It’s safe to say that your retirement will bear little resemblance to that of your grandparents—and even your parents. The world has changed so much in the past 20 years that even the savviest prognosticators couldn’t have predicted all changes in society and technology that have transformed our daily lives. We now know there is no turning back from the life we’ve become accustomed to, but it begs the question: What’s next?
Work-at-home and make $500 dollars a day, lose 30 lbs. in one week, and the secrets of becoming financially secure for the price of shipping and handling all “risk free.” Hawai‘i’s Better Business Bureau (BBB) warns against offers that claim a “risk free” trial but takes your payment information up front. Many consumers allege that after providing credit card or banking information that they are bombarded with fees and other charges before the free trial is over.
The attorney’s ad tells you that you can get a “comprehensive estate plan” for $800. Does that sound too good to be true? It may be. Before you rush in, here are some questions to ask. If you get positive answers to every question, then maybe you have a real bargain on your hands.
If you are divorced, there are several things you should know about Social Security. A divorced spouse may be eligible for benefits on more than one work record—such as one’s own record and an ex-spouse’s record. This applies to both divorced men and women. If you’ve never asked Social Security about receiving benefits based on your ex-spouse’s work, you should consider it. Some divorced people may get a higher benefit based on their ex’s work.
May Day is Lei Day in Hawai‘i Nei. The first Lei Day was in 1927 and celebrated in downtown Honolulu with a few people wearing lei as a symbol of friendship and goodwill. From that it grew and more and more people began to wear lei on May 1.
An AARP survey of Hawai‘i residents age 50 years old and over shows a gap between the importance they place on health and financial security and their confidence in meeting those needs. More than 9 out of 10 older residents in Hawai‘i say staying healthy, mentally sharp and having adequate health insurance coverage are extremely or very important to them. Yet only 3 out of 10 say they have everything they need relative to these concerns.
For generations grandparents in Hawai‘i have helped raise their grandchildren while the parents worked the farms or harvested the crops. While things changed in modern Hawai‘i, the tradition continued as busy parents headed off to work, grandparents often took the grandchildren to school or after school activities. And, by the late ’90s, many grandparents found themselves caring for their grandchildren on a full time, 24/7 basis.
Given the rapidly growing senior populace, Catholic Charities Hawai‘i remains dedicated to creating and providing services that keep seniors engaged and independent. Services include case management, transportation, chore and housekeeping, affordable housing, respite for caregivers, socialization and volunteer opportunities.
SECOH, a private, not-for-profit provider of adult day care services, is offering tuition assistance to individuals 65 and older who are in need of but can’t afford out-of-home Adult Day Care services. The tuition assistance is made possible by a generous grant from the May Templeton Hopper Fund administered by the Hawai‘i Community Foundation.
Shimeji Kanazawa, or “Shim” as most of us know her, is Hawai‘i’s original pioneer of aging issues. She has advocated for programs and services that help our senior population for five decades. In doing so, she Shim has worked with every governor, from Gov. Quinn to Gov. Abercrombie.
Shim Kanazawa: A Pioneer For The Ages