Category: December – January 2017

  • Togetherness… a family Tradition

    Togetherness… a family Tradition

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    Family is a very important source of virtues and values. Our ancestors collected generational wisdom from their ancestors — surviving and thriving through famines, wars, migrations, dynasties and empires. Closely knit families can be a source of nurturing, support and protection for their members; family and cultural traditions support us through important life passages, and provide the framework for how we respond to challenges and opportunities.

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    Les Ihara is ninth of 11 children and appears second from the left with his parents.

    Like many Hawai‘i residents, husband and wife Les and Shirley Ihara of Kāne‘ohe came from Japanese immigrant families. Their families were able to manage through the Great Depression and provide them an education. After World War II, they began their own family, and Les’ Army career took them all over the United States and abroad. Now in their late 80s, they find themselves the patriarch and matriarch of a four-generation clan that practices togetherness. There are lessons for all of us in the Iharas’ simple recipe for a happy life: be patient, be tolerant, do what brings happiness and have fun wherever you are.

    They graciously agreed to share their stories, and the values they learned from their parents that they felt were important to pass on. There are some lessons here for all of us.

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    Mitsue “Shirley” Sonoda is the youngest (far left) with her parents and five siblings.

    The Roots of Family Culture
    Shirley Sonoda was born in Kahului, Maui, the youngest of six children. She grew up in an Hawaiian Commercial & Sugar Company (HC&S) plantation home in McGerrow Camp, Pu‘unēnē. Hard work was honorable and led families to success. Shirley’s father worked in husbandry at Waihe‘e,Pu‘unēnē and Haleakala Dairies, taking care of birthing cows and calves. Her mom worked in the dairy’s plant, washing the pint-sized glass milk bottles that were used at the time. Shirley describes a “wonderful,” childhood in an agricultural community surrounded by fresh fruits and vegetables and lots to do. “As the youngest, I was spoiled,” she said.

    Family Support and Encouragement
    Shirley favors her pretty mother. Shirley giggles. “My name is really Mitsue, but one day a lady said, ‘that child looks just like Shirley Temple,’ and from then on, I was always called Shirley. My oldest sister, Hilda, doted on me, and my brother, Kiyoshi, who was one up from me, was my protector and best friend,” said Shirley. She had a lot of boyfriends, but was encouraged to focus on her studies and go to college. During the summers before her junior and senior years at Baldwin High School, Shirley worked on the line at the Maui Pineapple Company cannery in Kahului.

    Shirley’s parents both came from Kumamoto on the island of Kyushu in the southern part of Japan. Her father immigrated to Maui first. Wars with China were very hard on the Japanese people and Shirley’s maternal grandparents wanted her mom to have a better life, so they allowed her to become a “picture bride.”

    Les is also Nisei (a first-generation American of Japanese descent) and ninth of 11 children. “I had a lot of attention and supervision from the older siblings, but we were all very supportive of one another,” said Les. “I think it is important to allow the kids to pursue what they really want to do and give them the encouragement they need.”

    “I wanted the kids to be scouts like me, but they much preferred sports and didn’t continue in scouting,” said Les. “So, I supported them in sports and they all became good athletes — and our grandchildren are, too. Percy was bigger than the other boys and excelled in baseball. My daughter, Sherry, and her daughters, Cynthia and Cathlene, coach tennis for St Andrew’s Priory and Sacred Hearts Academy. All our kids are good swimmers and the grandchildren are into many different team sports. In Japanese, we encourage one another with this expression: gaman. It means to stick with it or hang in there. So I tell our grandchildren to pick what feels comfortable for you — what you like to do — and then do your best to stick with it.”

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    “Scouts’ honor and honesty have always ruled my life and I tried to pass on these virtues…”~Les

    Family History of Enterprise
    About 10 years ago, Les discovered some interesting background about his father’s family. In 1898, his father and paternal uncle came to Hilo from Yamaguchi-ken on the main island of Honshu. His dad came to build railroad bridges and tunnels for the cane trains between Hilo and Honoka‘a. His uncle was a labor negotiator, procuring contracted workers from Japan. The brothers’ last name was Tomishima.

    It was the turn of the century and the end of the first Sino-Japanese War when China signed the treaty of Simonoseki, and ceded both Taiwan and Penghu to Japan. In the occupation, Japan sent educators to teach the Japanese language and culture to the people on these islands. On Jan. 1, 1900, the Taiwanese resistance killed eight Japanese educators; one of whom was the only son of the Ihara family. “Without an heir, the family decided to adopt my father,” said Les.

    Les’ maternal grandmother was a merchant who came to Hawai‘i in the 1930s and ran the Shigeta Store in Hilo, which later became the Ihara Store. This general merchandise store was famous for penny “ice cakes,” a type of Popsicle. Strawberry was the most popular flavor, but Les loved the azuki bean ice cake. When Les got his driver’s license at age 15, he became the store’s delivery person, hauling groceries and charcoal to customers’ homes. Right across the store on Kīlauea Avenue was the Hilo Hongwanji Mission.

    Formative Training
    “Church and language school at the hongwanji were very important to my parents and to me,” said Les. “I learned Japanese language, martial arts and discipline. I also became very interested in scouting and achieved Eagle Scout before my last year of high school.” Les even considered a career in scouting administration, but social workers were in demand after the end of WWII, so he studied psychology and social work at University of Hawai‘i at Mānoa. “Scouts’ honor and honesty have always ruled my life and I tried to pass on these virtues,” he said.

    togetherness-a-family-tradition-7Les also loved tennis. “In high school, I would collect stray tennis balls from around the court and when I found old racquets in the rubbish bins, I would repair them — that’s how I started playing tennis.” He taught himself by reading tennis books and putting conceptual techniques into practice. Discipline learned at Hongwanji paid off and Les won the Hawai‘i Island championship in 1945.

    Later, he would join the All Army Tennis Team in the ’60s and win the Armed Forces Senior Singles and Doubles Championship in 1980, in addition to numerous others trophies. He still plays three days a week and says tennis keeps him healthy, mentally and physically. He aims to play as long as he can.

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    Once married, they were destined for an adventure. Both Les and Shirley’s lives were about to get interesting: Les, in taking on a large command and Shirley, always looking on the bright side of being a military wife.

    Respect for Education
    All Japanese-Americans share a deep respect for education. The Issei (Japanese immigrants) assimilated American culture but insisted that their children attend both public school and also Japanese school. Les and Shirley were also encouraged by their families to pursue higher degrees — older siblings paid tuition for the younger ones. They sent their boys to Mid-Pacific Institute for high school and paid college tuition for all six kids. This high value placed on education has been extended to the grandchildren, too. The tradition created four independent business owners, one professional educator and one state Senator.

    Love and Marriage
    At the same time Les was at UH, Shirley was attending business college in Honolulu and living in a beach hut where the Hilton Hawaiian Village now stands. She was studying hard, babysitting part-time at Queen’s Surf Hotel and doing bookkeeping for the Niumalu Hotel Restaurant. Handsome Les Ihara happened to be bussing tables at Niumalu and fell for beautiful, upbeat Shirley.

    “She agreed to go to a dance with me — that was great,” reminisced Les. “Shirley is all the things I am not. She is outgoing, thrifty and laughs a lot. I am very appreciative and still love to be around her. My goal is to spoil her and make her happy.”

    They could hardly wait to be married, but Les’ family would not allow it until he graduated and had a job. He received his degree on June 14, 1950, and landed a job in Hilo as a social worker a few months later. On Shirley’s birthday, they were married in the Niumalu Hotel garden on the afternoon of Sept. 4, 1950. That night, Les and Shirley flew to Hilo and the next day, Les began his first job.

    The Korean War started a week after Les graduated from college. Les got a few months deferment, but in early 1951, he was drafted and took basic training at Schofield Barracks on O‘ahu and later at Fort Ord, California. After basic training, he had a choice to finish advanced basic training and go to Korea as an infantryman, or to enroll in Officer Candidate School (OCS). Of course, he chose OCS at Fort Bliss in El Paso, Texas. Shirley, who was carrying their first child, stayed with her oldest sister on O‘ahu and joined him later.

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    Shirley served as a volunteer with the American Red Cross. Her Family has followed in her footsteps with extensive involvement in many community services.

    Be Patient; Be Tolerant
    Les was commissioned a second lieutenant in May 1952 and was assigned to Camp Roberts near San Miguel, California, where an all-Caucasian National Guard outfit from Alabama was in active duty training for the Korean War. He was the only non-white officer in the entire battalion but he said he didn’t feel any discrimination. In late 1953, the Army was ordered to integrate. Les was then a platoon leader and when black soldiers joined the unit, he experienced, firsthand, the effects of discrimination. At that time, soldiers carried half a field tent in their backpacks. At night, two men piched their tents together. “I could not believe that all those guys were trying to bed down
    togetherness-a-family-tradition-9in half-tents. I ordered them to put the tents together, but the order was never carried out and I knew my superiors would never back me up.” Nevertheless, Les stood by his values of tolerance and kindness. “One time in college, a gang of tough guys sucker punched me. I got away, ran to the Coke machine and broke an empty bottle to make a weapon to defend myself. They decided not to beat me up, and I will never forget that feeling of being outnumbered. I teach my kids to be tolerant and kind to everyone.”

    Look at Change as Adventure
    Career Army families get bounced around among duty assignments. The term “Army brat” comes from Army children who were traumatized by moving around from place to place. Psychologists found that the parents’ attitude about change determined if the children were hurt by the moves or grew up well-adjusted. This is where Shirley’s “Pollyanna” view of life, seeing the good in people, places and events, was a distinct advantage. Instead of saying, “Oh no!— not another move,” Shirley would respond, “Korea? Great! I want to see the world!” Her children learned to love adventure and look for fun in new undertakings.

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    Cross-country trips were always an adventure and a democratic process.

    In following years, the growing Ihara family moved wherever the Army needed Les: Hawai‘i, Germany, Kansas, Virginia, California and Korea. Shirley recalled, “I was one of the wives who moved and followed my husband to most of his duty stations. The only place I did not go was Vietnam. For me, it was exciting to see new places and meet new people. When the kids were small, it was no problem moving them from one school to another. Every new place was an adventure. In Germany, Percy was born and he stayed with a nanny while we took the older children on trips to the Benelux countries and Switzerland. Sometimes we would leave all the children at home and get away for a weekend by ourselves. It was a great life.”

    Percy recalls long cross-country trips to Virginia in the family’s Country Squire Station Wagon. The children passed the long hours playing cards — Paiute (Hawaiian Knock Poker) was a favorite. “After my dad clocked 500 miles, we began looking for a motel with vacancies, a pool and a kitchenette. After checking out a few, we would all vote on where to stay. In those days, if a motel had a color TV, it might win our vote.” Family democracy is a way of teaching children the power of the vote, how to debate your point of view, and how to accept the group’s authority, if you don’t win. This is a powerful form of mutual support.

    Shirley’s zest for life resonates in younger generations of Iharas. They all love to travel. Annual family vacations bring 30 to 40 members of the Ihara clan together, and Les and Shirley pay for everything. “We would not be able to afford the vacations for our family if they didn’t take us to Canada, Washington and almost every Hawaiian Island over the past 20 years,” said oldest daughter Sherry. This love for the unknown and ability to find fun in new situations plays out in many ways. One is managing risk and return, the hallmark of entrepreneurs. Converting adversity into blessing has become an Ihara family “trait.”

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    “It’s very important to laugh every single day and enjoy life.”~Shirley

    Social Responsibility
    Being the spouse of a commissioned officer living on an Army base challenged Shirley with new family and social responsibilities. She learned to be an extraordinary hostess. On the spur of the moment, she needed to be prepared to graciously accompany Les to formal functions at the officers’ club. She said with a smile that a nice set of pearls “will turn any dress into proper dinner attire — I learned that from other Army wives.” She also fondly remembers a major’s wife who taught her to play bridge. “That was nearly 60 years ago. She invited me to join other ladies for lunch and bridge.” She added, “They said I was a fun person and I certainly enjoyed the game. Les and I still play once a week.”

    Helping one another translates to community, too. Before Les retired as a colonel, he helped a lot of younger soldiers learn the ropes of military command. Shirley volunteered extensively with the American Red Cross. These expressions of altruism were not lost on their children — they and their families are civil servants, volunteers, educators and community business people. All Ihara family members devote themselves to community service by volunteering for nonprofits, churches and community athletics. Now their grandchildren volunteer, too.

    Enjoy Life With Your Family — Stay Connected

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    “It’s very important to laugh every single day and enjoy life.”~Shirley

    Shirley is definitely fun to be around. “Les has learned to be a good laugher,” she said. “It is so easy to become grumpy; it’s very important to laugh every single day and enjoy life.”

    I think the Iharas mastered something that some families might take for granted. It is mutual respect and support. Family members stay connected even though they are busy, because you can’t really be supportive if you don’t know what challenges your family is facing. Once a month, Shirley and Les and all the four generations get together for a meal. There’s opportunity for real connection when they go on an extended vacation together.

    Les and Shirley have a life of their own, too — Las Vegas every other month and a cruise once a year. Shirley is thankful that she could focus on her family because she never had to take a job. She also quips that she is not ready to “retire” from her family responsibilities: cooking fabulous meals and keeping track of all 14 grandchildren.

    In the close and supportive Ihara family, these are the values that Shirley and Les learned from their parents and grandparents: be honest, work hard, go after what you want and stick with it. They maintain family togetherness by committing themselves to enjoying life by keeping a tolerant and upbeat attitude, by supporting other family members in what they want to do and by spending time helping others in their community.

    In November, Les and Shirley were doting on a new Ihara great-grandchild in Washington State. Their six children are passing down Ihara family traditions to 14 grandchildren and a fourth generation of nine great-grandchildren. These are wonderful lessons for all families, and to Les and Shirley we say, “Thank you.” To us they say, “Gaman!”

    Family is a very important source of virtues and values. Our ancestors collected generational wisdom from their ancestors — surviving and thriving through famines, wars, migrations, dynasties and empires. Closely knit families can be a source of nurturing, support and protection for their members; family and cultural traditions support us through important life passages, and…

  • Hawaii Seniors’ Fair: The Good Life Expo

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    More than 20,000 attendees and over 300 exhibitors filled the Blaisdell Exhibition Hall Sept. 23 through 25 for the Annual Hawaii Seniors’ Fair, The Good Life Expo. The 32nd annual event again focused on services, programs, workshops and other valuable resources available to seniors, their caregivers and families.

    Publisher and Event Ambassador Percy Ihara and staff were on-hand to distribute Generations Magazine®, Hawai‘i’s Resource for Life and network with attendees. Many Generations partners also enjoyed taking turns handing out the free, bimonthly magazine, which is distributed at over 200 locations statewide.

    Regular readers said that they especially enjoy the food, travel, health, fitness, finance and sports information the resource magazine provides.

    Generations also held a drawing for a Las Vegas trip for two from long-time partner Vacations Hawai‘i. Winner Judith Baroman of Ewa Beach, a regular reader, said she loves Generations.

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    More than 20,000 attendees and over 300 exhibitors filled the Blaisdell Exhibition Hall Sept. 23 through 25 for the Annual Hawaii Seniors’ Fair, The Good Life Expo. The 32nd annual event again focused on services, programs, workshops and other valuable resources available to seniors, their caregivers and families. Publisher and Event Ambassador Percy Ihara and…

  • Senior Clubs Take Over Leeward Bowl

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    Too much fun! And lots of helping hands were available to ensure that. Haruye Katakaru assisted by Joann Yatogo.

    bowlingThe City & County of Honolulu Department of Parks and Recreation held its annual Troops for Fitness Senior Bowling event on Oct. 12 at Leeward Bowl in Pearl City. With 100 bowlers from 11 city and county senior clubs on O‘ahu, this annual event used almost every lane.

    Everyone bowled two games and prizes were awarded throughout the day.

    Fun challenges had winners running to collect “chips” that were drawn from bags filled with a variety of prizes. Prizes were awarded to the bowler who made a strike in the first frame, the bowler who scored exactly seven pins in the seventh frame and the bowler with a score of three or less in the third frame.

    group-bowlSocialization, fun and competition brought club members together. Leeward Bowl was filled with laughter, applause, fist pumps and most of all, friendship among all bowlers.

    For more information about participating with a senior club in your area, contact your city or county parks and recreation department.

     


    CITY & COUNTY OF HONOLULU DEPARTMENT OF PARKS AND RECREATION
    Garrett Iwai, Recreation Specialist
    808-768-3030 | giwai1@honolulu.gov

    The City & County of Honolulu Department of Parks and Recreation held its annual Troops for Fitness Senior Bowling event on Oct. 12 at Leeward Bowl in Pearl City. With 100 bowlers from 11 city and county senior clubs on O‘ahu, this annual event used almost every lane. Everyone bowled two games and prizes were…

  • You Are What You Drink’

    you-are-what-you-drinkIn the August-September issue of Generations Magazine®, I profiled experts in the medical field and reported what they had to say about ionized, restructured alkaline water, and its ability to improve health.

    The article generated more comments and requests than any of my previous three articles, so I will share more profiles and comments from experts in the medical field as a incentive to try ionized, restructured alkaline water.

    Ionized Water History
    Virtually all longevity researchers agree that free radicals are responsible for the aging process.
    The fundamentals of ionized water technology were first developed in Japan in the early 1950s. Full-scale development started in 1954. Following the efforts of Japanese medical doctors, the water ionizer was approved for medical therapeutics by the Japanese Ministry of Health and Rehabilitation in January of 1966. Over 30 million people in Japan have used the water ionizer over the last 40 years.

    After 60 years studying Hunza water from a mountainous valley in Pakistan, Dr. Henry Coanda discovered that it differs from regular water. As a young man, Dr. Patrick Flanagan was offered the opportunity to join Dr. Coanda and continue his research. Together, they discovered the water’s alkaline properties as well as an extraordinary amount of active oxygen (hydrogen with an extra electron), a negative redox potential and a high colloidal mineral content.

    Dr. Coanda, who coined the expression, “You are what you drink,” concluded that the water contains the secret to reversing the aging process, adding that water affects our health more than any other nutrient.

    Sources: Dr. Henri Coanda, the Romanian father of fluid dynamics, nobel prize winner, holder of over 600 patents, is considered to be one of the greatest scientist of all time.

    Dr. Patrick Flanagan, named 1997 Scientist of the Year by the International Association of New Sciences, holds over 300 patents and has advanced degrees in nanotechnology, chemistry, bio-sciences and medicine.

    Free Electrons and Body Acidity
    There is no substitute for a healthy, balanced diet, especially one rich in antioxidant materials such a vitamin C, vitamin E and betacarotene.

    However, these substances are not the best source of free electrons that can block the oxidation of healthy tissue by active oxygen.

    Water treated by electrolysis to increase its reduction potential is the best solution to the problem of providing a safe source of free electrons to block oxidation of normal tissue free oxygen radicals.

    Alkaline living water (ionized) is regarded by a growing number of healthcare professionals as the best water to drink; it is listed as a medical devise in Japan for treatment of degenerative diseases.

    Source: Hidemitsu Hayashi M.D., Heart Surgeon, Director of the Water Institute of Japan

    When the blood continues to develop an acidic condition, cells begin to die. Other cells in this affected area may survive by becoming abnormal and malignant. Malignant cells undergo abnormal cellular division — the beginning of cancer. Modern medicine treats these malignant cells with radiation, chemotherapy and surgery. These treatments are not effective if the body remains acidic.

    Source: Keiichi Morishita M.D., PHD, author of The Hidden Truth of Cancer

    For more information on hydration and hydron alkaline water research, visit www.astinternational.com/hydrationwater research.html.

     


    ENAGIC USA INDEPENDENT DISTRIBUTOR
    Alan Matsushima, Health and Wellness Consultant
    808-384-7354 | trader_808@yahoo.com

    In the August-September issue of Generations Magazine®, I profiled experts in the medical field and reported what they had to say about ionized, restructured alkaline water, and its ability to improve health. The article generated more comments and requests than any of my previous three articles, so I will share more profiles and comments from…

  • Lightning Does Strike Twice

    night-499986When Terry discovered his home had been burglarized, the frustration of having to replace his valuables paled in comparison to the feelings of being violated. Then, several nights later, someone entered his garage and stole his car. What Terry didn’t realize was that during the burglary of his home, the thief took his spare set of car keys. While still in shock over the initial crime, he now had to deal with being a victim once again.

    Mabel thought she was lucky when she received notice saying the government had randomly selected her as part of its economic stimulus plan. She was asked to pay the taxes before receiving the funds. It wasn’t until she had sent more than $12,000 did she realized that she was being scammed. After a week of not returning emails and calls from the con men, she received a letter from an alleged fraud examiner who claimed he discovered that she was a victim of a scam. He could help her reclaim the money — all she had to do was pay the initial legal fees in advance. Long story short: $3,000 dollars later, Mabel discovered that she had fallen victim a second time to a con artist with a convincing story.

    I have seen many instances where criminals target the same victims. The reasons for this are simple: criminals know their target and their weaknesses. The returning burglar knows the house layout, security system and where to search. The Internet scammer knows his victim will believe his story of instant wealth.

    Another reason why returning criminals are successful is the victim’s belief that now that the criminal got what they wanted, there is no reason to return. Sadly, this is rarely true.

    If you are the victim of a nonviolent crime, be aware that there still may be a target on your head. Change your locks immediately or have your home inspected for areas of easy access.

    If the crime involved your bank account or credit card, have new cards issued and inform your bank so appropriate actions can be taken.

    Report any unknown charges to your financial institution right away — no matter how small. Criminals may make a very small purchase (sometimes costing just a few cents) to test whether the account is still active.

    Lightening does strike twice and so do the unscrupulous criminals who prey on our seniors.

     


    To report suspected elder abuse, contact the Elder Abuse
    Unit at 808-768-7536 | ElderAbuse@honolulu.gov

    When Terry discovered his home had been burglarized, the frustration of having to replace his valuables paled in comparison to the feelings of being violated. Then, several nights later, someone entered his garage and stole his car. What Terry didn’t realize was that during the burglary of his home, the thief took his spare set…

  • Make Yours a Soulful Estate Plan

    2If an estate plan is our final personal and intimate letter to our loved ones, why is it that we can’t understand it when we read it? This last intimate writing should be full of our unique, personal and emotional voice, yet, it reads like a sterile contract, devoid of any human feeling or emotion. Why?

    Historically, Roman, Anglo-Saxon and Jewish traditions all included emotion and feeling in their estate plans, and in fact, each of these cultures expected it.

    How did we come so far from heartfelt expressions to today’s trivial, routine documents lacking uniqueness or personal statements?

    I think that three reasons exist. First, we bought into the notion from law’s logic that only financial matters are important in our estate plan.

    Second, we rely on lawyers to write our estate plan for us, and lawyers, for the most part, discourage putting emotion and feeling into our plans. Third, we may feel it is too difficult to put our feelings into written words.

    I believe that if we, as lawyers, are fortunate enough to serve as your estate planner, we must help you not only pass on your material wealth, but also provide you with the opportunity to express your unique, emotional and personal feelings, as well as your desires and messages to be left behind for when you can no longer communicate with your loved ones.

     


    STEPHEN B. YIM, ATTORNEY AT LAW
    2054 S. Beretania St., Honolulu HI 96826
    808-524-0251 | stephenyimestateplanning.com

    If an estate plan is our final personal and intimate letter to our loved ones, why is it that we can’t understand it when we read it? This last intimate writing should be full of our unique, personal and emotional voice, yet, it reads like a sterile contract, devoid of any human feeling or emotion.…

  • A Living Legacy: The Gift of Education

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    With a 529 plan, you can save taxes, benefit your family and continue your legacy with your favorite 501(c) (3) nonprofit organization.
    There are ways you can help your children and grandchildren lower the price of higher education.

    One of the best ways is to establish and contribute to a qualified 529 plan. Contributions grow tax-free; distributions to the student for education expenses are also free of federal tax, and in general, state tax, as well.

    If you want to benefit more than one child and don’t wish to establish multiple 529 plan accounts, consider an education unitrust—a charitable remainder trust from which funds can be transferred to the trust tax-free. You or your trustee control how the funds are invested and you can also stipulate who can receive funds from the trust and under what conditions.

    After the trust has completed all your primary objectives, any remaining funds go to a charity.

    With this plan, you can save taxes, benefit your family and continue your legacy with your favorite 501(c)(3) nonprofit organization.

    Check with your tax advisor or call or email us to see how education planning can benefit you and your family — and help create your legacy.

     


    NATIONAL KIDNEY FOUNDATION OF HAWAII
    808-589-5976 | jeff@kidneyhi.org
    For Planned Giving: www.kidneyhawaii.org
    Main: www.kidneyhi.org | www.kidney.org

    There are ways you can help your children and grandchildren lower the price of higher education. One of the best ways is to establish and contribute to a qualified 529 plan. Contributions grow tax-free; distributions to the student for education expenses are also free of federal tax, and in general, state tax, as well. If…

  • Keeping Peace in the Family

    sstk_111165887-handshakecufflings_4chrIn May of last year, Reuters reported that a Georgia judge had agreed to appoint a mediator to help the family of the late Dr. Martin Luther King Jr. decide whether to sell Dr. King’s Nobel Peace Prize and his personal Bible.

    Dr. King carried the Bible during the historic marches and rallies of the 1960s, and President Barack Obama placed his hand on it when he took the oath of office at his second inauguration.

    According to the article, the “fight pits the slain civil rights leader’s sons — Martin Luther King III and Dexter King, who want to sell the medal and Bible — against King’s surviving daughter, Bernice King, who opposes the sale of items she calls ‘sacred’ to the family.”

    This family drama illustrates two important principles. The first is that a well-thought-out and thoroughly implemented estate plan will give your family priceless guidance.

    The second principle is that there are better ways to resolve conflict than in the courtroom.

    The Benefits of Good Planning
    Putting the time and effort into devising a plan and taking care of all of the details that will make it work effectively will pay enormous dividends.

    You may not see the benefits during your lifetime, but your loved ones certainly will.

    Putting the right managers in place and taking the guesswork out of determining your wishes will enable your family to focus on honoring your memory and moving on with their lives.

    And remember that your estate plan needs to be reviewed and updated from time to time if you want it to be effective.

    Conditions change constantly and sometimes rapidly, and failing to make necessary adjust-ments will cause your plan to fall short and diminish the effectiveness of your legacy.

    Mediate Rather Than Litigate
    Mediation is a way of getting disagreeing parties together, helping to find their common ground, and then working toward solutions that may not make everybody happy, but that will help satisfy their shared goals and values.

    If you know that your loved ones are at odds, you can engage a skilled mediator during your lifetime to assure that the eventual settling of your estate will be done peaceably.

    If you find yourself in conflict after the death of a loved one or family member, one of the best things you can do is propose that your differences be mediated privately rather than battled out in open court.

    Mediation will save time and money in the long run. You may also find that it can open the doors to healing broken relationships.

    Even if you don’t have a Nobel Medal or a historic Bible among your personal effects, you can appreciate the value of not having your loved ones hash it out in court over “who gets what” or whether a prized heirloom should be sold.

    You may not be able to make everybody happy with your estate plan or with the assistance of mediation, but you can head off or minimize problems that may tear your family apart and tarnish your legacy.

     


    SCOTT MAKUAKANE, Counselor at Law
    Focusing exclusively on estate planning and trust law.
    Watch Scott’s TV show, Malama Kupuna
    Sundays at 8:30 pm on KWHE, Oceanic Channel 11
    www.est8planning.com
    O‘ahu: 808-587-8227 | maku@est8planning.com

    In May of last year, Reuters reported that a Georgia judge had agreed to appoint a mediator to help the family of the late Dr. Martin Luther King Jr. decide whether to sell Dr. King’s Nobel Peace Prize and his personal Bible. Dr. King carried the Bible during the historic marches and rallies of the…

  • Navigating Your First Year in Retirement

    mf690Like most Americans, you’ve probably spent years working to achieve the retirement of your dreams. There comes a point when this milestone changes from a distant goal to an imminent reality. You can make your first year away from work more rewarding and less stressful if you anticipate potential challenges and prepare for how you will handle this life change.

    Your State of Mind
    As a new retiree, it’s normal to feel both excitement and trepidation. You’re eager for more time with friends and family, and for the activities you love. Stepping away from your career can reduce stress levels and free you from competing priorities. However, saying goodbye to your workplace may also trigger anxiety and sadness.

    If your spouse or significant other is already at home, your new lifestyle may cause similar emotions for him or her. The change would mean a departure from both of your schedule and habits, even if it means more time together.

    For those experiencing mixed feelings, it’s helpful to acknowledge them, remind yourself why you chose to retire and remember all you accomplished to reach this point.

    Your Purpose
    With your calendar clear of work obligations, it’s important to identify a few ways to fill your time. To start, keep the commitments you’ve made about what your retirement will include. If you’ve promised distant relatives that you’ll reconnect, then organize a reunion. Alternatively, you may decide to pursue an encore career, part-time job or an opportunity to open your own business.

    With all your new possibilities, it’s important to avoid overcommitment. Give yourself some breathing room each day and ease into volunteering or new activities. Now that you have the freedom to do so, be sure that you’re choosing to spend your time in ways that are most gratifying to you.

    Your Finances
    Adjusting your mindset from building your nest egg to spending it can be challenging. To make your initiation to retiree life easier, create a plan for paying yourself in retirement. Start by tallying your income sources before determining which ones you’ll tap into first. Next, estimate your cash flow for year one. Planning this in advance can help ease worries and reduce your risk of overspending. As a benchmark, have enough cash to cover three years of potential unexpected expenses. Once you’re in retirement, monitor your cash reserves regularly to gauge your spending and make adjustments as needed.

    If you’re uneasy or need reassurance that your income and cash flow plans are sufficient, meet with a financial advisor. Together, you can look at the impact of taxes, evaluate your portfolio diversification and prepare for the legacy you’d like to leave your community and family.

    Becoming a retiree means enduring a lot of change. Although you can’t prepare for every challenge you might face in your first year, planning for what you can control will allow you to move into this new life stage with confidence.

     


    MICHAEL W. K. YEE, CFP
    1585 Kapiolani Blvd., Ste. 1100, Honolulu HI 96814
    808-952-1222, ext. 1240 | michael.w.yee@ampf.com

     
    Michael W. K. Yee, CFP®, CFS®, CLTC, CRPC®, is a Financial Advisor,
    Certified Financial Planner ™ practitioner with Ameriprise Financial Services Inc. in
    Honolulu, Hawai‘i, with Na Ho’okele Financial Advisory Team, a financial advisory
    practice of Ameriprise Financial Services Inc. He offers fee-based financial planning
    and asset management strategies and has been in practice for 29 years.
    The Pay Yourself in Retirement study was created by Ameriprise Financial utilizing
    survey responses from 1,305 Americans ages 55 to 75 with investable assets of at
    least $100,000. The online survey was commissioned by Ameriprise Financial, Inc.,
    and conducted by Artemis Strategy Group from November 16–22, 2015.
    Investment advisory products and services are made available through Ameri- prise
    Financial Services, Inc., a registered investment adviser.
    Ameriprise Financial Services, Inc. Member FINRA and SIPC
    © 2016 Ameriprise Financial, Inc. All rights reserved. File #1438828

    Like most Americans, you’ve probably spent years working to achieve the retirement of your dreams. There comes a point when this milestone changes from a distant goal to an imminent reality. You can make your first year away from work more rewarding and less stressful if you anticipate potential challenges and prepare for how you…

  • Keeping the Mind Engaged for Life

    1
    “It’s really an important part of my life,” said member Jeanne Nowaki. “The classes are interesting, but the bonus is meeting people from different fields.”

    Osher Lifelong Learning Institute at the University of Hawai‘i at Mānoa was founded in 1996-97, when a group of community elders, retired professors and university administrators established the Academy for Lifelong Learning (ALL). Its mission was to strengthen connections between the university and the community, and promote lifelong learning, leadership, and community service for older learners. A generous endowment from The Bernard Osher Foundation emphasizes providing older adults with opportunities to learn purely for the joy of learning.

    What is the Osher Lifelong Learning Institute?
    OLLI-UHM is an educational membership program offering noncredit, college-level courses and other activities to encourage learners ages 50 and over to engage their minds, enrich their lives and serve the community.

    Older adults are a resource for society, with continuing social, developmental and intellectual needs. OLLI-UHM provides a forum to meet those needs and validate their contributions.

    How does the program benefit participants?
    We know that lifelong learning keeps the mind sharp, fighting cognitive impairment most effectively when mentally challenging activities are combined with active social engagement. That is exactly what OLLI-UHM excels at, providing members with an ever-expanding array of courses, workshops, film series, arts events, museum tours and more, in an engaging supportive social environment.

    Who teaches classes?
    Classes are taught on a volunteer basis by active and retired professors, as well as community members who are experts in a particular subject. Some members teach in areas entirely different than their professional expertise, as they expand their knowledge base with post-retirement passions. Members may be students in one class and the instructor or facilitator in another.

    As Jack Sullivan, a member since the program started in 1996, said, “They love their subject so much they are willing to do this without pay.”

    How can people sign up?
    The OLLI-UHM 2017 Spring Term will run from Jan. 23 to April 28, with no classes during UH’s Spring Break the last week of March. We offer noncredit courses and special events on a wide-range of topics and disciplines.

    The spring course brochure will be completed and available by mid-December.

    Contact Carole at mandryk@hawaii.edu or 808-956-8224 to learn more about workshops and special events, and to be added to the mailing list.

     


    COLLEGE OF SOCIAL SCIENCES
    University of Hawai‘i at Mānoa
    2500 Dole St., Krauss Hall 113-C, Honolulu HI 96822
    808-956-8224

    Osher Lifelong Learning Institute at the University of Hawai‘i at Mānoa was founded in 1996-97, when a group of community elders, retired professors and university administrators established the Academy for Lifelong Learning (ALL). Its mission was to strengthen connections between the university and the community, and promote lifelong learning, leadership, and community service for older…

  • Grandparents Provide ‘Roots & Wings’

    sylvan
    Chaplain Ken Revell and his grandson are happy with the significant academic progress Brandon has made with the help of Sylvan Learning Center.
    The U.S. Department of Health and Human Services’ National Center for Health Statistics reports that fatherless children are at a dramatically greater risk for drug and alcohol abuse, mental illness, suicide, poor educational performance, teen pregnancy and incarceration.

    My mission is not to debate or vet the validity of these statistics or to “drop dimes” on fathers who are missing in action, because many fathers are doing the best they can with what they have.

    I will say that my role as a grandpa to Brandon Revell is to stand in the gap and be a part of the solution.

    The challenge for me is how I will move Brandon from adolescence and the so-called “turbulent teen years” to adulthood.

    Essentially, the questions are: How do I provide my grandson with roots and wings? How do I build on, augment and refine the foundation his parents sought to put in place.

    While there are several components involved in this challenge, one immediately comes to mind as a key — education. Instilling in Brandon an appetite for learning is a critical component of helping him to be a successful human being.

    I was given legal custody of Brandon in 2014, when the roles of surviving spouse and single parent were added to my already full plate as a full-time soldier.

    As Brandon and I navigated and developed our new relationship together, I could see he was a bright kid who was full of untapped potential. However, academically, he was on life support — and the situation was critical. A code blue was imminent if I did not act quickly.

    As providence would have it, my chaplain assistant recommended Sylvan Learning Center, promising me that it was a tried and proven program for his kids with academic challenges.

    Enrolling Brandon in Sylvan Learning Center was one of the best decisions I made. Sylvan’s intervention played a critical role in improving his grades, increasing both his reading and math skills, as well as providing an environment conducive to learning.

    Sylvan Learning Center provided the assessment tools and tutoring methodology needed to take a tough situation and turn it around.

    I am happy to report that Brandon has made significant progress, and he is currently in the 10th grade. I attribute much of this success to the professionals at the center.

    While we tout Boy Scouts, Girl Scouts and youth programs as tools to help shape our grandchildren’s character, I see investing in a good tutoring program as another critical tool to move our grandkids in the right direct — particularly those who are struggling academically.

    We are far from perfection in this adventure and we still have a ways to go in this journey, but I am confident we are on the right track.

    Brandon and I highly recommend Sylvan.

     


    SYLVAN LEARNING SYSTEMS
    4211 Waialae Ave., Ste. 30, Honolulu HI 96816
    808-735-8811 | www.sylvanlearning.com/kahala

    The U.S. Department of Health and Human Services’ National Center for Health Statistics reports that fatherless children are at a dramatically greater risk for drug and alcohol abuse, mental illness, suicide, poor educational performance, teen pregnancy and incarceration. My mission is not to debate or vet the validity of these statistics or to “drop dimes”…

  • Social Security is Here to Stay

    It’s healthy to be skeptical in a world of uncertainties. But rest assured, there’s no reason to think Social Security won’t be here for you well into the future.

    Recently, the Social Security Board of Trustees released its 76th annual report to Congress, presenting the financial status of the Social Security trust funds for the short term and over the next 75 years. We’re pleased that legislation signed into law by President Barack Obama last November averted a near-term shortfall in the Disability Insurance (DI) trust fund that was detailed in a previous report.

    With that small, temporary reallocation of the Social Security contribution rate, the DI fund will now be able to pay full benefits until 2023, and the retirement fund will be adequate into 2035. It is important that members of Congress act well before 2023 in order to strengthen the finances of the program. As a whole, Social Security is fully funded until 2034; after that it is about threequarters financed.

    Many people wonder if Social Security will be there for them. Here’s a fact that will relieve any skepticism you might have: the increased cost of providing Social Security benefits for baby boomers is less than the nation’s increase in spending was for public education when baby boomers were children.

    Put your skepticism aside and know that Social Security is with you today and will be with you tomorrow. Read the entire report at www.socialsecurity.gov/OACT/TR/2016.

     


    For questions, online applications or to make an appointment
    to visit a SSA office, call from 7am–5pm, Mon–Fri:
    1-800-772-1213 (toll free) | 1-800-325-0778 (TTY)
    www.socialsecurity.gov

    It’s healthy to be skeptical in a world of uncertainties. But rest assured, there’s no reason to think Social Security won’t be here for you well into the future. Recently, the Social Security Board of Trustees released its 76th annual report to Congress, presenting the financial status of the Social Security trust funds for the…