Don’t Be Duped By a Text Message

There’s been a marked increase in text messages with a spoofed Caller ID that ask the recipient to click on a hyperlink — that’s always the objective of this type of scam. It is their methodology to hijack your device. Two Major Risks include: The recipient does not know who really sent the message; and the hyperlink may redirect the message recipient to a website where malicious software may compromise the recipient’s cellphone.

Stealing Home: An Ultimate Betrayal

The term “stealing home” is associated with baseball. It occurs when a runner is on third base and uses guile, speed and luck to make a dash for home plate to score a run. This usually happens when the runner takes advantage of the pitcher being distracted. In the Elder Abuse Unit, however, my team has come to know the term in a different context. We have seen situations when a homeowner literally has had their residence stolen.

Spam, Eggs and Rice

A few years ago, I created the Heartfelt Advance Care Plan booklet to provide my clients with a tool to improve their end-of-life care, to honor their choices and to reduce conflict and guilt among surviving family members. Those who do fill it out usually comment about how difficult yet rewarding it was to complete. Asking and answering detailed questions about end-of-life wishes, regardless of how difficult it may be, is tremendously helpful to both the dying and their survivors.

HELOC Growth Rate

In recent years, financial planners have shown the effectiveness of using a reverse mortgage line of credit to supplement a retirement portfolio. But while a line of credit can be a strategic part of a retirement income plan, there are often misconceptions related to how the credit line grows. In yet another Forbes article focused on reverse mortgages, Wade Pfau, Ph.D., CFA, professor of retirement income at The American College, sets the record straight with an in-depth analysis of how a Home Equity Conversion Mortgage (HECM) works, grows and stands to benefit borrowers.

The Key to Financial Advisor Acronyms

Professionals in many industries tout their education and professional experience as a way to demonstrate their expertise and set themselves apart. The financial industry is a prime example. With almost 200 professional credentials available, advisors can sharpen their ability to serve clients well. If you are searching for a financial advisor and seeking clarity on what the acronyms after each professional’s name means, here is a primer on eight of the most commonly used designations.

Medicare for All!

According to the Centers for Medicare and Medicaid, more than 59 million people in the United States have Medicare. That number is expected to grow to close to 80 million by 2030. Currently, people 65 or older and younger people with disabilities who meet all other eligibility requirements may qualify. Therefore, it is important to start becoming familiar with Medicare terms and definitions. Here are a few.

Continuing SS Benefits After 19

My child who gets Social Security will be attending his last year of high school in the fall. He turns 19 in a few months. Do I need to fill out a form for his benefits to continue? Yes. You should receive a SSA-1372-BK form in the mail about three months before your son’s birthday. Your son needs to complete the form and take it to his school’s office for certification.

Still Working? Got Medicare?

Our parents may have had an easier time than many of us do now. When they turned 65 years old, they were eligible for full Social Security retirement benefits and Medicare. Today, depending on the year you were born, your full SS may not take effect until you are 67, so you may continue to work and you’re eligible for Medicare. So what should you do?

Changing Lives With Community Action

Maui Economic Opportunity administers more than 40 programs and provides tools to help people and change lives through five departments: MEO Business Development Center, Community Services, Early Childhood Services, Transportation Services and Youth Services. Services for low-income seniors are at the core of MEO programs, administered through MEO Community Services.

Dementia: Helping Your GEMS® Shine

GEMS® is a staging system for dementia. Teepa Snow, OTR and founder of the Positive Approach to Care® philosophy, recreated the Allen Cognitive system of staging dementia with a positive twist. We can now view our Person Living With Dementia as one of Teepa’s GEMS® rather than on a scale of 1 to 7 or on a scale of mild cognitive impairment to profoundly demented.

What Does Aging Mean?

After gaining years of experience working and caring for the elderly, I can imagine many ways to describe what “aging” means. There are multiple factors that determine if one is considered old. In other words, a high number of years someone has been on this Earth does not define them as being old. In today’s world of medical technology, health products and smarter lifestyles, it may be hard to identify our kūpuna.

Great Partnerships

When you think of great partnerships, what comes to mind? Abbott and Costello? Sonny and Cher? Cecilio and Kapono? How about your brain and your ears? Your hearing health depends greatly on how well your brain and ears work together. Your brain counts on the ears to collect sounds and deliver them to be interpreted as meaningful information. It is this partnership that enables us to understand and communicate with others.

What is Renewable Cleaning?

Renewable cleaning is a smart “Green Cleaning” program that applies to general sanitation but focuses on the use of eco-friendly practices and products to create a healthier home environment. It utilizes safe and friendly natural cleaning products that are non-toxic, biodegradable and sustainable. Water is a key source for renewable cleaning because it is a favorable nonpolluting resource that is readily available.

Prevent Pain While Sitting at Your Desk

The reality is most of us sit too much. A study published by Microsoft revealed that U.S. workers spend an average of seven hours per day on a computer — more hours than they sleep at night! Sitting at a desk for hours on end can result in increased muscle tension at the neck, back and shoulders. And if it’s not addressed, over time it can lead to spinal pain, headaches and even more serious symptoms —pain, tingling or numbness down the arms. Here are some tips to help you stay healthy behind your desk:

OPTING FOR… ORGANIC

Last year in the United States, sales of organic food and products topped $48 billion — that’s up almost 10 percent over the previous year, according to the Organic Trade Association. And while this growing industry is showing no signs of stopping, organic farming is hardly a trend; it’s how our parents and grandparents tended to their crops and cattle. Then in the 1950s, pesticides and artificial fertilizers were introduced — creating what is now called “conventionally-grown” food. So what’s the difference and why does it matter?

CITY MILL SENIOR VALUE

In July, City Mill Ltd. will celebrate 120 years of business in Honolulu. Their success is grounded in four generations of family wisdom. Our grandparents and parents loved shopping there, and today, we receive that same kindly respect and assistance every time we visit the store. Vice President Carol Ai May and President Steven Ai are the third generation of their family running City Mill. This brother and sister are also part of a group of family caregivers who assist their mother and stepmother, now in their nineties. Their family culture of helping others began in the 1890s.

Crunchy ‘Ahi Toast

This is a great appetizer because of its big, two-level crunch — first, the happy pop of the tobikko and then the satisfying crunch of the crostini. It’s perfect for afternoon gatherings with a favorite white wine or beer.

Mango Mania

A lot of people, especially those new to the islands, say Hawai‘i doesn’t have seasons, but longtime locals know that’s not true — we have whale season, hurricane season and the most important, mango season! Whether you prefer to eat your mango in bread, jam or just off the tree, come celebrate Hawai‘i’s favorite fruit at Mango Jam Honolulu. It’s a free annual event for the whole family with live entertainment, food and craft booths, cultural activities, a beer garden and a farmers market.

Hula Returns to ‘Iolani Palace

If hula is the heartbeat of the Hawaiian people, then get ready for some cardio, because the 42nd Annual Prince Lot Hula Festival is almost here! Featuring two days of hula, a Hawaiian-themed craft fair, cultural demonstrations and more, the largest non-competitive hula event in Hawai‘i returns for the third year on Saturday and Sunday, July 20 & 21, 2019, at ʻIolani Palace

Harmonica Seniors Are Healthy & Happy

Growing up in Hawai‘i, I played a ten-hole harmonica by ear, but lost interest because I could only play the same old songs and was not getting any better. As the years sped by and before I found anything interesting to enrich my life, I became a senior facing retirement. Doing nothing was not an option so I began to search for the elusive experience that would bring harmony into my life.

‘I’ve Never Been Old Before’

I’ve never been old before so this is a new experience for me. After retiring from a 37-year career, I found myself adrift. What should I do now? The days seemed very long as I pondered what I should fill them with. Life looks very different when you remove yourself from the “working world.” You feel as though you are invisible when you are with other people.

WORK: A New Proposition for Boomers

For most mature employed people, work was considered having a job with one or two companies in a working lifetime. Now retired, many may still have debt; few have the savings to take them through their remaining years. Countless mature workers believe that just one more job, perhaps much like the one they just left, is all they need to secure their futures. Unfortunately, those jobs may no longer exist or they may have been completely re-framed so that they are no longer a possibility for most mature workers.

I Ke Aloha a Nā Mele Kahiko o Hawaiʻi (“Because for the love of the old songs of Hawai’i)

It’s Sunday afternoon! “Welcome to ‘Territorial Airwaves,’” echoes the AM940 Hawai‘i announcer, followed by a long steamy blast of a cruise ship’s horn. And then, like a playful ocean breeze, the cadence of Harry B. Soria’s happy voice bids us e komo mai and stay awhile. Gently, he calls us back to simpler days with the hapa-haole and not-so-haole music of old Hawai‘i — passed down in families and among Hawai‘i musicians for a hundred years.

Self-Care, Self-Healing the Natural Way

Last school year I fell down half a flight of stairs, bruising my left hip. It was an accident where I was just happy I didn’t break anything. At age 63, I should have been more careful! X-rays indicated the need for a hip replacement but, since I’d been practicing self-care for the past fifteen years by using wellness products, I thought I already had everything needed for my body to heal itself.

Since When is work Fun? Since Now!

Let go of the past. You are both the author and central character of your Third Act. Let your imagination wander as you read about new ways people over 50, 60, 70 and beyond are having fun, making money and devoting their creativity and energy to all the areas of their jam-packed lives.

Exercise – a Panacea. Part 1: Arthritis

A healthy joint is like two smooth pieces of paper sliding against each other. Arthritis, joint damage, is like adding crinkles to the papers, with the friction causing pain and problems. However, in severe cases, and even with bone-on-bone degeneration, having no pain with “activities of daily living” is easily obtainable with a lot of hard work and the right treatments.

Benefits of Diaphragmatic Breathing

Diaphragmatic breathing is beneficial for your physical and mental health as it reduces stress, lowers heart rate and blood pressure. For those with pulmonary disease, such as COPD, the diaphragm often becomes weakened causing it to work less efficiently. A physical therapist experienced in pulmonary rehab can teach proper breathing to reduce anxiety, slow breathing rate, increase full oxygen exchange, and improve physical activity.

Redirection Using Humor

Do you know a Person Living With Dementia (PLWD) who repeatedly asks the same question? Does your loved one obsess about leaving the house so that they can go home? Maybe you know of a grandmother who blames everyone in sight for stealing her items. Challenging behaviors are common among PLWD and care partners are burning out trying to address these problems.

Heads up! It’s Upgrade Time!

Most people use new or upgraded versions of cars, phones, appliances and all sorts of gadgets to manage their daily lives. Yet, they seem surprised to learn of a loved one’s, a friend’s or their own need for a medical procedure to maintain or improve functional capabilities. The need for a knee or hip replacement or cataract surgery comes as a shock or a hardship.

The Plaza at Kaneohe Opens This Summer

The Plaza at Kaneohe, The Plaza Assisted Living’s sixth location, is undergoing construction with an anticipated opening in Summer 2019. In line with its other locations, The Plaza at Kaneohe embraces the concept of familiar faces in familiar neighborhoods, believing that people want to reside in a community that they grew up in, raised their kids, or where their adult children currently live.

Help us Sew a Lei for Memorial Day!

Each year the Honolulu Department of Parks and Recreation is honored to help organize the Mayor’s Memorial Day Ceremony at the National Memorial Cemetery of the Pacific, commonly known as “Punchbowl” or Pūowaina. This year the ceremony marks the 70th year under the tutelage of the City and County of Honolulu, and will be held on Monday, May 27, 2019.

Honoring the Mighty Pen

Making an estate plan that clearly documents intention helps surviving family members avoid fighting; especially in court. Yet lawyers will write the estate plan for exactly that purpose — writing as if it were going to be fought over in court. I call this legalese legal dis-ease. Write your intentions down in your own hand-writing for inclusion in your estate plan so that you don’t risk miscommunication or misunderstanding among surviving family members.

5 Retirement Planning Mistakes to Avoid

The most important goal for many of my clients is to retire on their terms – which often means planning a long, secure retirement that enables them to check off items on their ultimate bucket list. Retirement requires careful planning in addition to avoiding financial missteps along the way. Here are five common mistakes, and strategies to avoid them…

Honoring and Protecting Patients’ Rights

Long-Term Care Ombudsmen are advocates for residents living in nursing homes, assisted living facilities, adult residential care homes, expanded adult residential care homes and community care foster family homes. We are NOT the state inspectors and do not write deficiencies or issue fines or citations. Our focus has always been on quality of life and quality of care issues — advocating for all our residents so their rights can be honored and protected.

Having Help Close at Hand if You Fall

Every 13 seconds, an older adult is seen in an emergency department for a fall-related injury. Lower-body weakness, difficulties with walking and balance, and vision problems can make a person more likely to fall. Other causes include home hazards and clutter. Having a medical alert system can reduce a person’s risk of not being able to receive timely treatment, by obtaining immediate medical assistance in the event of a fall or emergency.

MemorC: A Free Memory Aid

One of the challenges for caregivers of those with Alzheimer’s and other forms of dementia is finding ways to engage their loved one or patient in tasks that strengthen the ability to recall who people are and what their relationship with them is. Dr. Warren Wong, a local geriatrician with decades of experience working with such patients, took on that challenge and has developed a free iPad app to fill that need: MemorC.

Dementia and Vision Changes

Human beings use five ways to take in data: sight, touch, smell, taste and sound. From the time we are born, we prefer to take in data first by what we see, then hear and finally through touch. Vision, our primary source for processing new information, is controlled by an area in the back of our brain called the occipital lobe. Dementia attacks and damages the occipital lobe resulting in skewed vision, poor depth perception and diminished peripheral vision.

Know Stroke Warnings and Call 911

Stroke remains Hawai‘i’s third leading cause of death and a leading cause of major disability. However, 80 percent of strokes are preventable. And those that do occur, in many cases, are treatable if symptoms are quickly recognized and treatment is quickly sought. Hawai‘i EMS data shows, however, that almost 50 percent of Hawai‘i stroke patients aren’t being delivered to hospitals by EMS ambulances.

A Life Shared is a Life Well-Lived

Most of life’s memorable experiences are memorable because they’re shared. What if there were an easy way to not only write down your memories for family and friends but to also give them the opportunity to reminisce with you about them? There is! Developed by a team right here in Hawai‘i — led by local entrepreneur Beth N. Carvin — JamBios is an easy-to-use memoir writing platform that lets you write one story at a time while also keeping you organized.

Medical Cannabis: A Therapeutic Resource for Seniors

Since 2017, licensed Hawai‘i cannabis growers have been formulating and dispensing medical products to qualified state-registered patients. A majority of their clients who are benefiting from cannabis treatments are seniors. Maui Grown Therapies dispensary in Kahului has been open over a year. Leading their Science & Medical Advisory Board is Dr. Andrew Weil, director of the University of Arizona Center for Integrated Medicine, an advocate for alternative medicine and an early pioneer in the research of medical cannabis.

Please, Make the Time to Visit

When my father-in-law “Gramps” had a stroke, he spent time at the hospital, rehab, and then a nursing home, before finally being able to return to his house. During those months of recovery away from home, my family made every effort to visit him daily. Between my wife, brother-in-law, mother-in-law and myself, we were pretty successful in making sure he would have the company of a loved one every day.

Understanding Grieving Styles

There is no “good grief” or “bad grief”— there is only grief. Drs. Kenneth Doka and Terry Martin* suggest that there are two types of grievers: “instrumental” and “intuitive.” Neither type is deficient; only different. Understanding the difference can allow family members to empathize with, rather than attribute bad motives to, another family member.

Setting Financial Goals You Can Keep

Setting New Year’s resolutions is a tradition for millions of Americans who see January 1 as a fresh start. However, we all know how easy it is to have resolutions fall to the wayside as the year progresses.

Fortunately, if the goal you have in mind is a financial one, there are ways you can break it down into steps that will keep you motivated and on track to achieve it.

The Fascial Self-care Revolution

Fascia is the collagenous soft connective tissue that binds all of your body’s other structures. Defined as the largest organ system of the body in 2012 by the Federative Committee on Anatomic Terminology, it is now the most studied tissue in human movement science. Here is what current research is learning about this amazing tissue that, like the mesh on a garden hose, needs to withstand pressure from the inside  (by exerting pressure itself) and also stay flexible.

Yoga: The ‘Ki’ to Mastership of Your Life

Our daily lives are filled with so many distractions that it’s easy to feel scattered and stressed. When you are chronically stressed it becomes harder to function properly, increasing your stress even more and often inviting disease. To help manage their stress, many people have turned to yoga and mind-body training because its healthy effects on body and mind are now widely recognized.