Long-term care is expensive, whether you provide the care yourself, have caregivers come into the home or use a care facility. If you have no assets, no savings and nothing of real dollar-sign value, and your income is not enough to pay for long-term care, the government has a plan for you — Medicaid. That is a topic for another time, but if Medicaid appears to fit your circumstances, be sure to use an expert to complete the application. For now, let’s look at just a few more creative methods for covering this cost.
Guardianship, conservatorship, trustee, power of attorney, agent, healthcare surrogate and other critical decision-making positions in the life of a senior or an adult with disabilities are a complicated mixture of ethics, law and common sense. Many caregivers, however, have little or no training in these areas and can find themselves in awkward and unnerving positions.
While care giving for your parents, your journey may involve help with bathing. The actual work of bathing is not as hard to figure out as the emotional effort might be. Understand that both you and your loved one can sense your feelings—your embarrassment. Many Asian cultures practice community and family bathing, but most Americans do not.