March into Medicare

Hawai‘i’s Sage PLUS (SHIP) counselors are often asked, “What is Medicare, and how does it affect me?” Medicare is the United State’s federal health insurance that is available to those 65 years and older, and to people at any age with certain disabilities. You can choose to use the government’s Original/Traditional Medicare, or a commercial Medicare Health Plan or a Medicare Supplement (also known as “Medigap” insurance).

Dr. Rio Banner, MD: Health Visionary

In Hawaii, we live an average of 81 years— longer than almost anywhere else in the world. But when it comes to successful aging, the key is to not only live longer, but to live longer as a healthy individual. The way to better health is taking care of ourselves as we age, which helps prevent the decline of our physical and mental abilities. And although any doctor would agree with that, the health care industry has traditionally emphasized treatment over prevention.

Still Working? Got Medicare?

Our parents may have had an easier time than many of us do now. When they turned 65 years old, they were eligible for full Social Security retirement benefits and Medicare. Today, depending on the year you were born, your full SS may not take effect until you are 67, so you may continue to work and you’re eligible for Medicare. So what should you do?