Beware of ‘InstaScams’

There are always two sides of the same coin. Social media has made it possible for everyone to stay more connected over the years and across the miles. It’s reconnected old friends and kept families close. Unfortunately, it’s also given scammers the ability to become more sophisticated and creative.

A Journey of Compassion, Empathy & Courage

A common thread runs through a tapestry of three stories in the September-October 2022 issue of GENERATIONS MAGAZINE. Having experienced the caregiving role themselves, Savina Makalena, Gary Simon and Gary Powell all saw the need to support individual caregivers and the various entities involved in providing that support. And seeing that need, they all decided to help fulfill it, each in their own way.

The Book Sisters

It’s not your ordinary book club. This all-women book club has a long history, having begun around 1980, says Ginny Meade, who joined in mid-’81. “It’s an amazing group of women from all walks of life. It all started because of our love of books and reading.”

How to Reduce Your Investment Risk

During times of market volatility like we’ve seen since the start of 2022, it’s natural to feel a bit skittish about the stock market. It’s a potent reminder that there are risks to stock ownership. Individual stocks are not guaranteed to grow and may lose value. The good news is that the stock market has historically delivered a higher rate of return than other forms of investment in the same timeframe.

How To Choose an Assisted Living Facility or Nursing Home

Finding the right place for Mom or Dad is both an art and a science. You have to do your research and trust your gut. Assisted living facilities are widely available to help take care of older adults who need help with bathing, dressing or other daily activities. When that is no longer enough, a nursing home can provide 24/7 healthcare. Either way, it is important to research facilities to determine which one seems to give the best care.

Think Ahead About Future Health Costs

Thanks to ongoing advances in medical care, people are living longer than ever before. But that longevity comes with a cost. According to the US Department of Health and Human Services, roughly 70 percent of Americans over age 65 will require some type of long-term care services in their lives — costing potentially hundreds of thousands of dollars.

Trust Basics

A trust is created when a person transfers “stuff” to a trustee with the understanding that the trustee will manage it for the benefit of one or more beneficiaries. “Stuff” includes any kind of property you can own: real property, such as land and buildings (including timeshares) and personal property, such as bank accounts, stocks and bonds, and personal effects.

Does Dad Need More Help?

How do family members prepare for the day their senior needs more help — the kind of help that requires loved ones to re-prioritize their lives? If only there were a date set aside for this change in everyone’s life. Planning on change at this level has never been easy because a plan may not be in place. A sudden fall or illness could change everything and it could happen anytime.