Category: Date

  • Welcome to The Plaza Assisted Living

    Welcome to The Plaza Assisted Living

    A personal promise creates new, affordable homes for hundreds local seniors

    COVER Welcome-to-The-Plaza_image1In the early 1990s, local businessman Steve Metter searched for a safe and affordable place for his aging father to live. Faced with limited options, it became his mission to build a quality community for the people of Hawai‘i who faced the same situation. Steve’s determination was the foundation for The Plaza Assisted Living.

    Today, The Plaza is planning to open its third property — The Plaza at Moanalua. Construction is moving quickly and plans are to open the doors to new residents by October of this year. Generations Magazine recently sat down with Steve to learn more about Hawai‘i’s senior housing challenges, and hear about how The Plaza’s newest community may help local families.

    GM: What prompted the idea of starting an assisted living property in Hawai‘i?

    SM: In the early 1990s, my development partner Mike Wood and I recognized the need for a new type of senior housing in Hawai‘i. We both had middle-class parents in assisted living communities on the Mainland. After my mom passed away, my wife and I wanted to bring my dad to Hawai‘i to be closer to the rest of our family. After looking around we were unable to find a senior housing rental that provided a high quality experience and affordable care. We were disappointed that the quality assisted living communities in Honolulu required high buy-in fees and long-term commitments that make them out of reach for many middle-class families. We believed that the local community deserved a rental assisted living option that could provide the same level of care expected from the most exclusive communities. We made a promise to our parents that we would develop and operate high quality, affordable assisted living in Hawai‘i.

    COVER Welcome-to-The-Plaza_image2
    Steve Metter’s parents.

    GM: Transitioning from a caregiver for your parent to building an assisted living community is quite a leap, without experience in this area of expertise. How was the process moved forward?

    SM: We knew we needed to find a good business partner. We started our search by attending assisted living conferences and visiting communities on the Mainland. Our search eventually put us in touch with Sound Health Management and Development, Inc., an assisted living management and development company out of Seattle, WA. Sound Health, led by Rick and Lisa Skelton, had been involved in the development of nearly 30 assisted living communities across the Western U.S. and is considered a leader in the assisted living industry. They, too, had noticed the lack of quality rental assisted living options in Hawai‘i and were concerned about the state’s looming senior care crisis. We had finally found a partner that had exceptional operational experience, a history of successful developments and had dedicated their lives to caring for seniors. The partnership was a natural fit as both firms were driven by the same values — integrity and commitment to quality.

    GM: Was there a bigger plan for the future since multiple properties are being built?

    SM: In the beginning, our focus was about fulfilling a promise to our parents to build affordable, high quality senior living rentals, which was The Plaza at Punchbowl. Once The Plaza opened, we all became motivated to expand and provide these services in multiple locations. We realized that we had the ability to help even more families. The Plaza at Punchbowl provided a rental location in town close to medical facilities, shopping, and, most importantly, the residents’ own families. Seniors want to live in their own neighborhoods or close to their families. This meant we needed to build more communities in different areas throughout the state.

    COVER Welcome-to-The-Plaza_image3GM: Where are your communities located?

    SM: Our first project, The Plaza at Punchbowl, opened in 2004 and is located in Honolulu on Lunalilo Street near Ward Avenue. Our second project, The Plaza at Mililani, is located on Ukuwai Street in Mililani Mauka and opened in 2010. The Plaza at Moanalua, our third project, is currently under construction and will be opened later this year. It’s located on Moanalualani Place directly behind Kaiser Hospital.

    GM: Are there other locations that you are presently considering?

    SM: Currently we are in the entitlement and permitting process for sites in Waikı¯kı¯ and Pearl City. We are also looking for sites throughout O‘ahu. Seniors want to stay in their neighborhoods and familiar areas; they should have the opportunity to do so.

    COVER Welcome-to-The-Plaza_image4
    Steve Metter visiting with the residences on BINGO MONDAY!

    GM: How have these assisted living properties had an impact on your life, personal and professional?

    SM: The Plaza communities have impacted my life in so many ways. These communities have allowed me to fulfill a promise to my parents, created diversification for MW Group, Ltd., provided a new successful platform for our limited partners, generated hundreds of new jobs and most importantly we’ve had the honor and privilege to care for many of my friends’ and our community’s loved ones.

    On a personal level, my children and their classmates have had the opportunity to visit, entertain and work in our Plaza communities. Recently we had a great time teaching my son’s class about the need and responsibilities in caring for our elders. Last holiday season my wife Susan and all three kids made bracelets for some of our residents and presented them on Christmas morning. My family and I enjoyed it so much … I think it will become an annual event.

    COVER Welcome-to-The-Plaza_image5
    The lobby entrance of The Plaza at Punchbowl (Lt–Rt) U’ilani Kapuaakuni, Business Office Manager; Ashley Yokoyama, Administrator; Steve Metter, Developer; Tricia Medeiros, Regional Director; Shannon Miyazaki, Administrator

    GM: What is the best part of caring for so many senior residents?

    SM: Having lived through caring for an aging parent, I have firsthand knowledge of what people go through and the difficulties you experience. Everyone just wants to make sure that his or her parent has the best life possible, especially during the last years. I talk to friends and business associates and so many have parents who are aging and experience the similar worries that I did. I am grateful and humbled to be a part of something that has, and will, help so many families in our community.

    GM: What are some of the staffs’ key traits that enable The Plaza to maintain a highly successful assisted living operation?

    SM: The most important trait in our staff is passion. Our team members must be passionate about our mission. They need to care about
    people of all ages because we touch the lives of not only the seniors but also their families, friends and other care givers. We can provide
    technical training and education, but they must genuinely be caring and compassionate in order to be successful.

    The Plaza was fortunate enough to hire Tricia Medeiros as the Administrator of The Plaza at Punchbowl. She later went on to become the
    Regional Director of the company and is responsible for operations across all of our properties. Her belief is to find genuine, caring and driven people, and help them advance as we open new communities. Currently, all of our administrators at the various Plaza locations have held previous management positions within our company and were able to grow and expand their knowledge of assisted living under her direction and later become leaders of their own properties.

    COVER Welcome-to-The-Plaza_image6
    Entrance of The Plaza at Mililani

    GM: What are some of the demographics of your residents? Age, level of mobility, prior occupation, financial history, where they lived prior, etc.

    SM: The average age of our residents is in the mid-80s, but ages range from 60 to 100. The majority either lived in the immediate area or
    has family who live near the community. Our residents are local people of all ethnicities and often will recognize former acquaintances from school or their neighborhood when they move in.

    GM: What do you see in the future of long-term care in Hawai‘i?

    SM: Hawai‘i’s senior population is one of the fastest growing groups in the country, and assisted living provides an option for seniors to live in an environment that fosters their independence. Services for seniors will need to continue to expand.

    COVER Welcome-to-The-Plaza_image7
    Bedroom at The Plaza at Mililani

    GM: What is your best advice/tip for children of aging parents?

    SM: Have the conversation with your parents early and do your research. Unfortunately, many of our residents move into our community after some kind of incident, and then it becomes a big rush to find an available apartment. In these circumstances, people often are forced to make a decision based on availability and not preference. I encourage people to go out and visit communities and learn about their differences. Families should make a well-informed decision. In addition, I think families will be surprised to see what state-of-the-art assisted living facilities offer. Prior to moving in, families should have a thorough understanding of the community’s dining experience, activities, staffing expertise, resources and overall social dynamics.

    GM: In large housing facilities, how do you care for people with special needs such as dementia?

    SM: Each one of our communities has a Memory Care Program. These are specially designated floors that create an environment for those residents with Alzheimer’s disease and other related dementias. The program floor is secured and allows residents to wander freely throughout the floor. In addition, the staff is trained to care for these residents’ special needs. The Plaza works very closely with the Alzheimer’s Association. The Plaza and the staff work hard to support the association because of all the services they provide our residents, staff and families. We hold support groups for the families in our communities, utilize the training they provide and continually
    try to improve the residential experience.

    GM: What are the benefits of living in an assisted living community?

    SM: Most seniors want to reside in their homes as they age — we support that desire. But there may come a time that someone can no longer live alone in their home and need supportive services. Assisted Living provides an option for those who need services but want to live in an environment that fosters their independence. We’ve noticed that residents who were living alone in their own homes have improved health after moving into the community. This usually occurs due to improved nutrition, socialization, better exercise, health monitoring and medication management.

    GM: What advice can you give if your aging parent is resistant to change?

    SM: First, encourage them to visit the communities. Most find it surprisingly pleasant … like a very nice apartment complex or hotel. Next,
    would be to experience it with a respite or short-term stay. When it comes to residents with dementia, reasoning with your parent may be difficult. Sometimes safety becomes a primary issue and nudging your parents may be necessary. The good news is that our staff has helped so many families through this transition with success.

    I am grateful to be a part of The Plaza assisted living team. Our communities are filled with great people who have so much love, experience, memories, and wisdom to share with all of us.

    The Plaza at Mililani
    95-1050 Ukuwai Street, Mililani | 626-8807
    • Five story building • 128 beds
    Sweeping mountain views east and west.

    The Plaza at Punchbowl
    918 Lunalilo Street, Honolulu | 792-8800
    • Six story building • 137 beds
    Conveniently situated in the heart of Honolulu
    with ocean views and near shopping, medical
    facilities, and much more.

    The Plaza at Moanalua
    1280 Moanalualani Place, Honolulu | 833-8880
    • Six story building• 160 beds
    Unobstructed mountain and ocean views.

    In the early 1990s, local businessman Steve Metter searched for a safe and affordable place for his aging father to live. Faced with limited options, it became his mission to build a quality community for the people of Hawai‘i who faced the same situation.

  • Splish-Splash!

    Exercises performed in water is truly magical. The liquid density in the pool increases the amount of workout that you would have compared with the equivalent exercise on land without the fear of falling or damaging fragile joints. It allows you to move in ways you never thought you were capable of. Many forms of land exercise are now being adapted to the pool.

    Benefits of water exercise:

    • Increases flexibility and balance .
    • Increases muscular and bone strength.
    • Water’s buoyancy means less strain on knees, ankles and hips.
    • Improves cardiac fitness levels.
    • Burns calories by engaging the large muscle groups.
    • Relaxes the entire body.
    • Increases levels of serotonin resulting in overall feeling of wellness.

    Types of water exercises:

    • Swimming — A complete whole-body and cardiovascular workout with interval training.
    • Water Aerobics — Whether in shallow or deep water, major muscle groups & full body movements are engaged.
    • Walking — Love to walk? Take it to the pool or ocean and double the output.
    • Aqua Zumba — A modified version of Zumba using water resistance to intensify the moves.
    • Ai Chi — Similar to Tai Chi. It combines deep breathing and slow/large movements.
    • Kick Boxing — Taking this sport from the gym to the pool using adapted punches and kicks.
    • Aquatic exercise is fun, challenging and gentle to your body. You receive in turn a healthier, stronger, younger and happier you.

    Find out locations closest to you through the city parks and seniors club listings: 973-7258.

    Swimming - Generations Magazine - August - September 2012
    Joett and aqua participants at Franciscan Vista’s swimming pool.

    Exercises performed in water is truly magical. The liquid density in the pool increases the amount of workout that you would have compared with the equivalent exercise on land without the fear of falling or damaging fragile joints. It allows you to move in ways you never thought you were capable of. Many forms of land exercise are now…

  • Listening and Sharing

    “$51? Are you sure that’s right?”
    — Yes, the young lady told him.
    “Does that include the tax?”
    — Yes, she said again.
    “Okay,” the man said and pulled a $50 and $1 out of his pocket.
    “We had a nice time,” he told her.
    — “We hope you join us again,” she said.

    Through a stroke of good fortune, Mrs. Matthews and I had the opportunity to take a cruise to Alaska, a part of our great nation we had never visited before.

    The gentleman in line ahead of me had paid a flat cruise fare — meals included. The $51 was for “incidentals” — drinks, massage, excursions — whatever. An article recently pointed out that it is almost — almost — cheaper to retire on an ocean liner than it is in a nursing home. I’m not sure that’s entirely true — but I do know they take pretty good care of you on the ship. There is a doctor on board. That can be important.

    You can eat whatever you want, whenever you want. This includes ice cream. It may not be a big deal now, but believe me, at some point during your voyage, you will want ice cream. And it’s nice to know it’s always there.

    If you can eat whatever you want, there are plenty of activities to work off those extra calories. I watched people playing basketball in 48 degree weather. It’s a good excuse to get more ice cream.

    When you arrive at a new destination, you will feel the kind of excitement you felt as a child. It’s hard to put a price on that.

    You will find yourself elbow to elbow with people from all over the world. EVERYBODY has a story and if you are the least bit interested, that person is happy to share a story with you. And you will have the chance to share your story as well. Psychologists will tell you, this is a path to good mental health — listening AND sharing.

    Maybe this is the message of these notes this time around. Cruising can happen where ever you are. You don’t necessarily have to be on a ship in the middle of the North Pacific to practice cruising. You can walk around the block, head over to the library or your local senior center.

    The important thing is to LISTEN AND SHARE. You will be amazed by what your fellow “passengers” have to tell you.

    By the way, the fellow with the $51 charge at the end of his voyage — he got his money’s worth.

    “$51? Are you sure that’s right?” — Yes, the young lady told him. “Does that include the tax?” — Yes, she said again. “Okay,” the man said and pulled a $50 and $1 out of his pocket. “We had a nice time,” he told her. — “We hope you join us again,” she said. Through a stroke of…

  • The Right Questions About PV Systems

    There are two types of Solar Energy Systems that will significantly lower your energy bill. Solar hot water systems can provide 20% to 30% of your energy needs and photovoltaic (PV) systems can provide up to 100%. There are many issues regarding a solar system for your home which you need to understand prior to purchasing a system:

    1. Does the installation include roofing industry details for roof penetrations? Many installers are voiding roof warranties by using substandard roof penetration detailing causing leaks.

    2. Does the system installation come with a maintenance program? Your investment needs to be maintained and your PV system needs attention to prevent module failures.

    3. Do you have a copy of the warranty prior to purchasing, so you can read the limitations? Warranties are sales tools used by companies to convey the false idea that something is guaranteed when it is not.

    4. Does quality matter to you? Better quality modules will cost more but last longer and produce more power over the long haul. Many contractors buy the cheapest modules and then try to convince you they are equal.

    5. How long has the manufacturer been in business making modules? Solar manufacturers are losing money due to Chinese manufacturers flooding the market with low cost products. It’s been predicted that only about 10 companies will be in this business after the smoke clears, so find out how long they have made modules and are they likely to be in solar business after the dust clears.

    Pacific Islands Construction believes that an informed buyer makes the best decisions. Contact them at 841-7756 or check their website at www.pacificislandsconstruction.com.

    There are two types of Solar Energy Systems that will significantly lower your energy bill. Solar hot water systems can provide 20% to 30% of your energy needs and photovoltaic (PV) systems can provide up to 100%. There are many issues regarding a solar system for your home which you need to understand prior to…

  • Planning for Incapacity

    In our lifetime, we have seen incredible advances in medical science. Think back 30 years. In 1982, a heart bypass operation was a really big deal. It meant weeks in the hospital and very risky surgery. Today, surgeons barely have to cut us open to reach into our bodies with instruments that enable them to do multiple bypass surgeries and have us out of the hospital in a matter of days. As a result of these kinds of advances, people in this country are living longer and longer. What we are finding, however, is that longer life does not necessarily mean improved quality of life.

    For a growing number of us, the chances of needing nursing home or other kinds of long term care are increasing. The average person in 2012 stands a 66% chance of being completely incapacitated for some period of time (which may or may not include a stay in a nursing home), and 25% of us will require long-term care. Planning for this eventuality is something we should all make a high priority.

    Figuring out how to finance long term care and choosing the right retirement community or nursing home involves an important set of issues that you should discuss with your financial planner, your insurance professional, and your other trusted advisors. A different, but related, set of issues arise in the legal arena.

    If you have not done this already, do not wait another day before you contact your attorney or find someone who can advise you about planning for the possibility of incapacity. The concerns break down into two categories: dealing with your person (making decisions about your medical care, your living situation, and when — if ever—to stop medical intervention), and dealing with your stuff (taking care of everything you own if you lose the ability to do it yourself).

    Both of these categories involve choosing and then legally empowering your hand-picked decision makers. Taking care of you and taking care of your stuff involve different issues, so think about whether to have the same people in charge of both. You may want one set of people or institutions to be your caretakers, and another set to be your trustees.

    At a bare minimum, you will probably want to have an Advance Health-Care Directive (AHCD), an authorization to your medical personnel to share your health information with your Health-Care Agents, and a Durable Power of Attorney (DPA). Depending on the complexity of your estate and your family situation, you may want to have other things in your estate planning toolkit, such as a will and a revocable living trust agreement.

    It is critical for you to learn your options and what kind of instructions you can give your loved ones in the event that you cannot speak for yourself. There are many good books, websites, and workshops available.


    Scott Makuakane, Attorney at Law
    Specializing in estate planning and trust law.

    www.est8planning.com
    O‘ahu: 808-587-8227, Maui: 808-891-8881
    Email: maku@est8planning.com

    In our lifetime, we have seen incredible advances in medical science. Think back 30 years. In 1982, a heart bypass operation was a really big deal. It meant weeks in the hospital and very risky surgery. Today, surgeons barely have to cut us open to reach into our bodies with instruments that enable them to…

  • Message from the Editor – Aug / Sep 2012

    Welcome to all of you attending this year’s Senior Fair and enjoying the great exhibitors and presentations, full of resourceful information and contacts to living well. We all should thank the producer of this—the largest event of the year dedicated to our senior community— Mike Rossell and his associate Barbara Garofano who coordinates just about
    everything.

    This month’s cover story features the story of The Plaza Assisted Living Properties, its commitment to the retirement community and its growing list of residences. We thank you Steve Metter and Mike Wood for their commitment to providing the much needed rental option to retirement living and providing the needed care for our growing Alzheimer’s and related dementia population.

    Website - Generations Magazine - August - September 2012I have recommended to hundreds of families that we all need to have the talk with our family members on “aging in place” and the options to where we want to live the rest of our lives or at least for the foreseeable future. The Plaza Assisted Properties offer one of the options that our middle class will and should seriously take a visit and check out the benefits of living in a comfortable and safe place. Developer Steve Metter made a significant comment that we must think of it as a major benefit for our loved ones that “most residents who were previously living alone in their own homes have improved health after moving into an assisted living community. This usually occurs due to improved nutrition, socialization with peers, better exercise, health monitoring and medication management.”

    And we also want to thank the many who have visited us online for their own personal knowledge and research and to view the many events posted on our calendar. The numbers are growing and we continue and support that aspect of our technologically-savvy readers.

    Live Well

    Generations - 2014-12-01 - Editors Note - Image 02

    Percy Ihara, Publisher / Editor

    808-368-6747 | Percy@Generations808.com

    Welcome to all of you attending this year’s Senior Fair and enjoying the great exhibitors and presentations, full of resourceful information and contacts to living well. We all should thank the producer of this—the largest event of the year dedicated to our senior community— Mike Rossell and his associate Barbara Garofano who coordinates just about everything. This month’s cover…

  • Think Green . . . Smoothie

    Green Smoothie Ingredients - Generations Magazine - August - September 2012The most important thing for our health is to get enough fruits and vegetables on a daily basis. It provides antioxidants, micronutrients, and phytochemicals to protect us from disease such as cancer and heart disease. These nutrients help us continue to function on a cellular level, keep our immune system strong and add a lot of fiber that’s needed in a healthful diet. The requirement is 5–7 servings of fruits and vegetables and 25–30 grams of fiber daily. Leafy greens like kale, collard, Swiss chard and spinach are the most nutrient-dense of all foods. Yet most people find it challenging to get this into their diets.

    The easiest way I have found to get these nutrients on a daily basis is through green smoothies. Mixing the fruits and vegetables together in a Vita-Mix makes for a delicious drink, and a great way to start your day.

    Green Smoothie Pour - Generations Magazine - August - September 2012Ingredients

    • 1 apple
    • 1 banana
    • 5 frozen strawberries
    • 1 handful kale
    • 1 handful spinach
    • 1 handful mint
    • 1 scoop ground flaxseed
    • 1 scoop wheat germ
    • 1 cup water or coconut water
    • Ice

    Directions

    Blend all together in a blender till all the ice is crushed and vegetables and fruits are chopped to milkshake consistency. See this video for a demo . Enjoy!

    The most important thing for our health is to get enough fruits and vegetables on a daily basis. It provides antioxidants, micronutrients, and phytochemicals to protect us from disease such as cancer and heart disease. These nutrients help us continue to function on a cellular level, keep our immune system strong and add a lot…

  • Talk It Out at the Mediation Center

    Mediation and family conferencing help families talk through difficult issues and create plans to support their Kupuna.

    “I’m so frustrated. I’m spending more and more time trying to help my mom and dad, and now I feel like I’m neglecting my own family. Of course my brother and sister are absolutely no help at all. I’m so angry at them. And my parents don’t even seem to understand that I’m trying to help them. They keep telling me they can take care of themselves. They can’t!”

    Mediation - Generations Magazine - August - September 2012Comments like these are becoming all too familiar as family members struggle to support the needs of their aging parents while trying to juggle their own personal responsibilities. Emotions run high, patience grows thin and family relationships are torn apart, at times, permanently. Each family member has their own life, home, work and immediate family issues to contend with on a daily basis. When an elder family member suddenly needs support, families often react without considering all of the implications of their actions on individual family members, including the elder person.

    Mediation and family conferences are processes designed to help families talk through issues and sort through emotions to create well thought out plans to support elder family members. With the assistance of an impartial third person, a mediator or facilitator, every family member has an opportunity to express their needs, perspectives, fears and concerns, before decisions are made. For example, the interest of the elder person to remain independent can be factored in with the children’s concerns about the elder family member’s safety. The importance of having every family member take an active role in developing the plan as well as implementing the plan to care for the needs of the elder member, are also addressed.

    Facilitators and mediators are trained listeners who ask powerful questions that help families look at each situation from a broader perspective and gather information and resources to make thoughtful decisions and plans that support the elder family member. By talking through sensitive issues and creating family plans in mediation and family conferences, families strengthen communication, preserve their relationships and maintain the dignity of the elder family member.

    The next time you hear “my siblings just aren’t helping me to support mom and dad,” suggest mediation or family conferencing. It’s a cost effective approach to helping families have powerful conversations and prevent potential conflicts
    from escalating.


    Tracey S. Wiltgen is the Executive Director of the Mediation Center of the Pacific, a not-for-profit corporation that assists more than 5,000 people annually.

    The Mediation Center of the Pacific, Inc.
    245 N. Kukui Street, Suite 206, Honolulu, HI 96817
    Tel: 521-6767 Fax: 538-1454 www.mediatehawaii.org

    Mediation and family conferencing help families talk through difficult issues and create plans to support their Kupuna. “I’m so frustrated. I’m spending more and more time trying to help my mom and dad, and now I feel like I’m neglecting my own family. Of course my brother and sister are absolutely no help at all.…

  • Better Business Bureau: Scammers Take Advantage of Health Reform

    Con artists are always seizing on the public’s financial struggles and confusion in order to make a quick buck. Not long ago we saw them come out of the woodworks during the housing crisis and now we are seeing a pattern again as health care reform laws are upheld.

    Scammers are already trying to cash in on the fact that there is still confusion about health reform. Hawai‘i’s BBB is warning consumers that these scammers are trying to sell fake “Obamacare” policies over the phone and other health care policies under the guise of being able to be grandfathered into a policy before the Patient Protection and Affordable Care Act is “official”. Some of these scam artists have even set up toll-free numbers to sell these fake policies.

    The con-artists attempt to create a sense of urgency by telling consumers that there is a limited enrollment period and coverage is required by law. Often, these thieves can’t explain what is covered by the policy nor do they have any answers related directly to healthcare that are not very general.

    Here are a few things to keep in mind if someone solicits you about obtaining new health insurance.

    • There is no open enrollment period currently associated with the new law, so if the salesperson is pressuring you to buy the policy because the price or option is only good for a short time, be wary.
    • You may have heard that all Americans will be required to purchase health insurance under the new law, but this requirement does not go into effect until 2014 for most people. If a salesperson implies you have to purchase coverage now, hang up the phone immediately.
    • If a salesperson claims that by getting a different coverage now that you will be “grandfathered” or exempted from changes required by the health care reform law in the future. It is a red flag as this is no longer true.

    Hawai‘i’s BBB recommends that you don’t sign a contract or send money before you check out the company you plan on doing business with. Consumers have resources such as Hawai‘i’s BBB and the States Insurance Commissioner (808-586-2790, 808-586-2799, www.hawaii.gov/dcca/ins/)that they can check with before doing business with a company. Stay safe, healthy and informed!


    Complaints or Questions, contact BBB:

    808-536-6956 (O‘ahu)
    877-222-6551 (Neighbor Islands)
    www.bbb.org/file-a-complaint/

    Con artists are always seizing on the public’s financial struggles and confusion in order to make a quick buck. Not long ago we saw them come out of the woodworks during the housing crisis and now we are seeing a pattern again as health care reform laws are upheld. Scammers are already trying to cash…

  • Social Security Goes for the Gold!

    Millions of Americans are following the 2012 Summer Olympic Games in London. And just months before, Michael J. Astrue, Commissioner of Social Security, announced that in less than two months’ time, 1 million people have gone online, created a My Social Security account and viewed their Social Security Statement.

    If there was an Olympics for customer services available online, the services at www.socialsecurity.gov would be the Phelps of that competition. Over the years, Social Security’s online services have been rated the best in government and in all other industries.

    “The online Social Security Statement is a huge success,” Commissioner Astrue said. “The online Statement meets our commitment to provide Americans with an easy, efficient process to obtain an estimate of their potential Social Security benefits. I recommend that everyone get in the habit of checking their online Statement each year, around their birthday, for example.”

    The online Statement provides estimates for retirement, disability and survivors benefits. It also provides workers as young as 18 a convenient year-round way to determine whether their earnings are accurately posted to their Social Security records, which was not possible when the agency mailed paper Statements only to those 25 and older.

    On May 1, Social Security unveiled this new addition to its popular suite of electronic services at www.socialsecurity.gov/mystatement, which allows people to access their Social Security earnings and benefit information securely and conveniently.

    To access your online Statement, you must be at least 18 years old, have a Social Security number, have a valid email address and have a U.S. mailing address.

    According to the American Customer Satisfaction Index (ACSI), users are giving the online Statement a score of 89 — making it competitive with Social Security’s other top-rated, best-in-government online services, such as the Retirement Estimator and online retirement application. The ACSI tracks trends in customer’s satisfaction and provides valuable benchmarking insights for companies and government agencies.

    Whether you want to plan for or apply for your retirement, look into other benefits or learn about the history of the program, you can take a break from the Summer Olympics, visit the Olympian of online services at www.socialsecurity.gov.

    Social Security Administration - Generations Magazine - June-July 2013

    Millions of Americans are following the 2012 Summer Olympic Games in London. And just months before, Michael J. Astrue, Commissioner of Social Security, announced that in less than two months’ time, 1 million people have gone online, created a My Social Security account and viewed their Social Security Statement. If there was an Olympics for…

  • Now & Then: A Way of Harmony

    The Surfers Tahiti - Generations Magazine - August - September 2012In 1957, brothers Al and Clayton Naluai attended Glendale Junior College in California where they befriended two other Native Hawaiians, Bernie Ching and Pat Sylva. They started to compile Hawaiian tunes together for the choir director and came up with a signature harmonizing style. They did concerts up and down the West Coast. While singing in a backyard luau, a friend tape recorded them for fun. One thing led to another and they were discovered by Hi Fi Records. The group was named “The Surfers,” and they cut their first album, “The Surfers on the Rocks.” It became a local best seller.

    The quartet embarked on a sensational career that took them through the next 26 years!

    At age 43, Clayton learned that his father was diagnosed with Alzheimer. Up to that point, his life had been defined by show biz, but it was time to do something else. In 1980, he left the business and turned his focus toward family.

    Over the years Clayton had studied Shin Shin Toitsu Aikido under the late Master Koichi Tohei. The master taught the principles of unifying mind and body and its application to daily life.

    Clayton Aikido - Generations Magazine - August - September 2012Fifty years later, Clayton is a 6th Dan Black Belt and a founder of Lokahi Ki Society, where he serves as its senior advisor. He has dedicated his life to creating programs for people to experience the power they naturally have through unification of mind and body.

    Clayton is particularly passionate about keeping seniors active. So, I asked Clayton is it ever too late for a senior to consider training through Shin Shin Toitsu Aikido’s mind and body unification? He replied, “It’s never too late.”

    I have been attending Clayton’s classes for the past two years. The exercises have greatly improved my physical flexibility, balance, strength and fluidity. It helps me stay in a calm and focused state of mind. Practicing the same state of mind outside of the dojo I can now deal with life’s challenges one at a time — more calmly, more clearly, more focused. Most importantly, it has improved my outlook on life, diet, exercise and hope for mankind. I’ve dropped 25 pounds, lowered my blood pressure and put off my diabetes.

    You may also experience many benefits through practicing, studying and experiencing this form of Aikido. For more info, contact Lokahi Ki Society:

    phone(s): 808-372-7724, 489-5255, 258-6814
    email: lokahiki@me.com
    www.lokahiki.com/Lokahi_Ki_Society/Welcome.html

    In 1957, brothers Al and Clayton Naluai attended Glendale Junior College in California where they befriended two other Native Hawaiians, Bernie Ching and Pat Sylva. They started to compile Hawaiian tunes together for the choir director and came up with a signature harmonizing style. They did concerts up and down the West Coast. While singing in…

  • AARP Hawaii: Driving to Fight Senior Hunger

    AARP Hawai‘i has launched an initiative to raise awareness and help non-profits meet the growing demand for food among Hawai‘i’s frail elderly population. The initiative, part of the national AARP Foundation Drive to End Hunger, supports the efforts of Lanakila Meals on Wheels and Hawai‘i Meals on Wheels — organizations that provide home-delivered meals to seniors unable to cook or shop for themselves.

    Drive to End Hunger focuses on a specific challenge the two organizations face in meeting the growing demand for services for Hawai‘i’s aging population: the shortage of volunteer drivers. Drivers are a critical link to the elder community, not only because of the meals they deliver but also due to the contact they have with many seniors who are otherwise isolated.

    Without volunteer drivers, Hawai‘i’s Meals on Wheels organizations can’t keep up with the growing demand for their services. “We have a wait list of 400 residents who’ve requested meal service that we’re not able to provide at current volunteer staffing and funding levels,” said Lanakila Meals on Wheels Director Lyn Moku. Hawai‘i Meals on Wheels Executive Director Claire Shimabukuro faces a similar predicament. “We would like to deliver more meals to seniors in need, but our ability to increase the number of existing routes is tied to the number of available drivers,” she said.

    Victoria Howarth and Les Miller - Generations Magazine - August - September 2012
    Victoria Howarth and Les Miller

    Both Hawai‘i Meals on Wheels and Lanakila Meals on Wheels host monthly orientation sessions where individuals can ask questions and get a feel for what it takes to volunteer. In general, volunteer drivers need to be patient, reliable and friendly. They should have a car with valid insurance and safety sticker and be available for up to three hours, every other week. According to research commissioned by AARP Foundation in 2011, Hawai‘i ranked 25th in the country in the number of adults age 50 and older who were food insecure (6.68 percent of older residents affected). Food insecurity is also associated with numerous negative health outcomes among the elderly — including poorer health and higher probability of being hospitalized.

    Drive to End Hunger is part of a nation-wide AARP Foundation assault on the hunger problem among Americans 50+. We’re taking steps to feed those who are hungry now, while developing long-term, sustainable answers that address the root causes of hunger among those 50+.

    For more information & volunteer, call:

    LANAKILA MEALS ON WHEELS
    531-0555 | www.lanakilapacific.org

    HAWAI‘I MEALS ON WHEELS
    988-6747 | www.hmow.org

    aarp.org/hi | facebook.com/AARPHawaii | twitter.com/AARPHawaii

    AARP Hawai‘i has launched an initiative to raise awareness and help non-profits meet the growing demand for food among Hawai‘i’s frail elderly population. The initiative, part of the national AARP Foundation Drive to End Hunger, supports the efforts of Lanakila Meals on Wheels and Hawai‘i Meals on Wheels — organizations that provide home-delivered meals to seniors unable…