Q: I’m planning to retire next year. I served in the Navy back in the 1960s and need to make sure I get credit for my military service. What do I need to do?

A: You don’t need to do anything to apply for the special credit for your military service — it is added automatically. For service between 1957 and 1967, we will add the extra credits to your record at the time you apply for Social Security benefits. For service between 1968 and 2001, those extra military service credits have already been added to your record. So you can rest assured we have you covered. You can read the Military Service and Social Security booklet at www.socialsecurity.gov/pubs/10017.html.

Q: I served in the military, and I’ll receive a military pension when I retire. Will that affect my Social Security benefits?

A: You can get both Social Security retirement benefits and military retirement at the same time. Generally, we don’t reduce your Social Security benefits because of your military benefits. When you’re ready to apply for Social Security retirement benefits, go to www.socialsecurity.gov/ applyonline. This is the fastest and easiest way to apply. For your convenience, you can always save your progress during your application and complete it later. And thank you for your military service!


For questions, online applications or to make an appointment to visit a SSA office, call from 7am–5pm, Mon–Fri:

1-800-772-1213 (toll free) | www.socialsecurity.gov