Tag: assets
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Preparing for Death… Now
If nothing else, recent events have brought us face-to-face with mortality. Although none of us knows when death will overtake us or a loved one, we know that someday it is going to do exactly that. We can deny the inevitable, or we can prepare for it. By preparing for death, we can make that…
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Smart Charitable Giving
The people of Hawai‘i are generous with public charities. On the other hand, most of us do not have money to burn. Here are some good ideas about choosing where and how to give…
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Create a Legacy With Your Real Estate
One of the biggest decisions we face as we age is what to do with our most valuable asset — our real estate. Our home is a precious place of comfort… well, most of the time. But perhaps a flight of stairs is becoming a struggle to climb. Maybe the house is now just too…
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Adequate, Equal, Equitable, or Fair?
We often struggle with the concepts of equal, equitable, fair, and adequate when it comes to the distribution of our assets among our children. Understanding the meaning of each term helps us make the decision that most closely reflects our intention.
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An Estate Plan For your Digital Assets
You have a digital estate if you send emails, participate in Facebook and other social networking sites, do online financial transactions, play internet games, or store photos and other important files in the “cloud.” What happens to your digital estate if you become incapacitated or die? There are both federal and state laws that come…
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Adjust Your Portfolio for a Soft Landing
Think about this analogy: When an airplane is preparing to land, it doesn’t descend 30,000 feet in a matter of seconds. Rather, it happens gradually. The pilot adjusts to the landscape and weather conditions to assure a soft landing. In the years leading up to retirement, treat your investment portfolio in a similar manner. Prepare…