,” said Dr. Yamamoto. “They should be supported for their critical role in helping these children access care, control their condition and stay healthy.”

     


    ARTHRITIS FOUNDATION HAWAII
    2752 Woodlawn Drive, Ste. 5-204B, Honolulu HI 96822

    Lara Yamada, Executive Director
  |  808-596-2900  |  lhazenfield@arthritis.org
    www.arthritis.org/hawaii

    National Honors for Kara Yamamoto, MD by Lara Yamada, Executive Director, Arthritis Foundation Hawai‘i from the August-September 2016 issue of Generations Magazine, Hawai‘i’s Resource for Life

  • Vacation With Your Important Papers

    Hauling a massive three-ring binder or a file folder with you when you travel is imprac-tical. However, there are times when having 
your estate planning documents at your fingertips can be helpful. If you or someone close to you should experience a health emergency and can’t make decisions, how do you prove who has the authority to step in as “substitute decision maker?” Wouldn’t it be ideal to have immediate access to your advance healthcare directive and possibly other estate planning documents as well? The good news is you can.

    Generations Magazine - August-September 2016 - Vacation-Important-Papers_image1One substitute for that great big binder is a USB, “thumb” or “jump” drive. It is a thumb-sized piece of hardware that plugs into almost any computer (iPads excepted) that will store more electronic documents than you will ever need it to hold. At a bare minimum, you will want store a copy of your advance directive and your HIPAA authorization (the document that gives medical providers your permission to talk to your decision maker), but you might also want other documents, such as your durable power of attorney. The downside to this technology is that it is a piece of non-waterproof hardware that can be lost, or stolen and misused.

    Another solution is to subscribe to a service that gives you online access to your documents. Two companies that provide this service are:

    1) Legal Directives 866-363-4894, www.legaldirectives.com

    2) DocuBank 866-362-8226, www.docubank.com

    Both companies will keep your advance directive and HIPAA authorization on file and give you the ability to look at them online and print them out, or have them faxed by way of an automated system to any location. The way you access the system is by following the instructions on a credit card-sized plastic card that you are issued. This is a great solution while you are in your hometown, as well as well as when you are on the road. The major catch is that you need to have your card with you when you go to the emergency room or otherwise seek treatment.

    Generations Magazine - August-September 2016 - Vacation-Important-Papers_image2Yet another option is Internet technology that allows you to store your estate planning documents in the “cloud” and access them from any computer or laptop (including your iPad) whenever you need to, and from wherever you happen to be at the time. One example is called Cubby (www.cubby.com), but there are others on the market. When you are a Cubby subscriber, you can create a secure link that you (or your kids or your financial planner) can use to access your estate planning documents 24/7. This can be a very helpful solution in a variety of contexts — not just medical emergencies.

    Of course, all of these technologies require access to a computer, a telephone and/or a fax machine, and may require Internet access.

    If your travels take you deep into the jungles of Borneo or to the summit of Mt. Everest, you may need to do things the “old-fashioned” way and carry paper copies in a waterproof container.

     


    SCOTT MAKUAKANE, Counselor at Law
    Focusing exclusively on estate planning and trust law.

    O‘ahu: 808-587-8227  |  maku@est8planning.com
    www.est8planning.com

    Vacation With Your Important Papers by Scott A. Makuakane, Counselor at Law, Est8Planning Counsel LLLC from the August-September 2016 issue of Generations Magazine, Hawai‘i’s Resource for Life

  • Giving Retirement Assets

    Americans own trillions of dollars in qualified pension plans, profit sharing plans, 401(k)s, 403(b)s, SEPs and IRAs. Congress never meant for these plans to be passed tax-free to heirs. They are considered “income in respect of decedent or IRD.”

    Someone has to pay tax on these assets. By leaving them to someone other than your spouse, your heirs may pay significant taxes on this inheritance. Even if you do not have a taxable estate, the tax rate for your heirs on these assets could be quite substantial.

    CHARITABLE BEQUEST

    Consider gifting IRD assets, because charities are tax-exempt and will not pay taxes on retirement assets. Leave heirs assets such as your home or stocks that step up to fair market value when you pass away, leaving little or no tax to pay.

    CHARITABLE GIFT ANNUITY OR CHARITABLE REMAINDER TRUST

    Some use IRD assets to fund a charitable gift annuity that will benefit a family member with lifetime fixed payments. Typically, this type of gift is used by older beneficiaries in exchange for fixed, tax-advantaged payments.

    Funding a charitable remainder trust with IRD assets creates a tax-advantaged charitable legacy for your heirs, while lessening their tax burden. The trust will pay income over years, spreading out their tax burden. At the end of the trust, any remaining principal will go to the charity.

     


    National Kidney Foundation of Hawaii
    808-589-5976 | jeff@kidneyhi.org
    For Planned Giving: www.kidneyhawaii.org
    Main: www.kidneyhi.org  |  www.kidney.org

    Giving Retirement Assets by Jeffrey B. Sisemoore, JD, National Kidney Foundation of Hawaii from the August-September 2016 issue of Generations Magazine, Hawai‘i’s Resource for Life

  • August – September 2016

    August – September 2016

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    Aloha Remains at the ‘The Cal’