Martha Khlopin, Radio Host of “Morning Drive With Martha" | Oct 31, 2023 | Nov - Dec 2023, Programs & Services
According to the dictionary a “slam dunk’ is a scoring shot in which a player jumps and forces a ball down through a basket for an effortless shot. Even though the player may be part of a team and has a coach — a “slam dunk” is an individual play.
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Sep 3, 2023 | Programs & Services, Sept - Oct 2023
According to the Centers for Medicare & Medicaid, more than 10,000 people are turning 65 every day and may qualify for Original Medicare insurance. Once an individual obtains the core parts of Medicare, other options may lower out-of-pocket costs. Some beneficiaries choose to get their coverage from Part C Medicare Advantage plans.
Wanda Anae-Onishi, Hawaii SHIP Program Director | Jul 14, 2023 | July - August 2023, Programs & Services
It’s official: You signed up for Original Medicare Parts A and B. Your enrollment isn’t quite finished yet though — at least, it shouldn’t be. Your next step is to enroll in a prescription drug plan. This is true even if you’re not presently taking any medications. It is important that you enroll in a timely fashion to avoid lifetime late enrollment penalties.
Norma Kop, Director, Senior Medicare Patrol (SMP) Hawaii | May 10, 2023 | May - June 2023, Programs & Services
With our state’s senior population growing at a rapid rate, protecting kūpuna against the threat of Medicare fraud and abuse is essential. More than 10,000 Americans turn 65 each day, becoming eligible for Medicare as they blow out their birthday candles. As of 2020, one in four Hawai‘i residents is 65 or older, with this population growing at an annual rate of 17%. Hawai’i also has the highest life expectancy in the country, with an average of 83.1 years of age. Together, these facts mean that by 2030, a third of Hawai’i’s total population will be Medicare eligible.
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Mar 6, 2023 | Mar - Apr 2023, Wisdoms
The number of infants born in the US jumped significantly after World War II and continued to increase through the mid-1960s. Social scientists believe it was the result of the thousands of WWII veterans returning home to a booming economy and GI Bill benefits that provided access to home ownership, encouraging them to marry and start families. These infants born between 1946 and 1964 are known as baby boomers.
Robin Reisinger, Insurance Agent | Mar 2, 2023 | Mar - Apr 2023, Programs & Services
When my Hawai‘i Medicare Advantage members move to the mainland, they often don’t want to look for a new agent. So I find myself getting licensed in other states so I can help them find a new healthcare plan. What I keep learning is that compared with the mainland, Hawai‘i has really great plans.
Martha Khlopin, Host of "A Medicare Moment with Martha Radio Show" | Sep 1, 2022 | Programs & Services, Sept - Oct 2022
You know what that means! For millions of Medicare beneficiaries with a Medicare Advantage prescription drug or stand-alone Part D prescription drug plan, Oct. 15 to Dec. 7 is the annual open enrollment period.
Martha Khlopin, Host of "A Medicare Moment with Martha Radio Show" | Jun 25, 2022 | Column, July - August 2022
Not too long ago, my extended family enjoyed getting all the cousins together to watch “The Wizard of Oz” every year. We loved watching Dorothy follow the yellow brick road to Oz. It was a great bonding activity. Now those same family members are calling to ask for help with Medicare. Where did the time go?
Wanda Anae-Onishi, Hawaii SHIP Program Director | Oct 8, 2020 | October - November 2020, Programs & Services
Medicare’s Open Enrollment Period (OEP) occurs every Oct. 15 to Dec. 7. Beneficiaries may enroll in, switch to or disenroll from Original Medicare, Medicare Advantage (MA) or Part D prescription (PDP) drug coverage. Changes made during OEP take effect on Jan. 1 of the following year.
Audrey Suga-Nakagawa, MPH, Asst. Executive Director, Ka¯hala Nui | Dec 7, 2019 | Dec 2019 - Jan 2020, Giving Care
Often, families don’t know where to turn when a loved one suddenly needs constant care. Insurance and Medicare plans may cover very few long-term care expenses — or none at all. In the past, nursing homes were the only option for care outside of the family home. However, now there are many home- and community-based services that help support aging in place.
Margaret Wong, Sales & Marketing Director, Copeland Insurance Group | Oct 1, 2019 | October - November 2019, Programs & Services
Assistance is available for some people with limited income and assets who may be eligible for a program called “Extra Help.” It’s a Medicare health plan that assists in paying costs related to a Medicare prescription drug plan. This can include monthly premiums, annual deductibles and prescription co-payments. Extra Help is estimated to be worth about $4,900 per year. Many people qualify and don’t even know it.
Pamela Cunningham, Kaiser Permanente | Sep 30, 2019 | October - November 2019, Programs & Services
With National Caregivers Month quickly approaching, let’s remember former First Lady Rosalynn Carter, who said it best in 2012—“There are only four kinds of people in the world: those who have been caregivers, those who are currently caregivers, those who will be caregivers and those who will need caregivers.” As a caregiver, what questions should I ask to help me assess the best Medicare Advantage (health plan) possible?
Edward Motosue, Co-Principal and Vice President of Financial Benefits Insurance Inc. | Sep 30, 2019 | October - November 2019, Programs & Services
Hawai‘i has 268,000 Medicare beneficiaries in 2019 — nearly 19 percent of the state’s total population. About 45 percent of Hawai‘i’s beneficiaries select Medicare Advantage plans. The remaining 55 percent are covered under Original Medicare. Every year during Medicare’s Annual Election Period, Medicare beneficiaries can add, drop or switch plans. Medicare health plans and prescription drug plans can change in cost, coverage and services every year, so look at your plan’s coverage for 2020 and compare it with other plans.
Mahlon Moore | Aug 2, 2019 | August - September 2019, Wisdoms
With rising health care costs, many Medicare participants use Medicare supplement insurance to help cover expenses that Medicare does not. However, many still struggle to pay the premiums for their Medicare supplement insurance. Surprisingly, another insurance product — one that can guarantee a monthly income stream — might be the solution.
Martha Khlopin, Host of "A Medicare Moment with Martha Radio Show" | Aug 1, 2019 | August - September 2019, Giving Care
I have spent a decade conducting educational workshops and meeting with individuals transitioning to Medicare or already there. I encourage everyone to explore resources at www.socialsecurity.gov and www.medicare.gov to become knowledgeable before services are needed. I also stress the importance of keeping Medicare cards, medication lists, the names of your physicians and any ongoing health conditions on hand.
Martha Khlopin, Radio Host of “Morning Drive With Martha" | May 26, 2019 | June - July 2019, Programs & Services
According to the Centers for Medicare and Medicaid, more than 59 million people in the United States have Medicare. That number is expected to grow to close to 80 million by 2030. Currently, people 65 or older and younger people with disabilities who meet all other eligibility requirements may qualify. Therefore, it is important to start becoming familiar with Medicare terms and definitions. Here are a few.
Charina Masatsugu, Kaiser Permanente Medicare Group Retirement Consultant Pamela Cunningham, Kaiser Permanente Medicare Sales Manager | May 26, 2019 | June - July 2019, Programs & Services
Our parents may have had an easier time than many of us do now. When they turned 65 years old, they were eligible for full Social Security retirement benefits and Medicare. Today, depending on the year you were born, your full SS may not take effect until you are 67, so you may continue to work and you’re eligible for Medicare. So what should you do?
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Apr 5, 2019 | April - May 2019, Programs & Services
Most people use new or upgraded versions of cars, phones, appliances and all sorts of gadgets to manage their daily lives. Yet, they seem surprised to learn of a loved one’s, a friend’s or their own need for a medical procedure to maintain or improve functional capabilities. The need for a knee or hip replacement or cataract surgery comes as a shock or a hardship.
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Feb 1, 2019 | February - March 2019, Programs & Services
Did you know Medicare coverage includes preventive services? Contact your doctor for more information and to schedule recommended preventive screenings, care, and to participate in educational classes. (Cost sharing and other limitations may apply.)
Jane Burigsay, Social Security Public Affairs Specialist in Hawai‘i | Dec 2, 2018 | Dec 2018 Jan 2019, Programs & Services
The general enrollment period for Medicare Part B, medical insurance, begins January 1 and runs through March 31. Keep in mind that, although there is no monthly premium for Medicare Part A, there will be a premium for your Medicare Part B. And in most cases, that premium goes up each 12-month period you were eligible for it and elected not to enroll.
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Dec 2, 2018 | Dec 2018 Jan 2019, Programs & Services
In 2019, a new Medicare Advantage Open Enrollment Period, from January 1 to March 31, will begin and is expected to run annually. If you’re enrolled in a Medicare Advantage Plan, you’ll have the opportunity to switch to another Medicare Advantage Plan or to Original Medicare Parts A and B.
Kaiser Permanenteʻs Medicare Team | Dec 2, 2018 | Dec 2018 Jan 2019, Programs & Services
Although improved fitness plays a significant role in improving overall health and reducing your risk for disease, Medicare usually does not cover exercise classes or the services of a personal trainer. However, when medically necessary, Medicare Part B may cover occupational and physical therapy, which could include some exercise and fitness training.
Margaret Wong, Sales & Marketing Director, Copeland Insurance Group | Sep 27, 2018 | October - November 2018, Programs & Services
One question that is frequently asked by people about to turn 65 who have health insurance through an employer is: “Do I need to enroll in Medicare?” Good question! If you or your spouse are still working when you turn age 65 and have insurance through your employer you may consider delaying Medicare Part A and Part B until you retire if you have Creditable Coverage, which means coverage as good as Medicare. Or you can choose to elect your Part A, which is premium-free, and delay Part B until retirement. Depending on the size of the group, one plan would be primary while the other would be secondary.
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Sep 27, 2018 | October - November 2018, Programs & Services
According to Kathryn Coleman, Director at the Centers for Medicare and Medicaid (CMS), a final rule issued in April 2018 has redefined the “primarily health related” supplement benefit definition. As a result, CMS expects Medicare Advantage plan sponsors to begin offering services for enrollees needing assistance with Activities of Daily Living (ADL) or Instrumental Activities of Daily Living (IADL).
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Jul 29, 2018 | August - September 2018, Column
What do singer Cyndi Lauper, comedian Tim Allen, wrestler Hulk Hogan, attorney Marcia Clark and politician Jeb Bush have in common? They were born in 1953 and are turning 65 this year, along with many others who may not enjoy fortune or fame. Celebrity or not, if you share their birth year and you or a spouse/partner worked and paid Medicare taxes, you may qualify for valuable Medicare insurance benefits.
Jane Burigsay, Social Security Public Affairs Specialist in Hawai‘i | May 19, 2018 | June - July 2018, Programs & Services
I’m applying for disability benefits. Do I automatically receive Medicare benefits if I’m approved for disability benefits?
Martha Khlopin, Radio Host of “Morning Drive With Martha" | May 19, 2018 | Editorial, June - July 2018
Were you a high school senior in 1972, singing Alice Cooper’s classic hit, “School’s Out” (for Summer)? Then you may be turning 65 soon and wondering if you need Medicare insurance. Figuring it out on your own may leave you clicking through a lot of scam websites and staring at a mountain of brochures and flyers that arrived in the mail.
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Apr 9, 2018 | April - May 2018, Column
As a Medicare educator and radio host, it’s my passion to keep up with changes that impact Medicare beneficiaries. My radio listening audience is well into their 60s and 70s and octogenarians listen, too. Some are ’69 and ’70 graduates of Roosevelt, Kalani, Kaimuki,...
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Feb 2, 2018 | February - March 2018, Programs & Services
Hawaii Five-0 flawlessly executed the eighth season’s Sunset on The Beach premiere. The event attracts thousands of fans from across the world, cheering as the cast arrive at the red carpet, like former Honolulu resident Judy Glassmaker, who returns every year and who grew up watching the original series.
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Dec 2, 2017 | Dec 2017 - January 2018, Programs & Services
New Medicare cards will be issued and mailed to beneficiaries between April 2018 and April 2019. In an attempt to protect your identity, the new cards will have a unique number for you instead of your Social Security number, or the number of someone through which you...
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Oct 1, 2017 | October - November 2017, Programs & Services
Have you taken your car in for its 10,000-mile service checkup? If you are like most car owners who need a reliable car that can go the distance, you schedule an appointment the moment your mechanic sends a reminder. The bumper-to-bumper inspection requires a trained...
Malcolm Findley | Jun 24, 2016 | Articles, June - July 2011, Wisdoms
Medicare Identity Theft is a serious and growing problem that impacts the lives of millions of seniors every year. A variety of reasons, including the expansion of technology and the Internet, allow personal information to be stolen and sold worldwide. Furthermore,...
Scott A. Makuakane, Counselor at Law, Est8Planning Counsel LLLC | Apr 1, 2016 | April - May 2016, Articles, Wisdoms
An unpleasant fact of life is the prospect of needing long-term care someday. Statistics tell us that 70 percent of Americans will need long-term care for some period of time before death. So it is not just possible, but very likely that you or someone close to you...
Pamela Cunningham, Hawai‘i SHIP Coordinator | Feb 1, 2016 | Articles, February - March 2016, Programs & Services
The Hawaii SHIP is repeatedly asked this question, “Does Medicare cover Alzheimer’s Disease?” Medicare’s coverage is based on “medically necessary” procedures, not disease diagnosis. For example, if I go to my doctor and he orders blood to be drawn to see if my...
Generations Magazine Staff | Dec 1, 2015 | Articles, December - January 2016, Programs & Services
Here are some very common questions that people ask our SHIP staff and volunteers. If you have a question, visit our website, call us or schedule an appointment. We have the answers. If you want to help your community, become a SHIP Volunteer — it’s a very satisfying...
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Oct 1, 2015 | Articles, October - November 2015, Programs & Services
You read the title of this column correctly. Many Medicare plans are launching reward and incentive plans. Points earned can be redeemed for prizes or gift cards. Incentives are awarded for healthy activities that result in positive health outcomes. You could earn...
Hawaii SHIP (State Health Insurance Assistance Program) | Dec 1, 2014 | Articles, December - January 2015, Programs & Services
The holidays are quickly coming. We hope that you have all looked at your Medicare options for 2015. If your plan won’t be available, we urge you take action and make the changes that are best for you. If you have not yet made your decision and need help comparing the...
Pamela Cunningham, Hawai‘i SHIP Coordinator | Oct 1, 2014 | Articles, October - November 2014, Programs & Services
Medicare’s Open Enrollment Period (also called the “Annual Enrollment Period”) is each year from Oct. 15th — Dec. 7th. Each year this is your opportunity to do a Medicare Checkup: Will my plan still be available in 2016? Is my plan still affordable (looking at...
Hawaii SHIP (State Health Insurance Assistance Program) | Aug 1, 2014 | Articles, August - September 2014, Programs & Services
Earlier this year the Centers for Medicare & Medicaid Services (CMS) clarified the criteria for determining payment responsibility under the Part A hospice benefit and Part D prescription drug benefit for individuals who are under the Medicare hospice benefit....
Hawaii SHIP (State Health Insurance Assistance Program) | Jun 1, 2014 | Articles, June - July 2014, Programs & Services
Are you going to stop working when you are 65 years old? If you are like some people in Hawaii — you love your job and you aren’t ready to stop working just because you are eligible for Medicare. What happens then? Do you have to sign up for Medicare? Will you be...
Hawaii SHIP (State Health Insurance Assistance Program) | Feb 1, 2014 | Articles, February - March 2014, Programs & Services
The Hawaii SHIP office recently received a call from a woman who left the message, “I looked in the mirror this morning and this young 50 year old was looking back at me. Then my high school classmate called and asked if I had enrolled in Medicare yet? I realized I...
Jane Burigsay, Social Security Public Affairs Specialist in Hawai‘i | Dec 1, 2013 | Articles, December - January 2014, Programs & Services
The holiday season has arrived — a time of year that is steeped in tradition. We’d like to suggest that you start a new tradition. It actually starts with breaking the old tradition of trudging to an office when you need to do business with Social Security. Sometimes...
Hawaii SHIP (State Health Insurance Assistance Program) | Dec 1, 2013 | Articles, December - January 2013, Programs & Services
Congratulations! You have made your decision of the Medicare Health and Drug Plan for 2013. For many, this might mean that you stayed with the plan that you had in 2012 and for some, you may have looked at the options available in your area and have enrolled with a...
Hawaii SHIP (State Health Insurance Assistance Program) | Aug 1, 2013 | Articles, August - September 2013, Programs & Services
On July 1, 2013, Medicare was scheduled to implement a national mail-order program for diabetic testing supplies. The program was designed to offer patients quality supplies at a discounted rate. Rather than having an approved amount of $78 for 100 test strips and...
Generations Magazine Staff | Aug 1, 2013 | Articles, August - September 2013, Cover Story
At 77 years young, Al Harrington has seemingly lived the life of the American Dream—entertainer, actor, healer and educator. Yet, after experiencing cancer and diabetes, Al was compelled to build the healing spirit in Hawai‘i. For him, that meant illustrating how new...
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Aug 1, 2013 | Articles, August - September 2013, Living Life
Remember the familiar line chanted by children being driven somewhere, “Are we there yet?” As I visit companies to conduct Medicare preretiree seminars, I hear employees nearing the age of Medicare eligibility, quietly asking each other something similar —“Are You...
Hawaii SHIP (State Health Insurance Assistance Program) | Jun 1, 2013 | Articles, June - July 2013, Programs & Services
We’ve received several calls from individuals who have received letters from the Department of Health & Human Services in Baltimore Maryland titled An Important Message for People with Original Medicare. So questions were asked: Is this letter legitimate? Yes it...
Martha Khlopin, Radio Host of “Morning Drive With Martha" | Jun 1, 2013 | Articles, June - July 2013, Living Life
Every week I talk to people who are newly eligible for Medicare insurance or are already enrolled in a plan. While some are happy to be at the age to get those senior discounts at retail shops and restaurants, some, not so much. They would rather trade those discounts...
Hawaii SHIP (State Health Insurance Assistance Program) | Apr 1, 2013 | April - May 2013, Articles, Programs & Services
As it may happen to some seniors, retirees or other individuals with Medicare, the decision to get off of any health insurance plan is a personal risk. And then deciding to get back on becomes another decision/challenge. Here, a personal friend contacted me asking...
Hawaii SHIP (State Health Insurance Assistance Program) | Feb 1, 2013 | Articles, February - March 2013, Programs & Services
February is “Heart Healthy Month” (and for all of you sweethearts out there, don’t forget Valentine’s Day on February 14th). Taking care of your heart is very important and there are some easy things that each of us can do. Ask your physician what your “healthy...
Ashley Muraoka-Mamaclay, MURP, ADRC Program Development Coordinator | Dec 1, 2012 | Articles, December - January 2013, Programs & Services
The Elderly Affairs Division (EAD) was recently awarded one of 20 Benefits Enrollment Center (BEC) Grants nationwide from the National Council on Aging. The BEC grant supports the development of person-centered, community-based system to provide outreach, and to help...
Generations Magazine Staff | Oct 1, 2012 | Articles, October - November 2012, Programs & Services
Straight Talk: Social Security & Medicare How long will Hawai‘i residents be able to work as they age? How much should seniors pay for health care? What will future retirees need, and what as a nation can we afford? These are some of the issues at stake this...
United Healthcare | Oct 1, 2012 | Articles, October - November 2012, Programs & Services
Navigating the health care system can be challenging, but for more than 9 million people who are eligible for both Medicare and Medicaid, it can be especially difficult. Medicare and Medicaid have similar names but they are very different programs. People who are...
Hawaii SHIP (State Health Insurance Assistance Program) | Oct 1, 2012 | Articles, October - November 2012, Programs & Services
It is that magical time of the year. The pumpkins are at the open markets, the air is a bit cooler and it’s time for your Medicare Check-Up. You don’t need to see your doctor for this checkup, just sit down and reflect back on the past year. Questions to ask yourself:...
Ritabelle Fernandes, MD | Oct 1, 2012 | Articles, Health, October - November 2012
The flu shot is a vaccine that helps to prevent the flu, an illness caused by infection with the influenza virus. Viruses are very small germs that cause illnesses. Flu is a contagious disease, with symptoms such as fever, cough, headaches, body aches, sore throat and...
Generations Magazine Staff | Aug 1, 2012 | Articles, August - September 2012, Wisdoms
Generations Magazine interviewed Mike Yee on his expertise on long-term care insurance (LTCI) and to learn more about this important policy and common questions asked. GM: I understand you are a national leader in the LTCI industry. Could you elaborate your...
Hawaii SHIP (State Health Insurance Assistance Program) | Aug 1, 2012 | Articles, August - September 2012, Programs & Services
We at Sage PLUS Program/Hawaii SHIP (State Health Insurance Assistance Program) often get calls on our hotline from individuals who are confused about “who pays for what,” especially when it comes to care facilities (nursing homes, care homes, assisted living...
AARP Hawaii | Apr 1, 2012 | Articles, Wisdoms
Since I’m now facing middle age and I have several friends who are taking care of their parents, I’ve started looking into long-term care insurance (LTCI). Also, in talking to Dot, Coach Les Murakami’s wife, for this issue’s cover story, she shared with me why she...
Pamela Cunningham, Hawai‘i SHIP Coordinator | Apr 1, 2012 | Articles, Programs & Services
Seeing Coach Murakami on the cover made me think about how much Medicare and baseball have in common. Practice and being prepared for the big game is one way to hit a home run. It’s the same idea with Medicare. Innings (In Medicare they are called Enrollment Periods)...
Generations Magazine Staff | Apr 1, 2012 | Articles, Wisdoms
Many families across Hawai‘i already know how the new health care law, the Affordable Care Act, is helping them. They’ve been able to maintain health care coverage for their college-age children, or buy health insurance after being previously labeled “uninsurable.”...
Pamela Cunningham, Hawai‘i SHIP Coordinator | Feb 1, 2012 | Articles, February - March 2012, Programs & Services
Here are some of the most common questions that we at the Sage PLUS Program (Hawai‘i SHIP) hear from individuals. If you have a general question, you can e-mail it to us at help@hawaiiship.org and we will address a couple of questions each Generations publication. For...
Safe Harbor Home Care | Dec 1, 2011 | Articles, December - January 2012, Programs & Services
Are you a caregiver to your mom, dad or others in your family? Have you ever thought about seeking assistance but felt guilty about accepting outside help? You may feel like you’re giving up on your elders, but, in fact, receiving help can actually make you a better...
Pamela Cunningham, Hawai‘i SHIP Coordinator | Dec 1, 2011 | Articles, December - January 2012, Programs & Services
The holidays quickly came and went, along with December 7th, which is the end of Medicare’s annual enrollment period. Some folks missed their opportunity to add, change or drop their Medicare plan, and they want to know if they have any options now that the annual...
AARP Hawaii | Dec 1, 2011 | Articles, December - January 2012, Living Life
Nearly 800 residents throughout Hawai’i attended public information sessions on long-term in mid-October. The events were hosted by AARP and featured state and national issue experts who brought the realities and myths of long-term care into sharper focus. Among the...
Generations Magazine Staff | Oct 1, 2011 | Articles, Health, October - November 2011
Usually when a doctor prescribes a medication during an appointment, we take the prescription slip and head for the door. But a savings-savvy patient will pause and ask, Is there a generic version? This simple question may save you hundreds, even thousands, of dollars...
Pamela Cunningham, Hawai‘i SHIP Coordinator | Oct 1, 2011 | Articles, October - November 2011, Programs & Services
It is that time of year (and this year it is even earlier), when you need to take a moment to think about your Medicare health coverage. Is my plan still meeting my needs? Are my prescription drugs covered? Is it affordable? Are there new plans out there that may...
Jane Burigsay, Social Security Public Affairs Specialist in Hawai‘i | Aug 1, 2011 | Articles, August - September 2011, Programs & Services
It’s been three years since Social Security’s Retirement Estimator went online. Within months of coming out, the online application was praised as one of the highest-rated online services, and it has consistently remained so every year. Results from the American...
Hawaii SHIP (State Health Insurance Assistance Program) | Aug 1, 2011 | Articles, August - September 2011, Programs & Services
Now is the time to get the most out of your Medicare. The best way to stay healthy is to live a healthy lifestyle. You can live a healthy lifestyle and prevent disease by exercising, eating well, keeping a healthy weight and not smoking. Medicare can help. Medicare...
Scott A. Makuakane, Counselor at Law, Est8Planning Counsel LLLC | Jun 1, 2011 | Articles, June - July 2011, Wisdoms
If you are hiring a caregiver for yourself or another loved one, you may be tempted to try to make the process as simple as possible by treating the caregiver as a “private contractor.” You tell the person, “I will pay you so much an hour, and you deal with the IRS...
