Insurance You May Not Realize You Need

Insurance is a product for the what-ifs in life. A good insurance policy can reduce the financial impact of an adverse event, mitigate financial losses, provide stability and offer some peace of mind during difficult times. Some insurance coverage is deemed so important, it’s mandated by law. But there is also lesser-known insurance coverage worth exploring. Consider these optional coverages to trade uncertainty for financial protection.

Smiling Faces at Moloka‘i’s Friendly Places

Senior programs on Moloka‘i are provided by a wide range of nonprofits. There is no designated “senior center,” but a number of facilities welcome program providers. The Moloka‘i Rural Health Community Association (MRHCA) is one such provider. Its Kupuna Program was established post-COVID with funding from Maui County’s Office of Economic Development and Office on Aging to promote overall health and wellness. Program Manager Ku‘ulei Arce describes MRHCA as a “one-stop place that aims to help kūpuna live a well-rounded life.”

Increase Your Independence

Do you ever find yourself having difficulty with routine tasks that you used to be able to do with ease? Making lunch? Brushing your hair? Reading a novel? Hearing the television? Assistive technology (AT) can help with all of these and more. AT can help with a variety of challenges: hearing, vision, communication, computer/phone access, activities of daily living and recreation.

Diabetes’ Impact on Eye Health

In the US, a staggering 34.2 million grapple with diabetes, marking a critical public health concern, particularly for older adults. This chronic condition impacting blood sugar levels significantly threatens seniors’ eye health. Elevated blood sugar can damage delicate retinal blood vessels, leading to diabetic retinopathy—a condition that, if left untreated, can result in vision impairment and possible blindness.

Train Your Brain

Just like it’s important to maintain your physical health by adopting an in-home exercise regime, it is important to maintain your mental health by engaging in challenging activities that promote cognitive function. Changes in cognitive function are a natural part of aging. With time, your brain loses agility and can deteriorate further if you don’t take steps to maintain it.

Homemade Matcha Mochi

Matcha is a powdered green tea that is rich in antioxidant compounds due to its special cultivation method. Traditionally, the tea bushes are covered with bamboo mats to shade the leaves from direct sunlight, therefore producing higher amounts of amino acids, chlorophyll and theanine. Matcha is known for its vibrant color and unique, bitter taste. Matcha is low-calorie and fat-free. Compared to other green teas, matcha is relatively high in caffeine.

Driven by Legacy, Crafted with Aloha

Did Manuel Nobriga know when he began crafting ice cream from scratch at Maui Soda & Ice Works in Wailuku in 1932 that he would be leaving an enduring legacy that would be perpetuated and celebrated for many generations? Well, as it turns out, Manuel’s ideas, formulas and methods have become the blueprint for a cherished family recipe that would expand to more than 70 flavors over time. “Roselani” was to become a household name on Maui and their family’s delicious dessert would become an integral part of special occasions across the islands for nearly a century. Through four generations of hard work, consistency, integrity and heart, Maui Soda & Ice Works, LTD, remains a truly remarkable family  business.

The Royal Hawaiian Band

“To promote and foster music, preserve the Hawaiian musical culture, inspire young musicians and enrich the lives of the people of Hawai‘i” is their  mission. As the only full-time municipal band in the United States — and the only one with a royal legacy — the Royal Hawaiian Band has touched and continues to move the hearts of people young and old for almost two centuries, beginning with their founding in 1836 by King Kamehameha III, Kauikeaouli.

Smart Long-Term Care Search Strategies

More than 50% of us will experience stress and anxiety while seeking long-term care, according to a recent AARP study. Firstly, it is difficult to find information about all the available services. Worse yet, without a way to easily compare them, they are seemingly indistinguishable (after all, there are over 1,800 senior care facilities and providers in Hawai‘i).

Time for Spring Cleaning?

The season of spring is often associated with a strong desire to do a deep, thorough cleaning of your home. It’s a global phenomenon practiced in big cities, rural communities and remote villages. Social scientists who have studied the annual ritual believe there are health benefits to decluttering, organizing and cleaning up your home. It seems people who adopt the annual habit experience more energy, a sense of accomplishment, contentment and sleep better.

Playing Music for Fun & Friendship

Back in 2017, just after retiring to Moloka‘i, I stumbled upon a group of kūpuna having a lot of fun. Seated around tables at the Coffees of Hawaii plantation store, they were playing ‘ukulele and singing, much to the delight of onlookers. One gentleman in the audience on a group outing from the local retirement home leapt up and picked a partner before dancing to the tune.

Exploring Different Variations

While the basic premise of crash gambling remains consistent across platforms, there are various variations and features that distinguish one site from another. From different multiplier algorithms to unique bonus systems, exploring these variations can help players...

Love is Here!

The November/December 2023 “Ask a Kupuna” column posed this question: “Do you have a favorite Valentine’s Day story to share?” Marlene wrote, “After a disappointing experience the year before at an upscale downtown restaurant, we decided to never go out to dinner...

No Kids? 5 Tips for Your Retirement

Many people build their retirement and estate plans around their children and grandchildren. Everything from where they live, to how they spend their time and money, to the legacy they want to leave behind is considered through the prism of their role as parents and grandparents. For those without kids and grandkids, a different formula may apply as these individuals may have more financial freedom and flexibility as they enter retirement and beyond. But they still need to be as vigilant — if not more — about planning for their later years.

Nurturing Your Financial Freedom

As we all get older, our needs in life change. That can happen in both large and small ways. But one thing we all need to consider is the journey of long-term financial planning. While that can seem like a huge task, by breaking it down into manageable steps, we can all work towards financial security in retirement. Here are some thought starters to consider.

Care & Self-Care Holiday Gifts

Gearing up for the holidays often means thinking about gifts. Giving them and receiving them! Caregivers in general are givers. Most give of their time; many, of their own resources; and some give their entire personal purpose as they care for another. The Caregiver Foundation (TCF) works to support caregivers, kūpuna, and disabled adults.

Champions at Heart

Chances are that you’ve heard of Dave Shoji and Vince Goo, two of Hawai‘i’s most beloved coaches. Known far and wide for their stellar coaching careers at the University of Hawai‘i at Mānoa (UHM), these individuals boast hundreds of wins and have earned the titles of the winningest coaches for their respective programs — for Shoji, volleyball, and for Goo, basketball. Today, the coaches stay active in their respective sports, along with playing rounds of golf, surfing and advocating for Hawai‘i’s kūpuna through their work with Hawaii SHIP (State Health Insurance Assistance Program).

Be Prepared and at Ease for the Holidays

Grief is a natural response to a loss, change, transition, or death. Grief affects everyone uniquely. It could be emotionally, mentally, physically, intellectually, and/or spiritually. As the 2023 holidays approach, take time to self-care with positive activities. Examples are reading uplifting stories and poems, journaling, stretching, meditating, connecting with people, appreciating nature walks, etc. Find your source of strength and peace each day. Be prepared for the upcoming holidays.

My Reflections on Caregiving

Aloha! When we hear the words “kūpuna care,” it can bring forth many thoughts, perhaps of taking care of a parent, grandparent, neighbor or friend. For me, “kūpuna care” has also meant a career of three decades working in senior care communities in California and Hawai‘i. As a licensed administrator, I’ve been there in the continuum of care: independent living, assisted living, memory care and skilled nursing. I strived, with other staff members, to provide the highest quality of care and services.

Finding Balance and Joy in Your Life

Some things are universal to the human race. The night sky is one of them, for we can all look up and feel connected to the moon and stars. Perhaps we have even placed a lost loved one there in the firmament and look to them for guidance when times are tough. In her recent memoir, Under a Full Moon and a Guiding Star, Lani Almanza shares the wisdoms she learned while caring for her youngest son Jacob, who passed away in 2005, from cancer, at age 22.

The Sewing Hui

Nestled in the quiet paniolo town of Makawao in Upcountry Maui lies a powerhouse of volunteer sewists. Jennifer Oberg, a dressmaker who specializes in custom wedding gowns, opens her studio on a weekly basis for The Sewing Hui to gather, create, and talk story. On most Thursdays, you’ll find people from Upcountry, Kihei, Kahului, Lahaina and even visitors sewing together.

Grief & Bereavement — Part VIII

In Sherry Turkle’s book, Reclaiming Conversation: The Power of Talk In A Digital Age, she writes about the process of the virtuous circle of communication by discussing the poet, Henry David Thoreau’s moving to Waldon Pond to live more deliberately. Thoreau furnished his cabin with three chairs. One chair to represent solitude, where he could self-reflect on matters most important for him. Two chairs to engage in conversation where he could express his thoughts to another.

Estate Planning 101

Estate Planning 101

The first step in the estate planning process is learning. What do you need to learn? I suggest this as your starting point: You need to discover how to stay in control of your stuff while you are able to be in control, as well as how to be sure that that your wishes will be carried out when incapacity or the grim reaper catch up with you. Sorry to rub it in, but at least one of those things is going to happen to you. Odds are that both of them will.

Deciding Your Level of Care & Intentions

Have you heard of POLST? It stands for Provider Orders for Life-Sustaining Treatment. The document is printed on bright green paper so that it is easily seen, and often is found on the refrigerator, near a medicine cabinet or on a bedside table. The form can be quickly understood by all healthcare professionals, including first responders and ambulance personnel.